North West Federal Credit Union

In the welcoming community of Vienna, the Northwest branch at 231 Maple Ave E is your trusted financial partner dedicated to helping you achieve your goals. Open Monday through Friday from 10:30 a.m. to 7:00 p.m. and Saturdays from 9:00 a.m. to 1:00 p.m., this location offers convenient ATM services for quick cash withdrawals and balance checks any time you need. Members appreciate Northwest’s standout auto loans and vehicle financing options, designed to get you on the road with competitive rates and flexible terms tailored just for you.
Whether you're buying your first home or looking to refinance, take advantage of our low mortgage rates crafted to make homeownership more attainable in Vienna. Alongside these signature lending solutions, enjoy comprehensive personal banking services including checking and savings accounts, credit cards loaded with rewarding perks, personal loans, and debt consolidation options. Business members also benefit from merchant services and business loans designed to support growth.
With seamless online and mobile banking platforms available 24/7, managing your finances is easy wherever life takes you. Visit the Northwest branch in Vienna or call 703-709-8900 today to explore how our top auto loans and mortgage offerings can drive your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
7 %
70 %
home equity
Home Equity Line of Credit
7.25 %
80 %
heloc
7.75 %
90 %
heloc
9.25 %
100 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year Fixed
5.875 - 6.0 %
6.067 - 6.153 %
0.75
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/3 Adjustable Rate Mortgage
6.125 - 6.25 %
6.404 - 6.412 %
0.5
3.0 Yrs
CONVENTIONAL
ADJUSTABLE
SOFR 5 Year ARM
6.125 - 6.25 %
6.742 - 6.768 %
0.5
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
SOFR 7 Year ARM
6.25 - 6.375 %
6.703 - 6.744 %
0.5
7.0 Yrs
CONVENTIONAL
FIXED
HomeReady Mortgage 30yr
6.5 - 6.625 %
7.042 - 7.106 %
1
30.0 Yrs
CONVENTIONAL
FIXED
30 Year Fixed
6.625 - 6.75 %
6.757 - 6.846 %
0.875
30.0 Yrs
CONVENTIONAL
FIXED
30 Year 100% Fixed Rate
7.375 - 7.5 %
8.022 - 8.095 %
0.5
30.0 Yrs
CONVENTIONAL
FIXED
HomeBuyer's Edge 100%
7.625 - 7.75 %
7.7 - 7.8 %
0.25
30.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed Rate
5.875 - 6.0 %
6.017 - 6.064 %
0.75
15.0 Yrs
JUMBO
ADJUSTABLE
SOFR 5 Year ARM Jumbo
6.25 - 6.375 %
6.737 - 6.763 %
0.25
5.0 Yrs
JUMBO
ADJUSTABLE
SOFR 7 Year ARM Jumbo
6.375 - 6.5 %
6.713 - 6.754 %
0.25
7.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed Rate
6.5 - 6.625 %
6.588 - 6.665 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Savings secured
2.8 %
5.1 - 10 Yrs
Personal loan
9.99 - 11.99 %
2.1 - 7 Yrs
Line of credit
14.15 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
2024
5.19 % - 6.79 %
3 Yrs
Auto
2023
5.29 % - 6.79 %
3 Yrs
Auto
2025
5.39 % - 6.79 %
3 Yrs
Auto
2022
5.39 % - 6.29 %
3 Yrs
Auto
New 2025
5.59 % - 6.29 %
3.1 Yrs - 7 Yrs
Auto
2021
5.59 % - 6.49 %
3 Yrs
Auto
2019-2020
6.39 % - 8.29 %
3 Yrs

Introduction

Welcome to Northwest, your trusted financial partner located at 231 Maple Ave E, Vienna, VA 22180. Since our establishment in 1947, we have dedicated ourselves to serving our community with personalized banking solutions that truly make a difference. With a total membership of over 283,490, we pride ourselves on being more than just a credit union; we are a family. At Northwest, we understand that your financial needs are unique. That's why we offer a wide range of services, from personal and auto loans to mortgages and business banking. Our total assets now exceed $4.81 billion, reflecting our commitment to responsible growth and stability. With total deposits around $891,922,313, you can trust that your money is safe with us. Led by our CEO, Jeff Bentley, and Board President, Gerrianne Burks, our team of over 543 employees is here to provide you with exceptional service every day. If you need assistance or have questions about our services, don't hesitate to call us at 703-709-8900. While members can visit us at our branch address mentioned above for all your banking needs, official correspondence should be sent to our mailing address: 200 Spring St, Herndon, VA 20170. Join us in making your financial dreams a reality! Visit our website at nwfcu.org today to learn more about how we can assist you on your journey toward financial success.

