North West Federal Credit Union

Nestled in the heart of Rockville, the Northwest branch at 1807 Rockville Pike is more than just a local credit union—it's a community cornerstone dedicated to helping you drive your financial success. Open Monday through Thursday from 9 a.m. to 5 p.m., Fridays until 6 p.m., and Saturdays from 9 a.m. to 1 p.m., this branch offers convenient ATM and drive-thru services for quick withdrawals and simple transactions. Known for its best-in-class auto loans and flexible vehicle financing, Northwest makes getting behind the wheel easier than ever.
Whether you're purchasing a new home or looking to refinance, take advantage of competitive mortgage loans tailored to fit your budget. With over 283,000 members and assets exceeding $4.8 billion, this branch also provides comprehensive personal banking solutions including checking and savings accounts, credit cards with rewards, personal loans, debt consolidation, and business banking services like merchant accounts and business loans.
Manage your finances anytime with secure online and mobile banking or stop by for friendly expert guidance. Visit the Northwest branch today at 1807 Rockville Pike or call 703-709-8900 to discover how our standout auto loans and mortgage options can empower your financial future—experience personalized service built around you!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
7 %
70 %
home equity
Home Equity Line of Credit
7.25 %
80 %
heloc
7.75 %
90 %
heloc
9.25 %
100 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year Fixed
5.875 - 6.0 %
6.067 - 6.153 %
0.75
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/3 Adjustable Rate Mortgage
6.125 - 6.25 %
6.404 - 6.412 %
0.5
3.0 Yrs
CONVENTIONAL
ADJUSTABLE
SOFR 5 Year ARM
6.125 - 6.25 %
6.742 - 6.768 %
0.5
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
SOFR 7 Year ARM
6.25 - 6.375 %
6.703 - 6.744 %
0.5
7.0 Yrs
CONVENTIONAL
FIXED
HomeReady Mortgage 30yr
6.5 - 6.625 %
7.042 - 7.106 %
1
30.0 Yrs
CONVENTIONAL
FIXED
30 Year Fixed
6.625 - 6.75 %
6.757 - 6.846 %
0.875
30.0 Yrs
CONVENTIONAL
FIXED
30 Year 100% Fixed Rate
7.375 - 7.5 %
8.022 - 8.095 %
0.5
30.0 Yrs
CONVENTIONAL
FIXED
HomeBuyer's Edge 100%
7.625 - 7.75 %
7.7 - 7.8 %
0.25
30.0 Yrs
JUMBO
FIXED
Jumbo 15 Year Fixed Rate
5.875 - 6.0 %
6.017 - 6.064 %
0.75
15.0 Yrs
JUMBO
ADJUSTABLE
SOFR 5 Year ARM Jumbo
6.25 - 6.375 %
6.737 - 6.763 %
0.25
5.0 Yrs
JUMBO
ADJUSTABLE
SOFR 7 Year ARM Jumbo
6.375 - 6.5 %
6.713 - 6.754 %
0.25
7.0 Yrs
JUMBO
FIXED
Jumbo 30 Year Fixed Rate
6.5 - 6.625 %
6.588 - 6.665 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Savings secured
2.8 %
5.1 - 10 Yrs
Personal loan
9.99 - 11.99 %
2.1 - 7 Yrs
Line of credit
14.15 - 18 %
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
2024
5.19 % - 6.79 %
3 Yrs
Auto
2023
5.29 % - 6.79 %
3 Yrs
Auto
2025
5.39 % - 6.79 %
3 Yrs
Auto
2022
5.39 % - 6.29 %
3 Yrs
Auto
New 2025
5.59 % - 6.29 %
3.1 Yrs - 7 Yrs
Auto
2021
5.59 % - 6.49 %
3 Yrs
Auto
2019-2020
6.39 % - 8.29 %
3 Yrs

