NORTHWOOD FEDERAL CREDIT UNION

At Northwood, we believe that banking should be more than just a transaction; it's about building relationships and supporting our community. Located at 5430 Pulaski Ave, Philadelphia, PA 19144, our branch has been serving members since 1943. Over the years, we've grown into a trusted financial partner for 355 members, with assets totaling an impressive $7,228,614. As a member-focused credit union, we prioritize your needs. With total deposits reaching $1,431,725 and a net worth of $1,354,254, we are committed to providing you with secure and reliable financial services. Our team of four dedicated employees is led by CEO Carolyn Penn and Board President Marc Altman, who together bring warmth and expertise to our operations. While you can visit us at our branch for personal banking services such as checking and savings accounts, auto loans, and mortgage refinancing, please note that official correspondence should be directed to our mailing address at 6836 Castor Ave, Philadelphia, PA 19149-2108. We invite you to explore how we can support your financial journey. Whether you're looking to apply for a loan or need assistance with your accounts, feel free to reach out to us at (215) 849-4614. Your financial well-being is our top priority!

At Northwood, we believe that everyone deserves the chance to be part of a caring community. Becoming a member is simple and welcoming, as we strive to include individuals from all walks of life. To join us at our branch located at 5430 Pulaski Ave Philadelphia Pa 19144, you just need to meet a few eligibility criteria which primarily focus on your connection to our community, such as being an employee or member of certain organizations, or living in specific areas. We encourage you to visit this link for detailed and updated information about who can join. Once you're ready to take the next step, opening an account with us is a breeze! You can reach out directly at (215) 849-4614 for guidance or support throughout the process. We're excited to welcome you into our family where you'll enjoy numerous benefits, including personalized financial services and a supportive environment designed just for you. Let's get started on your journey together!

At Northwood, we understand that managing your finances should be simple, convenient, and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With easy access to your accounts anytime and anywhere, you can stay in control of your money without the hassle of traditional banking. One of the standout features is our comprehensive online banking platform, which you can explore at https://northwoodfcu.com/ . Here, you can check your balances, review transactions, and transfer funds with just a few clicks. Although we currently do not offer electronic signature authorization or e-statements, our commitment to providing a secure banking experience remains strong. Need to send money quickly? While we don't have person-to-person transfer services yet, our focus is always on enhancing the options available to you. We prioritize security in every aspect of our service. Your financial information is protected with robust encryption technology so that you can bank with peace of mind. If you're on the go, keep an eye out for our mobile application coming soon! While mobile payments aren't available at this moment, we're dedicated to improving our services based on member feedback. You'll soon have the ability to manage your accounts right from your smartphone. At Northwood, we believe that banking should be straightforward and accessible for everyone. Our 24/7 online banking ensures that whether it's early morning or late at night, you can manage your finances when it suits you best. We are committed to continually improving our services and hope to bring more exciting features to make your banking experience even better in the future. Join us as we work towards making banking easier and more convenient for all our members!

At Northwood, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to be assured of our reliability, especially in today's changing economic landscape. With a net worth of $1,354,254, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,873, which demonstrates our ability to provide loans and competitive savings rates without interruptions, even during uncertain times. Members' savings are secured through $2,130,477 in share certificates, offering stable and rewarding financial growth opportunities. This commitment extends to our focus on you our members. Unlike traditional banks, we prioritize your needs; currently, we have $0 in non-member deposits, ensuring that our resources are dedicated to benefiting you through better loan rates and exclusive perks. Our financial strength also includes $1,364,517 in undivided earnings. This means we can reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $2 in used auto loans and $2,749,152 in total loans and leases, we support your financial goals across various sectors. Despite facing challenges with a net income of $-10,263, we're committed to improving our operational efficiency so that we can continue providing competitive loan rates and solid financial products for our members. Our team is here for you; we proudly employ 0 full-time employees and 4 part-time employees who are ready to assist you with their knowledge and dedication. In addition, we manage net shares (funds available for lending and investments) totaling $0, supporting our ability to lend responsibly while maintaining a strong member base with 550 accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwood is your trusted partner. Visit us at 5430 Pulaski Ave Philadelphia Pa 19144 or call (215) 849-4614 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.