Northwoods Credit Union Moose Lake MN | Affordable Auto Loans & Easy Drive-Thru Banking

Introduction

Welcome to Northwoods, your trusted financial partner in the heart of Moose Lake, Minnesota. Located at 90 Arrowhead Ln, Moose Lake, MN 55767, our branch has been serving the community since 1936. As a member-focused credit union, we pride ourselves on providing personalized banking services tailored to meet your needs. At Northwoods, we understand that every financial journey is unique. That's why we're committed to offering a wide range of services, from checking and savings accounts to auto loans and mortgage financing. With over 12,000 members and total assets exceeding $176 million, we are here to support you in achieving your financial goals. Our leadership team, including CEO Douglas Wolf and Board President Jeffrey Kletscher, is dedicated to fostering a welcoming atmosphere where members feel valued. We believe in the power of community and aim to make a positive impact through our services and initiatives. While members can visit us at our branch for all their banking needs, official correspondence should be sent to P.O. Box 489, Moose Lake, MN 55767. With total deposits of $10,004,985 and net worth reaching $14,098,035, you can trust that your finances are in safe hands. Whether you're looking for competitive loan options or convenient online banking solutions, Northwoods is here for you. Don't hesitate to reach out by calling us at 218-485-5707 or visiting our website at northwoodscu.org for more information. Join us today and experience the difference that comes with being part of a community-focused credit union!

Branch History & Mission

At Northwoods, we take pride in our rich legacy of serving the Moose Lake community since 1936. Our branch, located at 90 Arrowhead Ln, Moose Lake, MN 55767, has been a cornerstone for local residents seeking reliable financial services and support. Over the years, we have evolved to meet the changing needs of our members while staying true to our core values of trust, integrity, and community service. Since opening our doors, Northwoods has grown significantly. Today, we proudly serve over 12,000 members and manage total assets amounting to $176,441,640. This growth reflects not only our commitment to providing excellent financial products but also our dedication to fostering lasting relationships within the community. Our mission is clear: we strive to empower our members by offering personalized financial solutions that help them achieve their goals. Whether it's through personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgages, we are here to support every step of your financial journey. We understand that everyone's needs are unique, which is why we emphasize a member-centric approach in all that we do. In addition to traditional banking services, Northwoods embraces digital advancements to enhance member convenience. We offer online and mobile banking solutions that make managing finances easier than ever before. Our drive-thru service ensures quick access for those on the go, while our ATM availability provides flexibility for cash withdrawals at any time. Community engagement is at the heart of our mission. We actively participate in local outreach initiatives aimed at supporting various causes and organizations within Moose Lake. By partnering with local groups and events, we reinforce our commitment to making a positive impact in the lives of those around us. While members can visit us at our branch location in Moose Lake for all their banking needs, official correspondence should be sent to P.O. Box 489, Moose Lake, MN 55767 if needed. We invite you to join Northwoods and experience firsthand the benefits of being part of a credit union that prioritizes its members and their communities. Together, let's build a brighter financial future! For more information or to become a member today, give us a call at 218-485-5707 or visit our website at Northwoods.

Branch Location & Accessibility

Get in Touch!

Have questions or want more information about how we can help? Feel free to give us a call at 218-485-5707; we're always ready to assist you! We invite you to visit us soon at the Northwoods Moose Lake Branch your trusted partner in financial success!

Nearby Landmarks and Accessibility

Our branch is located near the picturesque Moose Lake State Park and just a short drive from the local schools and shopping centers. This prime location ensures that you can stop by on your way home or while out running errands. We understand how important accessibility is for our members, which is why our branch is designed with ADA-compliant features, including ramps and accessible parking spaces.

Operating Hours

We strive to be available when you need us most! Our lobby hours are from 8:00 a.m. to 5:30 p.m. Monday, Tuesday, Thursday, and Friday. On Wednesdays, we open slightly later at 9:00 a.m., closing at 12:00 p.m. for the day. For those who prefer using our drive-thru services, we're also open on Saturdays from 9:00 a.m. to 12:00 p.m., making it convenient for your busy schedule.