Introduction

Welcome to Northwest, your trusted financial partner located at 1807 Rockville Pike, Rockville, MD 20852. Since our establishment in 1947, we have been committed to serving our community and enhancing the financial well-being of our members. With a proud membership of over 283,490 individuals, we strive to provide personalized banking solutions that meet your unique needs. At Northwest, we understand that financial stability is crucial for everyone. That's why we manage assets totaling over $4.81 billion and maintain a robust loan portfolio with 130,732 loans and leases. Our total deposits stand at an impressive $891,922,313, reflecting the trust our members place in us every day. Our leadership team is dedicated to guiding you on your financial journey. Led by CEO Jeff Bentley and Board President Gerrianne Burks, we ensure that every decision made is in the best interest of our members. Our staff of 543 employees is always ready to assist you with everything from checking accounts to auto loans, mortgages, and business banking services. While you can visit us at our Rockville branch for all your banking needs, please note that official correspondence should be sent to the same address: 1807 Rockville Pike, Rockville, MD 20852. We invite you to explore our wide range of services designed just for you whether it's personal banking options like checking and savings accounts or loans tailored for your lifestyle. Ready to take the next step? Call us at 703-709-8900 or check out our website at nwfcu.org to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Join Us

We invite you to become part of the Northwest family! Experience firsthand how our member-focused approach can benefit you and your community. Visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM or give us a call at 703-709-8900. Let's work together towards achieving your financial dreams!

Our Mission

Our mission is simple yet profound: to empower our members through exceptional financial services while fostering a strong sense of community. We believe in building relationships that last, supporting not only your financial goals but also the communities we serve. In line with this mission, we've embraced modern technology to enhance your banking experience. With features such as online banking and mobile payments, managing your finances has never been easier. Plus, we ensure accessibility for everyone by adhering to ADA compliance standards. We are proud of our community outreach efforts which include partnerships with local organizations and initiatives aimed at improving lives within Rockville and beyond. Whether it's sponsoring local events or offering financial education workshops, Northwest is dedicated to making a positive impact.

Branch Location & Accessibility

Call to Action

We invite you to visit us at the Northwest Rockville Branch or give us a call at 703-709-8900 if you have any questions. Our dedicated staff is eager to assist you with all your banking needs! Come experience how we can help you achieve your financial goals today!

Operating Hours

Our friendly team is here to serve you during the following hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We strive to make banking easy and accessible for your busy schedule.

Parking and Accessibility

We understand that accessibility is crucial for our members. Our branch offers ample parking, including ADA-compliant spaces for those who need them. The entrance features ramps to ensure everyone can enter comfortably.

Services Offered

At Northwest Rockville Branch, we offer a variety of services tailored just for you. Need to manage your accounts? Enjoy personal banking options like checking and savings accounts. Looking for financing? We provide auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, our drive-thru service makes quick transactions even easier! With ATM availability on-site, withdrawing cash or checking balances is always convenient. You can also take advantage of our online and mobile banking services from the comfort of your home or on the go.

Member Eligibility

At Northwest, we believe that everyone deserves to be part of a supportive financial community. Joining us is easy and welcoming! If you live, work, or worship in our local area, you're already eligible to become a member. We also welcome family members of existing members, which means your loved ones can benefit from our great services too. Once you're part of the Northwest family, you'll enjoy access to a wide range of financial products designed with your needs in mind, from personal banking to loans that help you achieve your dreams. Ready to take the next step? You can find all the details about membership eligibility at https://www.nwfcu.org/membership/. If you're excited to open an account, check out the simple process outlined here: https://www.nwfcu.org/loans/mortgages/. If you have any questions or need assistance, don't hesitate to call us at (703) 709-8900. We can't wait for you to join us at our branch located at 1807 Rockville Pike Rockville Md 20852!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $55,100,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, we offer merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments quickly and easily whether it's in-store or online. This not only enhances customer satisfaction but also boosts your sales potential. Discover how Northwest can be your partner in success. Visit us at 1807 Rockville Pike Rockville Md 20852 or call us at (703) 709-8900 for more information on how we can assist your business needs!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we also offer robust business banking solutions. From merchant services that streamline transactions to business loans designed to fuel growth, we're committed to supporting local businesses in our community.

