Notre Dame Credit Union Mishawaka IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Notre Dame, your trusted partner in financial services located at 111 W Edison Rd, Mishawaka, IN 46545. Since our establishment in 1983, we have proudly served our community with a commitment to providing exceptional banking experiences tailored to meet the needs of our 65,181 members. As part of the Notre Dame family, you can expect a blend of personal touch and professional service that truly makes a difference. At Notre Dame, we manage an impressive $1,174,592,292 in assets and have facilitated over 44,025 loans and leases, helping our members achieve their financial goals. With total deposits reaching $114,101,200, we ensure that your hard-earned money is secure while also providing opportunities for growth through various savings options. Our net worth stands strong at $117,142,547, reflecting our stability and dedication to sound financial practices. Led by CEO Thomas Gryp and Board President David Brenner, our team of 229 employees is here to support you every step of the way. We are more than just a credit union; we are a community-oriented institution focused on building long-lasting relationships with each member. While members can visit us at our branch location for personal banking services such as checking and savings accounts, auto loans, mortgages, and business banking solutions, official correspondence should be sent to the same address: 111 W Edison Rd, Mishawaka, IN 46545. If you have questions or need assistance, don't hesitate to reach out! Call us at 574-400-4800 or visit our website at notredamefcu.com for more information. Join us today and discover how Notre Dame can help you reach your financial aspirations!

Branch History & Mission

Community Focus

We take pride in being more than just a bank; we're your neighbors. Our commitment to community outreach means partnering with local organizations and participating in events that uplift those around us. We understand that when our community thrives, we all thrive. In keeping with modern advancements, we've embraced digital tools such as online banking and mobile payments while ensuring our facilities comply with ADA standards for accessibility. Our drive-thru service makes it easier for you to conduct transactions on the go.

Join Us Today!

Whether you're looking for a supportive place to manage your finances or seeking ways to get involved in the community, Notre Dame welcomes you with open arms. Experience what it means to be part of a credit union that truly cares about its members. For any official correspondence, please note that while you can visit us at our physical address, all mail should be directed to 111 W Edison Rd, Mishawaka, IN 46545. Ready to join? Contact us at 574-400-4800 or visit our website today! Discover how Notre Dame can help you reach your financial dreams while making a difference right here in Mishawaka!

Our Mission

At Notre Dame, our mission is clear: we aim to empower our members by providing them with reliable financial solutions while actively participating in the community's growth and well-being. We believe that financial success is not just about numbers; it's about building trust and supporting one another through life's ups and downs. Our range of services includes everything from checking and savings accounts to auto loans, mortgages, credit cards with rewards, and business banking solutions. Each product is designed with you in mind, ensuring you have access to tools that help you achieve your financial goals.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for all members. We offer ample parking with designated spaces for those who may need them. The branch is fully compliant with ADA standards, featuring ramps and wide doorways to ensure everyone can visit us comfortably.

Call to Action

We invite you to come by and see how Notre Dame can help you achieve your financial goals. If you have any questions or would like more information about our services, don't hesitate to call us at 574-400-4800. We look forward to serving you!

Operating Hours

We understand that life can be busy, which is why our operating hours are tailored to fit your schedule. Stop by during lobby hours from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Friday, or visit us on Saturday when our drive-thru is open from 9 AM until 12:30 PM. Our friendly staff is always ready to assist you during these times.

Services Offered

At Notre Dame, we provide a variety of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. You can also take advantage of our ATM services for quick cash withdrawals and balance checks whenever you need them. For those who prefer convenience, we offer online and mobile banking options that let you manage your account from anywhere. Plus, if you need assistance with basic transactions while you're on the go, our drive-thru banking makes it easy to deposit or withdraw funds without stepping inside. While members can visit us at 111 W Edison Rd, official correspondence should be sent to the same address as well since it's also our mailing address.

Member Eligibility

At Notre Dame, we believe that becoming a member is like joining a caring family that supports your financial journey. If you're curious about membership, you'll be glad to know that eligibility is straightforward and welcoming. To join us, you typically need to live, work, worship, or attend school in the Mishawaka area, which opens the door for many to experience our personalized services and community spirit. Being part of Notre Dame means you'll have access to an array of financial products tailored just for you, whether it's savings accounts, loans, or online banking options. Ready to take the next step? Opening an account with us is easy! You can find all the details on how to get started by visiting our eligibility page for specific criteria and updates. If you have any questions or need assistance, don't hesitate to give us a call at (574) 400-4800. We're here to help you every step of the way as you embark on this exciting journey with Notre Dame at our location: 111 W Edison Rd Mishawaka In 46545.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $330 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $195,293,661, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the ability to accept payments easily from customers while managing your finances all in one place. Our merchant services provide practical tools that simplify transactions, making it easier for you to focus on what matters most growing your business. Located at 111 W Edison Rd Mishawaka In 46545 in Mishawaka, IN, we're here to partner with you on your journey. For more information about our business banking and commercial services, give us a call at (574) 400-4800 or visit us online at notredamefcu.com.

