Type of Loan Offerings
Home Equity Loans
Mortgage Loans
Loan Type
Product Type
Program Type
Rate
APR
Points
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Personal Loans
Vehicle Loans
Introduction
Welcome to Northwest, your trusted financial partner located at 20400 Exchange St, Ashburn, VA 20147. Since our establishment in 1947, we have been dedicated to serving our community with a strong commitment to member satisfaction and financial wellness. With over 283,490 members and total assets exceeding $4.8 billion, we pride ourselves on being a reliable resource for all your banking needs. At Northwest, we understand that each member has unique financial goals. That's why we offer a diverse range of services including personal banking, auto loans, mortgages, and business banking options tailored just for you. Our lending portfolio boasts more than 130,000 loans, ensuring that we can support you whether you're buying your first car or expanding your business. While members can visit us at our branch location, official correspondence should be sent to the same address: 20400 Exchange St, Ashburn, VA 20147. If you ever need assistance or have questions, don't hesitate to reach out to us at 703-709-8900. Led by our experienced CEO, Jeff Bentley, and Board President, Gerrianne Burks, our team of over 543 employees is here to ensure that your banking experience is smooth and beneficial. We believe in giving back to the community and strive to make a positive impact through various initiatives and programs. As part of our commitment to innovation and convenience, we offer online and mobile banking services so you can manage your finances from anywhere. Additionally, our ATM services are available around the clock for easy access to your funds. We invite you to explore all that Northwest has to offer by visiting our website at www.nwfcu.org or stopping by our branch today! Let us help you achieve your financial dreams with personalized service and solutions designed just for you.
Branch History & Mission
Community Focus and Growth
As we continue to grow, we remain dedicated to giving back. Our partnerships with local organizations help us support various initiatives that enhance the quality of life in Ashburn and surrounding areas. Whether it's sponsoring local events or providing educational resources about financial literacy, we are always looking for ways to make a positive impact.
Modern Services and Accessibility
In addition to traditional banking services, we embrace technology to enhance your experience. With features like online banking, mobile payments, and e-statements available for your convenience, managing your finances has never been easier. Our branch is ADA compliant as well ensuring that everyone can access our services without barriers. While members can visit us at 20400 Exchange St, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 703-709-8900. We invite you to join Northwest Credit Union and discover how we can support your financial journey. Experience personalized service tailored just for you because at Northwest, you're more than just a member; you're family.
Our Address and Location
You can find us at 20400 Exchange St, Ashburn, VA 20147. Our branch is conveniently located near popular local spots, making it easy for you to visit us and take advantage of our offerings. We are committed to being a part of this vibrant community and aim to create lasting relationships with those we serve.
Our Mission Statement
At Northwest, our mission is clear: to empower our members through accessible financial services while fostering community support and development. We believe in putting people before profits and strive to ensure that everyone has the opportunity to achieve their financial goals. This commitment drives us to offer a range of products including personal banking, auto loans, mortgages, and business banking solutions.
Branch Location & Accessibility
Banking Hours That Fit Your Schedule
We know your time is valuable. That's why our lobby hours are designed for your convenience: we're open Monday through Friday from 9:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. Whether you need assistance during the week or prefer a Saturday visit, we're here when you need us.
Conveniently Located
Nestled in a vibrant area, our Ashburn location is close to popular spots like One Loudoun and just a short drive from major highways. With ample parking available, visiting us is hassle-free. Our building is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can enjoy our services.
Services at Your Fingertips
At Northwest, we offer a variety of services that cater to both personal and business needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards we have something for everyone! Plus, our ATM service is available around the clock for those quick cash withdrawals or balance checks. While members can visit us at 20400 Exchange St for all their banking needs, any official correspondence should be sent to the same address. If you have questions or need further assistance, don't hesitate to give us a call at 703-709-8900.
We’re Here for You
Our friendly team looks forward to welcoming you at the Northwest branch! Come see how we can help you achieve your financial goals today.
Member Eligibility
At Northwest, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is easy and welcoming! To become a member, you simply need to meet a few eligibility requirements that cater to individuals who live, work, worship, or attend school in our local area. Whether you're looking for personal banking solutions or business services, becoming part of Northwest means gaining access to exclusive benefits tailored just for you. For detailed eligibility criteria, feel free to visit our website at https://www.nwfcu.org/membership/. Once you're ready to take the next step, opening an account is straightforward! You can find all the information you need on how to get started by visiting https://www.nwfcu.org/loans/mortgages/. If you have any questions or need assistance, don't hesitate to call us at (703) 709-8900. We're here to help you make the most of your financial journey at Northwest, located at 20400 Exchange St Ashburn Va 20147!