Credit Options Tailored for You

Credit cards can be powerful tools when used wisely. At Northwest, we offer credit cards with rewards that can earn you benefits every time you spend. Picture yourself enjoying cashback or travel points while managing your expenses it's an easy way to make everyday purchases work for you.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why Northwest provides comprehensive online and mobile banking features. You can easily access your accounts from anywhere, manage transactions, pay bills, and even transfer funds all from your smartphone or computer. Plus, with ATM services available for cash withdrawals and balance checks, banking has never been easier.

Home Financing Made Easy

Thinking about buying a home? Our mortgage loans and refinancing options are crafted to suit first-time buyers as well as seasoned homeowners. We understand that purchasing a home is one of the biggest decisions you'll make, which is why our experienced staff is ready to answer all your questions and guide you through each step of the process. If you're facing debt challenges, consider our personal loans and debt consolidation services. These can help simplify your payments and reduce stress, allowing you to regain control over your finances.

Personal Banking Solutions

When it comes to managing your day-to-day finances, our personal banking services are designed with you in mind. We provide checking and savings accounts that fit various lifestyles, making it easy for you to manage your money effectively. Whether you're saving for a rainy day or planning for a big purchase, our accounts come with features that help you stay on track. For those looking to finance their next vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car without breaking the bank. With straightforward applications and quick approvals, we're here to help make that happen.

Visit Us Today!

We invite you to experience the friendly service at Northwest by visiting us at 1807 Rockville Pike Rockville Md 20852 or giving us a call at (703) 709-8900. Whether you're looking for personal banking solutions or business support, we are here to help you achieve your financial goals with ease and confidence. Explore what we have to offer today!

Digital & Online Banking

Key Services

Our online banking platform makes it easy to check your account balances, pay bills, and transfer money with just a few clicks. Plus, if you prefer going paperless, you'll love our e-statements availability, which allows you to access your statements quickly and securely. For those on the go, our mobile application provides a user-friendly interface where you can manage your finances right from your smartphone. With features like mobile payments, you can make purchases or send money to friends and family effortlessly through person-to-person transfers.

Security and Accessibility

We prioritize your security while offering these convenient features. Although we don't currently support electronic signature authorization, rest assured that all transactions are protected with the latest security measures. You can feel confident managing your accounts online or through our app. With all these tools at your fingertips, staying on top of your finances has never been easier. Whether you're making a quick transfer or reviewing your monthly budget, our digital banking services are here to help you every step of the way. Enjoy the freedom of real-time account management with Northwest!

Financial Strength

Member Savings Secured

Members' savings are secured through $953,919,040 in share certificates and $807,747,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our net income of $19,915,969, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 535 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $467,384,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $49,311 in used auto loans and a total of $2,777,962,163 in loans and leases.

Strong Financial Health

With a net worth of $526,751,159, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.92% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share and Deposit Accounts: 456054, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwest is your trusted partner. Visit us at 1807 Rockville Pike, Rockville MD 20852 or call us at 703-709-8900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $978,655,683 in used vehicle loans and $584,960,396 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new model, we've got options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $55,100,525 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to support your business ambitions. If you're considering refinancing any existing loans or are unsure about eligibility options for any of our products, please reach out to us at 703-709-8900. We're happy to assist you in exploring your choices and finding the best fit for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1807 Rockville Pike, Rockville, MD 20852, or check out our website for more information: Northwest. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $293,786,036, make buying or refinancing simple. We provide personalized guidance through the entire process, ensuring you find a loan that suits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $70,969,625 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your daily spending and help you stay on track financially.

Loan Aggregator

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