Branch History & Mission

Community Focus

Northwest is deeply committed to giving back. We actively engage in community outreach efforts, partnering with local organizations to support initiatives that uplift those in need. Whether it's through financial literacy programs or sponsorships of community events, we believe in making a positive impact right here in Vienna. While members can visit us at 231 Maple Ave E for all their banking needs during our lobby hours from 10:30 AM to 7:00 PM Monday through Friday (and from 9:00 AM to 1:00 PM on Saturdays), official correspondence should be sent to our mailing address at 200 Spring St, Herndon, VA 20170. We invite you to join Northwest and experience firsthand the benefits of membership. Together, let's build a brighter future for you and your family. For more information about becoming a member or exploring our services further, please give us a call at 703-709-8900 or visit us online at Northwest's website.

Our Mission

At the core of Northwest is our mission: to enhance the lives of our members and strengthen our community through responsible lending and personalized service. We strive to create lasting relationships by understanding our members' unique needs and helping them navigate their financial journeys. This approach not only supports individual growth but also contributes to the overall well-being of our community. We recognize that times are changing, and we embrace digital advancements to ensure convenience for all members. Our online and mobile banking platforms make it easy to manage finances from anywhere. Additionally, we pride ourselves on being ADA compliant, ensuring accessibility for all individuals who walk through our doors or interact with us online.

Branch Location & Accessibility

Convenient Access and Amenities

At our branch, you'll find ample parking available, making it easy for you to visit us. We take pride in our commitment to accessibility; our facilities are designed to accommodate all members of our community. If you require assistance, don't hesitate to ask one of our friendly staff members.

Get in Touch

While members can visit us at our Vienna location, official correspondence should be sent to 200 Spring St, Herndon, VA 20170. For any questions or assistance, feel free to call us at 703-709-8900. Our team is eager to assist you! Come visit Northwest today we're excited to serve you!

Operating Hours and Services

We understand that life can get busy, which is why our lobby hours are tailored for your convenience. Visit us Monday through Friday from 10:30 AM to 7:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. If you need access outside of these hours, our ATM is available 24/7 for cash withdrawals and balance checks. At Northwest, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! Additionally, if you're a business owner, we provide merchant services and business loans tailored to help your enterprise thrive.

Member Eligibility

At Northwest, we believe that everyone deserves a place to feel supported and valued, and becoming a member is just the first step in joining our community. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This means that if you're part of our vibrant local community, you're likely already qualified! Plus, once you're a member, you'll enjoy a range of benefits like competitive rates on loans and savings accounts designed to help you achieve your financial goals. Getting started is easy! You can find detailed eligibility criteria on our website at https://www.nwfcu.org/membership/. If you're ready to open an account and take advantage of everything we offer, visit us online at https://www.nwfcu.org/loans/mortgages/ or give us a call at (703) 709-8900. We can't wait to welcome you to Northwest, located at 231 Maple Ave E Vienna Va 22180, where together we can build a brighter financial future!

Business Banking & Commercial Services

At Northwest, we understand that every business has unique needs and aspirations. Whether you are a small startup or an established enterprise, our tailored business banking solutions can help you thrive. Imagine securing the funds to expand your operations or invest in new technology this is where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $55,100,525, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing, allowing you to focus on what matters most running your business. From easy card acceptance to secure online transactions, we provide tools that enhance your customer experience and streamline operations. Visit us at 231 Maple Ave E Vienna Va 22180 in Vienna, VA, or call us at (703) 709-8900 to discover how we can help your business grow!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy easy access through our ATM services available 24/7 at our branch location. You can withdraw cash, check balances, and perform basic transactions without any hassle. At Northwest, we're here to support your financial journey every step of the way. If you'd like to learn more about any of these services or have questions regarding how we can assist you further, feel free to reach out at (703) 709-8900 or visit us in person at 231 Maple Ave E Vienna Va 22180. Join us today and experience the difference!

