Northwoods Community Credit Union Park Falls WI | Affordable Auto Loans & Easy Drive-Thru Banking

Introduction

Welcome to Northwoods Community Credit Union, where our commitment to serving you goes beyond just banking. Established in 1953, we have been a trusted financial partner for over 70 years, dedicated to empowering our members in Park Falls, WI and surrounding areas. With our branch located at 1224 4Th Ave S, Park Falls, WI 54552, we pride ourselves on building lasting relationships and supporting our community's financial well-being. As a member of Northwoods Community, you join over 8,400 fellow members who benefit from our strong financial foundation. With total assets of $91,437,386 and total deposits reaching $7,355,364, we are well-equipped to help you achieve your financial goals. Our dedicated team of 29 employees, led by CEO Sally Zoesch and Board President Christine Simon, is here to provide personalized service tailored to your needs. At Northwoods Community Credit Union, we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Whether you're looking for assistance with a loan or seeking advice on managing your finances, we're here for you every step of the way. We understand that life can be busy, which is why we offer convenient access through online banking and mobile applications. Plus, our drive-thru service makes it easy to conduct transactions on the go! While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 369, Park Falls, WI 54552. Are you ready to experience the difference with Northwoods Community? Give us a call at 715-762-3208 or visit us online at www.northwoodscu.com to learn more about how we can serve you better. Your journey towards better financial health starts here!

Branch History & Mission

Our Evolution

Northwoods Community started as a small credit union focused on meeting the needs of local members. Throughout the years, we have expanded our services while keeping our core mission intact: to empower individuals and families through accessible financial services. We understand that each member's journey is unique, so we offer personalized support across various banking options, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our branch is equipped with modern conveniences such as ATM access and drive-thru banking to provide you with quick and easy transactions. We prioritize accessibility by maintaining ADA compliance and enhancing our digital offerings to ensure all members can manage their finances effortlessly.

Our Mission

At Northwoods Community Credit Union, our mission is simple yet impactful: we strive to improve the financial well-being of our members and enrich the community we serve. We believe in fostering strong relationships built on trust and integrity. By supporting local initiatives and engaging in community outreach efforts, we aim to make a difference beyond banking. While members can visit us at 1224 4Th Ave S Park Falls Wi 54552, official correspondence should be sent to PO Box 369, Park Falls, WI 54552 if needed. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 3:00 PM in the lobby and extended drive-thru hours from 8:30 AM to 5:00 PM on weekdays and from 8:30 AM to noon on Saturdays. As we look toward the future, we invite you to join our growing family at Northwoods Community Credit Union. Experience the benefits of being part of a member-focused institution where your financial success is our top priority. Reach out today at (715) 762-3208 or visit us online at northwoodscu.com to learn more about how we can support your financial goals!

Branch Location & Accessibility

Welcome to Northwoods Community Credit Union, conveniently located at 1224 4Th Ave S in Park Falls, WI. Our branch is situated in a vibrant area, making it easy for you to stop by while enjoying local shops and attractions. Whether you're coming from nearby landmarks or just passing through town, our welcoming atmosphere is designed to serve all your banking needs. At Northwoods Community, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services. Plus, we offer ample parking right outside the building, so you can visit us without the hassle of searching for a spot. We understand that your time is valuable, which is why we offer flexible operating hours. Visit us Monday through Friday from 9:00 AM to 3:00 PM for lobby services, or take advantage of our drive-thru banking available from 8:30 AM to 5:00 PM on weekdays and 8:30 AM to 12:00 PM on Saturdays. If you need assistance outside these hours, don't hesitate to give us a call at 715-762-3208. In addition to traditional banking services like checking and savings accounts, we provide a range of options including auto loans, mortgages, and credit cards with rewards. Our drive-thru service allows for quick deposits and withdrawals, while our ATM ensures you have access to cash whenever you need it. While members can visit us at 1224 4Th Ave S Park Falls Wi 54552, official correspondence should be sent to PO Box 369, Park Falls, WI 54552. We invite you to experience the friendly service at Northwoods Community Credit Union. Stop by today or call us to learn more about how we can assist you!

Member Eligibility

Becoming a member of Northwoods Community is like joining a close-knit family where everyone supports each other's financial goals. Located at 1224 4Th Ave S Park Falls Wi 54552, we welcome anyone who lives, works, or attends school in the local community. If you have a family member who is already part of our credit union, you're also eligible to join! This means you can enjoy all the benefits of membership, including access to personalized services and competitive rates that can help make your financial journey smoother. The process to become a member is straightforward and welcoming. You can learn more about our eligibility criteria by visiting http://www.northwoodscu.com/membership , where you'll find all the details you need. When you're ready to open an account, just head over to https://internetloanapplication.cudl.com/northwoods/ for easy online access. If you have any questions or need assistance, feel free to give us a call at (715) 762-3208 we're here to help!