Comprehensive List Of Services

Business Banking Services

At Notre Dame, we also recognize the importance of supporting local businesses. Our Business Banking services, including merchant services and business loans, are designed to help entrepreneurs thrive. Whether you're just starting out or looking to expand, we have the tools and resources to assist you every step of the way.

Connect With Us

With so many ways to bank with us whether online or in person we invite you to explore all that Notre Dame has to offer. For any questions or assistance, don't hesitate to reach out at (574) 400-4800 during our operating hours: Lobby & Drive-Thru from 9:00 AM - 5:00 PM Monday - Thursday, 9:00 AM - 6:00 PM Friday, and 9:00 AM - 12:30 PM Saturday. We look forward to being part of your financial journey! Visit us today or check out more about our services on our website.

Convenient Access

We know how busy life can be, which is why we prioritize convenience at every turn. Enjoy easy access to cash with our ATM & Cash Withdrawal Services available around the clock. For those quick transactions, our Basic Drive-Thru Banking allows for efficient deposits and withdrawals without leaving your vehicle. Additionally, if you're a member of a partner credit union, take advantage of Basic Shared Branch Transactions that allow deposits and withdrawals wherever you are!

Personal Banking Services

Whether you're looking to open a checking or savings account, Notre Dame has you covered. Our Personal Banking services are tailored for everyone, from students to families. You can easily manage your finances with our user-friendly Online & Mobile Banking platforms, which allow you to check balances, transfer funds, and pay bills from anywhere. If you're dreaming of a new car or need financing for a vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. Plus, if you're considering purchasing a home or refinancing your mortgage, our dedicated team can guide you through the process with personalized service. Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We're here to help you find the right loan that fits your budget and helps ease your financial burdens. For those who love rewards, don't miss out on our Credit Cards with Rewards. They offer great benefits that can turn everyday purchases into exciting opportunities.

Digital & Online Banking

24/7 Access and Security

With 24/7 online banking services, you have round-the-clock access to your accounts whenever you need it. Rest assured that our systems are built with top-notch security measures to protect your personal information and provide peace of mind while you bank online. In summary, Notre Dame combines accessibility, user-friendliness, and robust security features in our digital banking offerings. We're here to help you manage your finances efficiently so that you can focus on what matters most in life. Join us today!

Explore Our Services

With our online banking platform available at https://notredamefcu.com/ , managing your accounts has never been easier. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, you can enjoy the convenience of electronic signature authorization, allowing you to sign documents securely without the need for paper.

Go Mobile with Confidence

For those on the go, our mobile application provides an array of features right at your fingertips. You can make mobile payments, conduct person-to-person transfers, and even manage all your accounts from the palm of your hand. Our mobile payments feature lets you pay friends or businesses quickly and easily, making everyday transactions smooth and hassle-free.

Stay Updated with E-Statements

Forget about paper clutter! Our e-statements make it easy for you to access your financial information at any time. You can view your statements online and keep track of your transactions effortlessly.

Financial Strength

Commitment to Growth

With $87,648,663 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $8,056 in used auto loans and $973,976,844 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 222 full-time employees and 7 part-time employees who are dedicated to providing exceptional service.

Key Financial Metrics

With a net worth of $117,142,547, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your savings are secured through $256,879,952 in share certificates and $17,635,018 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share Accounts: 146,172, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments totaling $2,331,348, we're here to support your financial journey every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Notre Dame is your trusted partner. Visit us at 111 W Edison Rd Mishawaka In 46545 or call (574) 400-4800 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,298,823 in used vehicle loans and $29,343,313 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget. Plus, if you're considering refinancing your existing auto loan, we can help you explore your options.

Business Loans

For business owners, our outstanding commercial loans totaling $195,293,661 provide the capital needed to grow and expand. We support local businesses by offering customized financing solutions that suit various needs from equipment purchases to operational costs.

Credit Lines

Our total credit lines reach $296,229,550, providing a safety net for unexpected expenses or opportunities that arise. These lines of credit allow you flexibility and peace of mind when it comes to managing cash flow. At Notre Dame, we are dedicated to providing comprehensive support for all your lending needs. If you're interested in learning more about eligibility or how to apply for any of our loan products, don't hesitate to reach out! You can contact us at (574) 400-4800 or visit us at our branch located at 111 W Edison Rd Mishawaka In 46545 in Mishawaka, IN. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $139,874,841, make buying or refinancing simple. We guide you through the process to ensure you understand each step along the way. Whether you're purchasing your first home or looking to refinance an existing mortgage, we are here to assist you with affordable solutions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $43,743,684 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your everyday purchases while keeping your spending under control.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that users receive fair and transparent offers, eliminating the guesswork involved in finding competitive rates.

NOTRE DAME FEDERAL CREDIT UNION