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, we make it easy for you to drive away in the vehicle you want. Whether you're buying new or used, our team is ready to assist you every step of the way.

Business Banking Services

For entrepreneurs and small businesses, we provide robust business banking services including merchant services and business loans. Our dedicated team understands the challenges of running a business and is here to support your financial needs as you grow.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking, managing your finances has never been easier. Check balances, transfer funds, pay bills, or even deposit checks right from your smartphone or computer all at your convenience!

Credit Cards with Rewards

Reward yourself with our credit cards that not only offer standard benefits but also come with exciting rewards programs! Whether it's cash back on everyday purchases or points toward travel, our credit cards are designed to give back more than just credit.

Mortgage Loans & Refinancing

Buying a home is one of the most significant investments you'll ever make. At Northwest, we offer comprehensive mortgage loans and refinancing options to fit your lifestyle. Our mortgage specialists are here to guide you through the process, ensuring that you find the right loan for your situation whether you're a first-time buyer or looking to refinance an existing mortgage.

Personal Banking Solutions

Managing your money should be straightforward. That's why we offer various personal banking options, including checking and savings accounts that help you save for the future while giving you easy access to your funds. Our checking accounts come with no monthly fees and provide the convenience of online and mobile banking, allowing you to handle your finances from anywhere.

Personal Loans & Debt Consolidation

Need extra cash for an unexpected expense? Our personal loans can provide quick access to funds when life throws a curveball. Additionally, if you're juggling multiple debts, consider our debt consolidation options that can simplify your payments into one manageable loan with lower interest rates.

Digital & Online Banking

Accessibility and Support

At Northwest, we believe that banking should be accessible to everyone. Our online services are designed for real-time account management so that you can stay updated on your finances wherever you are. Plus, if you ever need assistance, our dedicated support team is just a phone call away at (703) 709-8900. Experience the freedom and flexibility of digital banking with us today! Visit https://www.nwfcu.org/ to explore all the options available to you as a valued member of Northwest.

Key Features

We know that security is a top concern for our members. That's why our platform is built with robust protection measures to keep your personal information safe. Additionally, we offer features like e-statements for those who prefer going paperless, allowing you to receive important documents electronically and access them anytime you need. For those who are always on the move, our mobile application makes banking even more convenient. With this app, you can enjoy features like mobile payments and person-to-person transfers right from your smartphone. Whether you're splitting a bill with friends or making a quick purchase, everything is just a tap away.

Financial Strength

At Northwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, providing you with the peace of mind you deserve when managing your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $526,751,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $953,919,040 in share certificates and $807,747,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $467,384,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $49,311 in used auto loans and $2,776,962,163 in total loans and leases. Our operational efficiency is reflected in our $19,915,969, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 535 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 456,054, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwest is your trusted partner. Visit us at 231 Maple Ave E Vienna Va 22180 or call (703) 709-8900 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $978,655,683 in used vehicle loans and $584,960,396 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive financing options can make it happen.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $55,100,525 provide the capital needed to expand your operations. Whether you need funding for equipment or working capital, we have solutions tailored for small businesses.

Credit Card Loans

Managing everyday expenses can be easier with our flexible unsecured credit card loans. We currently offer a total of $70,969,625 in these loans to help members manage their finances effectively. Our cards come with benefits designed to enhance your purchasing power while keeping repayment manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $293,786,036, make buying or refinancing simple. We are committed to guiding you through the mortgage process with clear terms and personalized service.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility for new ones, our team is here to assist you. We'll work closely with you to find options that fit your financial situation and help reduce your monthly payments. To learn more about our loan offerings or to apply today, feel free to reach out at 703-709-8900 or visit us at 231 Maple Ave E Vienna Va 22180. You can also check out our website for further details: Northwest. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Northwest, we're dedicated to empowering our members with the financial resources they need for a secure future.

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