Business Banking & Commercial Services

Merchant Services that Work for You

In addition to loans, we offer merchant services that make payment processing easy. Picture your customers checking out effortlessly with various payment options, while you focus on what matters most running your business. Our merchant services provide the tools you need to accept payments securely and efficiently. Visit us at 1224 4Th Ave S Park Falls Wi 54552 in Park Falls, WI or call us at (715) 762-3208 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing services are designed to help you drive off in your dream vehicle without breaking the bank. We offer competitive rates and flexible terms, ensuring that financing is accessible for everyone in our community.

Business Banking

For our local entrepreneurs and businesses, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. We understand that managing a business comes with its own set of challenges, and our team is committed to helping you find the right financial tools.

Credit Options

In today's world, having a credit card can be very beneficial. Our Credit Cards with Rewards program allows you to earn points on everyday purchases while enjoying the convenience of credit when needed.

Digital Banking Features

In addition to traditional banking services, we have embraced technology to enhance your banking experience. With Online & Mobile Banking, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills from anywhere right from your smartphone or computer! Our ATM services ensure that cash withdrawal is convenient and straightforward whenever you need it.

Drive-Thru Services

For quick transactions like deposits or withdrawals, take advantage of our basic Drive-Thru Banking services. It's perfect for those busy days when you're on the go but still want personalized service. We invite you to explore all these services and more at Northwoods Community Credit Union. If you have questions or need assistance, feel free to reach out at 715-762-3208 during our operating hours: Monday through Friday from 9:00 AM to 3:00 PM (Lobby) and 8:30 AM to 5:00 PM (Drive Up), plus Saturday from 8:30 AM to 12:00 PM (Drive Up). Visit us today or check out our website at northwoodscu.com for more information! Let us help you achieve your financial goals with ease and confidence!

Mortgage Solutions

Homeownership is a significant milestone for many families. At Northwoods Community, we simplify this journey with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you every step of the way.

Personal Banking

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts that make it easy to keep track of your money and grow your savings. Imagine having an account that not only helps you budget but also earns interest over time! For those unexpected expenses or planned purchases, our Personal Loans & Debt Consolidation options can provide the financial relief you need.

Digital & Online Banking

Mobile Application Accessibility

For those who prefer banking on their mobile devices, our mobile application makes it easy to manage your accounts from the palm of your hand. You can download it and enjoy the same functionalities as our online platform, making banking not only convenient but also accessible wherever life takes you.

Security You Can Trust

We prioritize your security through features like electronic signature authorization for added peace of mind when completing transactions online. Additionally, e-statements are available for those who want to reduce paper clutter while keeping track of their financial activities securely. At Northwoods Community, we aim to provide not just banking services but a full experience that fits into your lifestyle. Enjoy hassle-free banking with us today!

User-Friendly Online Banking

With our 24/7 online banking services available at https://www.northwoodscu.com/ , you can check your balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, real-time account management is right at your fingertips. Plus, with our person-to-person transfer feature, sending money to friends and family has never been simpler.

Financial Strength

A Growing Member Base

Total Share Accounts stand at 15,723, showing a strong and growing member base that trusts us with their finances. Your trust fuels our commitment to maintaining the highest standards of service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwoods Community is your trusted partner. Visit us at 1224 4Th Ave S Park Falls WI 54552 or call 715-762-3208 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $12,034,408 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices; this focus is reflected in our resource allocation, ensuring you benefit from better loan rates and exclusive perks.

Operational Efficiency

Our net income of $501,659 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $8,674,171 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $58,980,513 in total loans and leases, which supports various financial goals across multiple sectors.

Strong Financial Health

With a net worth of $9,305,226, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of 10.16, demonstrating our ability to support loans and provide competitive savings rates even in uncertain economic times.

Loan Offering

Additional Loan Options

In addition to these primary offerings, we also provide total credit lines amounting to $5,000,000, giving members access to funds when they need them most. For those looking for business solutions, while we currently do not have outstanding commercial loans available at this time, keep us in mind for future needs as our offerings evolve. If you're considering refinancing any existing loans or exploring eligibility options for our products, don't hesitate to reach out. Our team is ready to assist you with all your questions. For more information about our loan offerings or to start an application process today, feel free to contact us at 715-762-3208 or visit us at 1224 4Th Ave S Park Falls Wi 54552. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,729,223 in used vehicle loans and $4,272,292 in new vehicle loans already helping members get on the road. Whether you are interested in financing a brand-new vehicle or a reliable used car, we have solutions that make sense for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,242,989, make buying or refinancing simple. We provide personalized service and guidance throughout the process to ensure you find the right mortgage solution for your needs.

Unsecured Credit Cards

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $946,138 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that can make your spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures fair and transparent offers for users looking to compare loan rates. By utilizing verified sources, LendMesh prioritizes accuracy in its comparisons, so you can trust that the information presented reflects current market conditions.

NORTHWOODS COMMUNITY CREDIT UNION - Park Falls, WI