Notre Dame Credit Union South Bend IN | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Notre Dame, your trusted financial partner located at 2102 E Ireland Rd, South Bend, IN 46614. Since our establishment in 1983, we have proudly served our community with a commitment to providing exceptional financial services tailored to the needs of our members. With over 65,000 members and total assets exceeding $1.17 billion, we are dedicated to helping you achieve your financial goals. At Notre Dame, we understand that financial decisions can be daunting. That's why our friendly team, led by CEO Thomas Gryp and Board President David Brenner, is here to guide you every step of the way. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered with competitive rates and personalized service. Our credit union boasts impressive financial stability, with total deposits amounting to $114,101,200 and a net worth of $117,142,547. We also hold a significant cash reserve of $9,060,807, ensuring that we are well-equipped to serve your needs efficiently. While members can visit us at 2102 E Ireland Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to call us at (574) 400-4850. We invite you to explore our website at notredamefcu.com for more information on our products and services. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements to enhance member experiences. With features like online banking, mobile payments, and electronic signatures, we make managing your finances simple and efficient. We are also proud of our ADA compliance efforts, ensuring that all members can access our services without barriers. For those who prefer face-to-face interaction, we offer drive-thru banking for quick transactions and shared service center availability for broader access across partner credit unions. Whether you visit us at 2102 E Ireland Rd or reach out via phone at 574-400-4850, we are here to assist you.

Join Us

We invite you to become part of the Notre Dame Credit Union family! Experience first-hand how we can support your financial journey while contributing positively to the South Bend community. Visit us today or check out more information on our website at notredamefcu.com. Together, let's build a brighter financial future!

Our Mission

At Notre Dame Credit Union, our mission is clear: to deliver exceptional financial services while enriching the lives of those in our community. We believe that everyone deserves access to quality banking solutions tailored to their unique needs. By offering a range of products from checking accounts to credit cards with rewards we strive to empower our members financially. In addition to traditional banking services, we prioritize community outreach through various initiatives and partnerships. Our team actively participates in local events and supports organizations that align with our values. We are not just about transactions; we care about making a difference in the lives of those around us.

Branch Location & Accessibility

Convenience and Accessibility

At our Ireland Road location, you'll find ample parking available right outside our doors, making it easy for you to pop in whether you're stopping by for a quick transaction or a more in-depth consultation. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can enjoy our services comfortably.

Get in Touch

We invite you to visit us at our Ireland Road branch or give us a call at 574-400-4850 if you have any questions or need assistance. Our friendly staff is ready to help you with all your banking needs. Come experience the warmth of Notre Dame Federal Credit Union today!

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours to suit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM until 12:30 PM for drive-thru services. We're committed to making banking as convenient as possible for you!

Services Available

Our branch offers a wide range of financial services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards there's something for everyone here. Plus, our drive-thru banking allows for quick deposits and withdrawals without leaving your car! If you're a member of another participating credit union, you can also take advantage of our shared service center transactions right here at Notre Dame.

Member Eligibility

At Notre Dame, we believe that everyone deserves to be part of a supportive community where their financial needs are understood and prioritized. Joining us as a member is not just about opening an account; it's about becoming part of a family that values your well-being. To become a member, you'll need to meet some straightforward eligibility criteria, such as living, working, or attending school in the area. For more detailed information on what qualifies you, feel free to check out our eligibility page at https://forms.joinmycu.com/mop/254/mop3/eligibility . Getting started is easy! You can open an account online through our simple application process at https://forms.joinmycu.com/mop/254/apply . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (574) 400-4850. We're here to help you every step of the way and look forward to welcoming you to the Notre Dame family at our location on 2102 E Ireland Rd South Bend In 46614!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer essential merchant services designed to streamline your payment processes. Picture this: a customer walks into your store, makes a purchase, and pays effortlessly using their preferred method. Our merchant services facilitate smooth transactions, so you can focus on what you do best running your business. With our convenient location at 2102 E Ireland Rd South Bend In 46614, South Bend, IN 46614, we are here to empower your business every step of the way. If you're ready to take your business to the next level, contact us today at (574) 400-4850!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $330 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $195,293,661, we continue to drive economic growth by financing new and expanding businesses. Imagine opening a new location or investing in equipment to enhance your operations. Our loans can help turn those visions into reality.

