North West Federal Credit Union

In the vibrant Manassas community, the Northwest branch at 9730 Liberia Ave is your welcoming financial partner dedicated to supporting your journey toward financial success. With convenient drive-thru hours Monday through Friday from 8:30 a.m. to 7:00 p.m. and Saturday service available in both the lobby and drive-thru, banking fits seamlessly into your busy schedule. Members appreciate our standout auto loans and vehicle financing options, designed to get you on the road with competitive rates and flexible terms tailored just for you.
If homeownership is your goal, take advantage of Northwest’s low mortgage rates and refinancing solutions crafted to make buying or upgrading a home more attainable in Manassas. Alongside these signature lending services, this branch offers a full range of personal banking products including checking and savings accounts, credit cards with rewarding perks, personal loans, debt consolidation, and business banking services like merchant accounts and business loans.
Enjoy the ease of managing your finances anytime through secure online and mobile banking or stop by for friendly expert assistance. Visit the Northwest branch at 9730 Liberia Ave or call 703-709-8900 today to discover how our best-in-class auto loans and mortgage offerings can accelerate your financial future—experience local service made just for you!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
7 %
70 %
home equity
Home Equity Line of Credit
7.25 %
80 %
heloc
7.75 %
90 %
heloc
9.25 %
100 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year Fixed
5.875 - 6.0 %
6.067 - 6.153 %
0.75
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/3 Adjustable Rate Mortgage
6.125 - 6.25 %
6.404 - 6.412 %
0.5
3.0 Yrs
CONVENTIONAL
ADJUSTABLE
SOFR 5 Year ARM
6.125 - 6.25 %
6.742 - 6.768 %
0.5
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
SOFR 7 Year ARM
6.25 - 6.375 %
6.703 - 6.744 %
0.5
7.0 Yrs
CONVENTIONAL
FIXED
HomeReady Mortgage 30yr
6.5 - 6.625 %
7.042 - 7.106 %
1
30.0 Yrs
CONVENTIONAL
FIXED
30 Year Fixed
6.625 - 6.75 %
6.757 - 6.846 %
0.875
30.0 Yrs
CONVENTIONAL
FIXED
30 Year 100% Fixed Rate
7.375 - 7.5 %
8.022 - 8.095 %
0.5
30.0 Yrs
CONVENTIONAL
FIXED
HomeBuyer's Edge 100%
7.625 - 7.75 %
7.7 - 7.8 %
0.25
30.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed Rate
5.875 - 6.0 %
6.017 - 6.064 %
0.75
15.0 Yrs
JUMBO
ADJUSTABLE
SOFR 5 Year ARM Jumbo
6.25 - 6.375 %
6.737 - 6.763 %
0.25
5.0 Yrs
JUMBO
ADJUSTABLE
SOFR 7 Year ARM Jumbo
6.375 - 6.5 %
6.713 - 6.754 %
0.25
7.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed Rate
6.5 - 6.625 %
6.588 - 6.665 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Savings secured
2.8 %
5.1 - 10 Yrs
Personal loan
9.99 - 11.99 %
2.1 - 7 Yrs
Line of credit
14.15 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
2024
5.19 % - 6.79 %
3 Yrs
Auto
2023
5.29 % - 6.79 %
3 Yrs
Auto
2025
5.39 % - 6.79 %
3 Yrs
Auto
2022
5.39 % - 6.29 %
3 Yrs
Auto
New 2025
5.59 % - 6.29 %
3.1 Yrs - 7 Yrs
Auto
2021
5.59 % - 6.49 %
3 Yrs
Auto
2019-2020
6.39 % - 8.29 %
3 Yrs

Introduction

Welcome to Northwest, your trusted financial partner located at 9730 Liberia Ave, Manassas, VA 20110. Since our establishment in 1947, we have been dedicated to serving our community, helping members achieve their financial goals with a personal touch. With a strong membership base of 283,490, we take pride in being more than just a credit union; we're a community hub where your financial well-being is our top priority. At Northwest, our total assets amount to an impressive $4,810,199,243, showcasing our stability and commitment to providing you with the best financial services. Whether you're looking for auto loans, mortgages, or business banking solutions, we've got you covered with over 130,732 loans and leases tailored to meet your needs. Our robust total deposits of $891,922,313 reflect the trust our members place in us. Led by CEO Jeff Bentley and Board President Gerrianne Burks, our team of 543 dedicated employees is here to assist you with friendly service and expert advice. We understand that navigating finances can be challenging; that's why we offer a range of services including online banking and mobile payments for your convenience. While you can visit us at our Manassas branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 200 Spring St, Herndon, VA 20170. We invite you to explore how Northwest can support your financial journey. Feel free to reach out at 703-709-8900 or visit our website at www.nwfcu.org to learn more about our offerings. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

Northwest isn't just about finances; it's about making a difference in our community. We actively engage in outreach programs and partnerships that support local initiatives. Whether it's sponsoring events or offering educational workshops on financial literacy, we strive to give back to the area that has supported us for so long. While members can visit us at 9730 Liberia Ave in Manassas for all their banking needs, official correspondence should be sent to our mailing address at 200 Spring St, Herndon, VA 20170.

Join Us

As we look toward the future, we invite you to be part of our growing family. Experience firsthand how Northwest can help you achieve your financial goals while contributing to the well-being of your community. For any inquiries or assistance, feel free to reach out at 703-709-8900. Join us today and discover the benefits of being a member of Northwest!

Our Mission

Our mission at Northwest is clear: to empower our members by providing comprehensive financial services while fostering a strong sense of community. We believe that everyone deserves access to quality banking solutions that can improve their lives. Our offerings range from personal checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Each product is designed with our members' needs in mind. We are also dedicated to enhancing the member experience through modern conveniences such as online banking and mobile payments. With an ATM available for quick cash access and drive-thru services for easy transactions, we aim to make banking simple and efficient for everyone.