Services Offered

At Northwoods, we offer a wide range of services tailored to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Need quick access to cash? Enjoy the convenience of our ATM services right here at the branch. Plus, our drive-thru allows for easy deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Northwoods, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're looking to enjoy the benefits of membership, you'll find it's quite simple! You can qualify for membership if you live, work, or worship in our community or have a family member who is already a member. This openness means many people can take advantage of our personalized services and friendly atmosphere. Plus, being a member of Northwoods comes with perks like lower loan rates and more accessible banking options tailored just for you. To explore all the eligibility details, feel free to check out this page. If you're ready to open an account, you can find all the information you need here. Should you have any questions, don't hesitate to call us at (218) 485-5707. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $36,585, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital needed for that new piece of equipment or the marketing campaign that could take your sales to the next level. Our competitive loan options can make that vision a reality.

Merchant Services That Make Transactions Easy

In today's fast-paced world, convenience is key. Our merchant services simplify payment processing, allowing you to focus on what matters most running your business. From credit card processing to point-of-sale solutions, we help streamline transactions, ensuring you can serve your customers effectively. Located at 90 Arrowhead Ln Moose Lake Mn 55767 in Moose Lake, MN, we're here to partner with you on your journey to success. Contact us at (218) 485-5707 or visit us online at Northwoods to learn more about how we can support your business ambitions!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are available for quick withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking allows for simple transactions without leaving your vehicle. At Northwoods, we strive to make banking accessible and straightforward for all our members. No matter what service you're interested in, our dedicated team at Moose Lake Branch is ready to assist you every step of the way. If you have any questions or want to learn more about how we can help meet your financial goals, don't hesitate to call us at (218) 485-5707 or visit us today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans provide competitive rates and flexible terms to suit your budget. Picture driving off in your dream vehicle while knowing that you're making a smart financial decision with our affordable financing options.

Business Banking

For our local entrepreneurs, we provide business banking solutions including merchant services and business loans. We know how important it is for small businesses to thrive, so we tailor our offerings to meet your unique needs.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can bring you closer to something special. Enjoy the benefits of cashback or travel points while managing your spending responsibly.

Mortgage Loans & Refinancing

If homeownership is on your mind, we've got you covered with mortgage loans and refinancing options. Our knowledgeable loan officers will guide you through the process, ensuring you understand each step as you work towards owning your own home.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services. With features like person-to-person payments and electronic signatures, managing your finances has never been easier or more secure.

Personal Banking

We offer an array of personal banking services designed to make your everyday finances easier. Whether you're looking to open a checking or savings account, our friendly staff is ready to help you find the right fit. Imagine having a checking account that not only helps manage your day-to-day expenses but also offers features like online banking and e-statements for easy tracking.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services. Whether it's for an emergency repair or consolidating multiple debts into one easy payment, we're here to help ease the burden.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make handling your finances a breeze. Need to check your balance or transfer money? You can do all of this and more with just a few clicks. We also provide electronic signature authorization, so you can sign documents securely without ever leaving home. If you prefer going paperless, we offer e-statements that keep your financial information organized and accessible whenever you need it. Plus, if you're always on the go, our mobile application makes it easy to manage your accounts from your smartphone.

Secure Transactions

Safety is at the core of what we do. Our digital banking services include person-to-person transfers, allowing you to send money quickly and securely to friends or family right from your account. You can trust that every transaction is safeguarded with robust security measures. At Northwoods, we believe in making banking as simple as possible for our members while ensuring their financial data is protected. Whether you're using a desktop or mobile device, accessing your accounts has never been easier or safer. Experience the ease of modern banking today with Northwoods!

Financial Strength

Commitment to Growth and Innovation

With $13,363,588 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total lending capacity is robust; we have $2,631 in used auto loans and $140,836,664 in total loans and leases, supporting members' financial goals across various sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwoods is your trusted partner. Visit us at 90 Arrowhead Ln Moose Lake Mn 55767 or call (218) 485-5707 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $34,991,730 in share certificates and $24,428,911 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $424,819 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 24,777, showcasing a strong member base that trusts us with their finances.

Solid Financial Position

With a net worth of $14,098,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 7.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $41,238,603 in used vehicle loans and $12,723,390 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easy for you to drive away with the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $36,585 provide the capital needed to grow and expand. We understand that running a business comes with its challenges and are here to support your entrepreneurial journey. At Northwoods, we believe in making financing accessible and straightforward. If you're considering refinancing or looking for eligibility options for any of our loan products, our team is ready to assist you. You can reach us at 218-485-5707 or visit us at 90 Arrowhead Ln Moose Lake MN 55767. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan products can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,718,935, make buying or refinancing simple. We are committed to supporting you through every step of the mortgage process, ensuring that you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,656,513 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards that can benefit your everyday spending.

Loan Aggregator

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NORTHWOODS CREDIT UNION - Moose Lake, MN

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