Northwest Community Credit Union Morton Grove IL | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Northwest Community Credit Union, your trusted financial partner located at 8930 Waukegan Rd, Morton Grove, IL 60053. Since our establishment in 1939, we have been dedicated to providing exceptional financial services and fostering a strong sense of community among our members. With over 2,641 members and total assets amounting to $65,172,063, we pride ourselves on being a stable and reliable choice for all your banking needs. At Northwest Community, our mission is simple: to support you in achieving your financial goals while ensuring a personalized experience that feels like family. Our dedicated team of 8 employees, led by CEO Jose Garcia and Board President Emir Abinion, works tirelessly to deliver the best services tailored to your unique needs. Whether you're looking for checking accounts, auto loans, or mortgage options, we've got you covered. While you can conveniently visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 8930 Waukegan Rd, Morton Grove, IL 60053. We are committed to transparency and accessibility our drive-thru service makes it easier than ever for you to handle transactions quickly. In addition to our extensive range of services including personal loans and credit cards with rewards we also emphasize community involvement and support local initiatives. Our members enjoy peace of mind knowing they are part of a credit union that values social responsibility. We invite you to explore more about what we offer by visiting our website at nwccu.com or giving us a call at 847-647-1030. Join us today and experience the difference that comes with being a member of Northwest Community Credit Union!

Branch History & Mission

At Northwest Community, we take pride in our rich history and unwavering mission to serve the community of Morton Grove, IL. Established in 1939, our branch has grown alongside our members, evolving from a small credit union into a vital financial resource with over 2,600 members and total assets reaching an impressive $65,172,063. Our commitment to fostering strong relationships and providing personalized financial services has remained at the heart of our operations since day one. Located at 8930 Waukegan Rd, Morton Grove, IL 60053, our branch is easily accessible for all community members. We are proud to be situated near local landmarks that reflect the spirit of our vibrant town. Over the years, we've continuously adapted to meet the needs of our members by offering a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking solutions. Our mission at Northwest Community is simple yet powerful: to empower our members through exceptional financial services while actively supporting local initiatives. We believe that when our members succeed, our entire community thrives. This philosophy drives us to engage in various outreach programs and partnerships that uplift those around us. While members can visit us at 8930 Waukegan Rd, official correspondence should be sent to 8930 Waukegan Rd, Morton Grove, IL 60053 if different from the branch address. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9 AM to 1 PM for drive-thru services. As we move forward in this digital age, we've embraced technology to enhance your experience. With features like online banking and mobile payments available, managing your finances has never been easier. Additionally, we ensure ADA compliance throughout our facilities so that everyone can access our services without barriers. Join us on this journey as we continue to grow and serve the Morton Grove community with dedication and integrity. At Northwest Community Credit Union, you're not just a member; you're part of a family that cares deeply about your financial well-being. Discover how we can support you today by calling us at 847-647-1030 or visiting us online at nwccu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Northwest Community Credit Union, your friendly neighborhood financial partner located at 8930 Waukegan Rd in Morton Grove, IL. Nestled in Cook County, our branch is easily accessible, making it convenient for you to manage your banking needs. Whether you're heading to the nearby Morton Grove Park District or stopping by after a visit to the local shops, we're here to serve you. Our branch is designed with accessibility in mind. You'll find ample parking available and ADA-compliant features, including ramps for easy access. Plus, we offer a drive-thru banking option for quick and simple transactions without leaving your vehicle. At Northwest Community, we understand that your time is valuable. That's why we're open Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. If you have any questions or need assistance, feel free to call us at 847-647-1030. While members can visit us at our branch for personal banking services like checking and savings accounts, auto loans, and mortgages, all official correspondence should be sent to our mailing address at 8930 Waukegan Rd, Morton Grove, IL 60053. We invite you to stop by and discover how we can help you achieve your financial goals. Come see us today!

Member Eligibility

At Northwest Community, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that cares for your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone who lives, works, or worships in our local area. We want to make this process as easy as possible, so whether you're starting your financial journey or seeking better options for savings and loans, we welcome you with open arms. To learn more about the specific criteria and ensure you qualify, feel free to check out the details at our eligibility page. Once you're ready to take the next step, opening an account with us is straightforward! You can visit us at our branch located at 8930 Waukegan Rd, Morton Grove, IL 60053 or give us a call at 847-647-1030 for any questions. Our team is excited to help you navigate the membership process and set you up for success. Join Northwest Community today and discover the many advantages of being a member of our credit union!

Business Banking & Commercial Services

Lending Solutions for Every Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $44 in non-member commercial loans, providing flexible financing solutions. Imagine having access to the funds necessary to purchase new equipment, hire staff, or expand your operations all tailored to fit your financial needs. Our experienced team is here to guide you through the lending process, ensuring you find the right loan options that work for you.