Comprehensive List Of Services

Convenient Banking Features

We know that convenience is key in today's fast-paced world. That's why we offer ATM and cash withdrawal services along with basic drive-thru banking for quick transactions like deposits and withdrawals. Plus, if you're a member of a partner credit union, our shared branch transactions allow for even greater flexibility making it easier to access your funds when needed. Our commitment extends beyond traditional banking hours; with online and mobile banking capabilities, you can manage your accounts whenever it suits you best. Enjoy the freedom of performing transactions right from your smartphone or computer.

Get Started Today!

If you're ready to explore all that Notre Dame has to offer or have any questions about how we can assist you further, don't hesitate to reach out! You can contact us at (574) 400-4850 or visit us at 2102 E Ireland Rd South Bend In 46614 during our operating hours: Monday-Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:30 PM. We look forward to serving you!

Loans and Credit Options

Sometimes life throws unexpected challenges your way, and that's where our personal loans and debt consolidation services come in. We can help lighten your financial load so you can focus on what matters most. Additionally, our credit cards come with rewards that let you earn while you spend, perfect for those who enjoy benefits from their everyday purchases. For business members, we provide essential banking services like merchant services and business loans. Our team understands the unique challenges businesses face, and we're here to support your growth.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that help you manage your finances effectively. Imagine easily accessing your funds through our online and mobile banking platforms whether you're making a deposit from home or checking your balance while on the go. For those looking to make significant purchases, we offer auto loans and vehicle financing that can help turn dreams into reality. Picture driving off in a new car with a loan tailored just for you. If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process smoothly, making homeownership attainable.

Digital & Online Banking

Key Services

Our online banking platform, available at https://notredamefcu.com/ , makes it easy to check balances, transfer funds, and pay bills all with just a few clicks. Plus, with our mobile application, you can manage your accounts right from your smartphone. Whether you're out shopping or relaxing at home, banking has never been easier. We also offer person-to-person transfers, allowing you to send money quickly and securely to friends and family without any hassle. Need to sign documents for a loan or account setup? Our electronic signature authorization feature means you can complete transactions without needing to visit a branch.

Security and Accessibility

Your security is our top priority. We employ advanced measures to keep your information safe while ensuring that our online banking services are user-friendly. You can trust that your financial data is protected as you navigate through our digital offerings. Additionally, if you prefer paperless options, we provide e-statements for easy access to your account history anytime you need it. The convenience of mobile payments lets you make purchases quickly without fumbling for cash or cards simply tap and go! With all these features combined, Notre Dame ensures that managing your finances is not only straightforward but also secure and accessible whenever you need it. Experience the ease of banking with us today!

Financial Strength

Commitment to Growth and Innovation

With $87,648,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending; with $8,056 in used auto loans and $973,976,844 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 222 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $256,879,952 in share certificates and $17,635,018 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $117,142,547, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 146,172, show a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) totaling $2,331,348, we demonstrate our dedication to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Notre Dame is your trusted partner. Visit us at 2102 E Ireland Rd South Bend In 46614 or call (574) 400-4850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,298,823 in used vehicle loans and $29,343,313 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way. We also offer refinancing options if you're looking to lower your monthly payments or interest rate.

Business Financing

For business owners, our outstanding commercial loans totaling $195,293,661 provide the capital needed to grow and expand your business. We understand the importance of having access to funds when opportunities arise and work closely with our business members to tailor solutions that fit their needs. In addition to these products, our services include personal banking options such as checking and savings accounts, debt consolidation loans, and online banking features for added convenience. If you're ready to explore your lending options at Notre Dame, don't hesitate to reach out! You can contact us at (574) 400-4850 or visit us at our branch located at 2102 E Ireland Rd South Bend In 46614 in South Bend, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $139,874,841, make buying or refinancing simple. We provide personalized assistance throughout the process, from application to closing. If you're considering refinancing your current mortgage, we can help determine eligibility and find the best solution for your situation.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $43,743,684 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can benefit you as you navigate your financial journey.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive, leading to better loan choices.

NOTRE DAME FEDERAL CREDIT UNION