Business Banking & Commercial Services
Merchant Services That Work for You
In addition to loans, we offer merchant services that streamline payment processing for your business. Imagine being able to accept payments quickly and securely, giving you more time to focus on what you do best growing your business. Our solutions are designed to help you manage transactions efficiently while enhancing customer satisfaction. Visit us at 20400 Exchange St Ashburn Va 20147 in Ashburn, VA, or give us a call at (703) 709-8900 to learn how our business banking and commercial services can empower your enterprise today!
Tailored Lending Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $55,100,525, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
ATM & Cash Withdrawal Services
With easy access to cash through our ATM & Cash Withdrawal Services, you'll never be far from what you need. Plus, basic ATM access allows you to withdraw funds and check balances quickly and conveniently. At Northwest, we pride ourselves on providing exceptional service and support tailored specifically for you. Our friendly staff is always ready to answer any questions and help guide you through all our offerings. For more information about our services or to get started today, please call us at (703) 709-8900 or visit us online at One Loudoun Branch. Let's work together towards achieving your financial goals!
Auto Loans & Vehicle Financing
If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing solutions are here to help. We understand that buying a car can be overwhelming, so we offer competitive rates and flexible terms. You can drive away knowing you've made a smart financial decision without stretching your budget too thin.
Business Banking Options
For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to help you grow your venture. Whether you're just starting out or looking to expand, we're here to support your journey every step of the way.
Home Financing Made Easy
For those thinking about homeownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services simplify the process. Our experienced team will guide you through each step, ensuring you find the best options available. Picture yourself settling into your dream home without the hassle that often comes with securing a mortgage.
Personal Banking Solutions
For those managing day-to-day finances, our Personal Banking options include both checking and savings accounts tailored to fit your lifestyle. Imagine having the ability to track your spending easily while earning interest on your savings. With our online and mobile banking features, you can access your accounts anytime, anywhere making it convenient to manage your finances on the go.
Personal Loans & Debt Consolidation
Need some extra cash? Our Personal Loans & Debt Consolidation services can assist you in managing unexpected expenses or consolidating debts into one manageable payment. This way, you can focus on what matters most your peace of mind.
Rewards with Credit Cards
We also offer Credit Cards with Rewards that allow you to earn points for everyday purchases. Imagine using those points toward travel or shopping it's an excellent way to get more from what you spend!
Digital & Online Banking
Key Features of Our Online Banking
With our online banking platform, accessible through https://www.nwfcu.org/, you can check your balance, pay bills, and transfer money all from the comfort of your device. We prioritize security, so you can feel confident knowing that your information is protected while using our services. Need to send money to a friend? Our person-to-person transfers make it simple and fast. Plus, with mobile payments available, making transactions is easier than ever. You can also enjoy the convenience of e-statements, allowing you to manage your financial documents digitally without the clutter of paper.
Stay Connected Anytime
Our mobile application enhances your banking experience by providing all the features you need right at your fingertips. With 24/7 online banking services available, you'll never miss an opportunity to manage your funds effectively. And while we don't use electronic signature authorization for transactions just yet, our other digital offerings ensure you have everything necessary for smooth banking experiences. At Northwest, we believe in making banking convenient and accessible for everyone. Join us today to explore how our digital services can help streamline your financial life!
Financial Strength
Member Savings and Investments
Members' savings are secured through $953,919,040 in share certificates and $807,747,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Member Trust
We currently have a robust total of 456,054 share accounts, demonstrating a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0 due to our commitment to reinvesting back into the credit union for the benefit of our members. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwest is your trusted partner. Visit us at 20400 Exchange St Ashburn VA 20147 or call 703-709-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Operational Efficiency
Our net income of $19,915,969 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 535 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.
Our Financial Health
With a net worth of $526,751,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of 10.92%, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Reinvesting for Your Benefit
With $467,384,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $49,311 in used auto loans and a total of $2,777,962,163 in loans and leases.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $978,655,683 in used vehicle loans and $584,960,396 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to find a loan that fits your budget.
Business Loans
For business owners, our outstanding commercial loans totaling $55,100,525 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today, and our team is dedicated to offering personalized solutions that align with your business objectives.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $293,786,036, make buying or refinancing simple. With competitive rates and various terms available, we are here to guide you through the process of securing your dream home.
Refinancing Options
If you're considering refinancing any existing loans or looking for eligibility options, our knowledgeable staff is here to assist you. We can help evaluate your current financial situation and guide you toward options that may save you money or improve your cash flow. At Northwest, we're committed to helping you navigate your financial journey. For more information on our loan offerings, visit us at 20400 Exchange St Ashburn Va 20147, call us at (703) 709-8900, or explore our website at https://www.nwfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Unsecured Credit Card Loans
Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $70,969,625 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to enhance your spending experience.
Loan Aggregator
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