Merchant Services That Simplify Transactions

In today's fast-paced world, how you accept payments can make a big difference. Our merchant services provide practical solutions that help streamline your transactions. From mobile payment options to online processing capabilities, we equip businesses with tools that enhance customer experiences and boost sales. Located conveniently at 8930 Waukegan Rd Morton Grove Il 60053 in Morton Grove, IL, we invite you to visit us or call us at (847) 647-1030 to learn more about how our business banking services can help bring your vision to life. Let's build a brighter future for your business together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Although we currently do not have ATMs on-site, our drive-thru service is available for deposits, withdrawals, and simple transactions during lobby hours. Our team is always ready to assist you personally if you prefer face-to-face interactions. At Northwest Community, we strive not just to meet but exceed your expectations when it comes to financial services. We invite you to visit us or call us at (847) 647-1030 if you have any questions or need assistance with any of our offerings. Let's take this financial journey together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier for you to drive away with the vehicle you want. With flexible terms and competitive rates, financing your dream car can be a straightforward process, allowing you to focus on what matters most enjoying the ride.

Business Banking Services

If you're a business owner, you'll appreciate our comprehensive business banking services. From merchant services that help you accept payments easily to business loans designed for growth, we are here to support your entrepreneurial spirit every step of the way.

Credit Cards with Rewards

Our credit cards come packed with rewards tailored to enhance your spending experience. Whether you're earning points for travel or cash back on everyday purchases, you'll find a card that suits your lifestyle while offering security and convenience.

Mortgage Loans & Refinancing

For those ready to invest in their forever home, we provide mortgage loans that suit various budgets and lifestyles. If you're already a homeowner, consider our refinancing options to lower your monthly payments or tap into your home's equity. This could be the perfect opportunity to fund a renovation or consolidate debt.

Online & Mobile Banking

In today's fast-paced world, managing your finances should be effortless. That's why we provide robust online and mobile banking features that allow you to check balances, transfer funds, and pay bills anytime, anywhere. You can even use mobile payments for added convenience when shopping on the go.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking options cater to all your needs. We offer both checking and savings accounts designed to help you manage your day-to-day finances effectively. Imagine having an account that not only keeps your money safe but also helps it grow through competitive interest rates.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for medical bills, education, or simply getting back on track financially, we offer debt consolidation solutions that can simplify your payments and help you regain control of your finances.

Digital & Online Banking

Key Services Offered

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds whenever it suits you. Plus, if you're on the move, our mobile application makes it even easier to manage your finances right from your smartphone. You can also enjoy the convenience of mobile payments, allowing you to make quick transactions without needing cash or cards. We prioritize security with features like electronic signature authorization, ensuring that your information remains protected while you enjoy the ease of doing business online. Additionally, our members have the option to receive e-statements, which not only helps in keeping track of your transactions but also reduces paper clutter.

Real-Time Management

Our person-to-person transfer feature lets you send money to friends and family in just a few clicks. Whether it's splitting a bill or sending a gift, it's simple and efficient. All these features come together to provide real-time account management that adapts to your lifestyle. Join us at Northwest Community and experience how our digital and online banking services can enhance your financial journey. We are committed to making your banking experience straightforward and secure, so you can focus on what matters most to you!

Financial Strength

A Solid Foundation

With a net worth of $6,526,519, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Member Base

Total Share Accounts stand at 4,651, showing a strong and growing member base that trusts us with their finances. This growth reinforces our mission to provide exceptional value to each member. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwest Community is your trusted partner. Visit us at 8930 Waukegan Rd Morton Grove IL 60053 or call 847-647-1030 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $27,118,814 in share certificates and $4,689,730 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of -$89,017 this past year. While this figure may seem concerning at first glance, it represents our commitment to investing in services that will ultimately benefit our members' experience. We also take pride in having 8 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Growth

With $6,407,836 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $56,638 in used auto loans and a total of $44,580,905 in loans and leases available for various member needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,401,174 in used vehicle loans and $2,407,394 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier for you to find the right fit for your lifestyle.

Credit Lines

For those who need additional flexibility in managing expenses or unexpected costs, our total credit lines amounting to $7,000,000 can be a valuable resource. This allows you to borrow as needed while only paying interest on what you use. At Northwest Community located at 8930 Waukegan Rd Morton Grove Il 60053, our dedicated team is here to assist you with any questions regarding eligibility or refinancing options available for our various loan products. You can reach us at 847-647-1030 during our business hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9 AM to 1 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial success is our priority; let us help you navigate your lending options today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,659,107, make buying or refinancing simple. We guide you through the process to ensure that you have a clear understanding of your choices and can find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $801,434 in loans helping members manage their finances effectively. This option allows you to make purchases without tying up other assets while providing an opportunity to build your credit score.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed choices without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data only from reputable lenders guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, which helps ensure transparency in your borrowing options. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to find the best deals available. With real-time rate comparisons, LendMesh provides up-to-date information from multiple institutions. This means you can see current loan rates at a glance, making it easier to choose the right option for your needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to take control of your borrowing decisions, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NORTHWEST COMMUNITY CREDIT UNION