Branch Location & Accessibility

Convenient Features

At Northwest, we prioritize your convenience. Our branch offers ample parking, ensuring you can easily access our services without hassle. We are also ADA compliant, with features such as ramps to assist those with mobility challenges.

Get in Touch

Have questions or want to learn more? Feel free to call us at 703-709-8900. Our dedicated team is eager to assist you with all your banking needs. We invite you to visit us at the Northwest branch today your next step toward financial wellness starts here!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed to fit your schedule. Join us Monday through Friday from 10:30 AM to 7:00 PM and on Saturdays from 9:00 AM to 1:00 PM. If you're looking for a quick transaction, our drive-thru service is available Monday through Friday from 8:30 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM.

Services Offered

Northwest isn't just about convenience; we also offer a wide range of services tailored for your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit every lifestyle. Our ATM is available for cash withdrawals and balance checks anytime you need it.

Member Eligibility

Joining the family at Northwest is a simple and rewarding process, and we're excited to welcome you! To become a member, you just need to meet a few friendly criteria. Typically, anyone who lives, works, or worships in our community around 9730 Liberia Ave Manassas Va 20110 can join us. If you're unsure whether you qualify, feel free to check out the full details on our eligibility page at https://www.nwfcu.org/membership/. Becoming a member means gaining access to a world of financial services designed with your needs in mind, including great rates on loans and savings options that can help you achieve your goals. Opening an account is straightforward just visit us or follow the instructions found here: https://www.nwfcu.org/loans/mortgages/. If you have any questions or want to chat about membership, don't hesitate to give us a call at (703) 709-8900. We can't wait for you to be part of our community!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers, whether they're shopping in-store or online. Our solutions provide the tools you need to manage payments efficiently, allowing you to focus on what really matters growing your business. Visit us at 9730 Liberia Ave Manassas Va 20110 in Manassas, VA, or call us at (703) 709-8900 to explore how our business banking solutions can elevate your company's potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $55,100,525, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, we have specialized solutions just for you! Our business banking services, including merchant services and business loans, are designed to help you grow and manage your business efficiently.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check balances, transfer funds, and pay bills from anywhere at any time. Our members appreciate having access to their accounts on-the-go through our mobile app or website. Additionally, if you ever need cash quickly, our network of ATMs makes withdrawals simple and accessible.

Everyday Banking Made Easy

Our branch also provides basic drive-thru banking for quick transactions like deposits and withdrawals. Whether you're in a rush or simply prefer not to come inside, this service ensures that banking is always convenient for you. At Northwest, we strive to create an environment where members feel valued and supported in every aspect of their financial journey. With our comprehensive list of services from personal banking to business solutions your financial well-being is always our top priority. Ready to experience the benefits? Visit us today at 9730 Liberia Ave Manassas Va 20110, call us at (703) 709-8900, or check out more about our offerings on our website: https://www.nwfcu.org/. We look forward to serving you!

Personal Banking Services

We offer a range of personal banking options to help you manage your finances smoothly. Whether you're looking for checking and savings accounts to help you save for that dream vacation or a new home, we've got you covered. Our auto loans and vehicle financing make it easy to get behind the wheel of your favorite car without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options ensure that you find the best rates available. For those unexpected moments when life throws challenges your way, our personal loans and debt consolidation services can provide the support you need. Plus, don't forget to explore our credit cards with rewards, which offer great benefits for everyday purchases.

Digital & Online Banking

E-Statements and Mobile Payments

We also offer e-statements for those who prefer to go paperless. This feature not only helps the environment but also makes it easier for you to keep track of your financial history. And if you're someone who loves convenience, you'll appreciate our mobile payments feature that allows you to make purchases directly from your smartphone. With all these tools at your fingertips, managing your finances has never been easier. Join us at Northwest and experience the benefits of digital and online banking today!

Key Features

Our online banking platform allows you to manage your accounts with ease. Whether you're checking your balance, making transfers, or paying bills, everything is just a few clicks away. For those who prefer the convenience of mobile banking, our mobile application is available for download, making it simple to bank on the go. Plus, you can enjoy features like person-to-person transfers, allowing you to send money quickly and easily to friends or family. Security is a top priority for us. While we do not currently support electronic signature authorization, our systems are designed with robust security measures to protect your personal information and transactions. You can rest easy knowing that your data is safe while you enjoy our online services.

Financial Strength

A Growing Community

Total Share Accounts: 456,054, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwest is your trusted partner. Visit us at 9730 Liberia Ave Manassas Va 20110 or call (703) 709-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $953,919,040 in share certificates and $807,747,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive $19,915,969 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 535 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $467,384,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is significant; with $49,311 in used auto loans and $2,776,962,163 in total loans and leases, we support our members' financial goals across various sectors.

Solid Financial Health

With a net worth of $526,751,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,092 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $978,655,683 in used vehicle loans and $584,960,396 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have options that can fit any budget.

Business Financing

For business owners, our outstanding commercial loans totaling $55,100,525 provide the capital needed to grow and expand. We understand how vital access to funds is for your business operations and future projects. Our team is here to assist you with refinancing options if you're looking to lower your monthly payments or free up cash flow for other needs. You can explore eligibility options by visiting our website or contacting us directly at 703-709-8900. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Northwest, we're committed to providing transparent and supportive financial services tailored just for you. Explore our offerings today and see how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $293,786,036, make buying or refinancing simple. We offer guidance throughout the process to ensure you feel confident in your decision.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $70,969,625 in loans helping members manage their finances effectively. This product is perfect for those who want to consolidate debt or handle unexpected expenses without tying up assets.

Loan Aggregator

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