Northwest Arkansas Credit Union Fayetteville AR | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Northwest Arkansas Federal Credit Union, where community and financial well-being come together! Located at 1460 N Woolsey Ave, Fayetteville, AR 72703, we have been serving our members since 1935. With a total membership of over 2,281, our credit union is dedicated to providing personalized banking solutions tailored to the unique needs of our community. At Northwest Arkansas FCU, we take pride in our solid financial standing. With total assets reaching an impressive $18,349,075 and total deposits of $3,471,089, we are committed to ensuring your money is safe and growing. Our net worth stands at $1,612,177, reflecting our stability and dedication to member service. We also maintain a healthy cash reserve of $173,267, allowing us to meet the needs of our members effectively. Under the leadership of our CEO, Becky Whitted, and Board President, Kim Sullivan, we strive to foster trust and transparency in all our dealings. Together with our team of four dedicated employees, we work hard every day to provide you with the best financial products and services available. Whether you're looking for personal banking options like checking accounts or auto loans, or need assistance with mortgage loans or business banking services, we are here for you. While members can visit us at our branch location for any inquiries or transactions, please note that official correspondence should be sent to the same address: 1460 North Woolsey Ave, Fayetteville, AR 72703. Ready to take charge of your financial future? Don't hesitate to reach out! Call us today at 479-443-4401 or visit our website at nwarkansasfcu.com for more information about how we can support you on your financial journey. Join us in building a brighter tomorrow together!

Branch History & Mission

Community Commitment

We understand that being part of the community means more than just providing banking services. It means actively participating in local initiatives and forming partnerships that uplift those around us. Whether it's sponsoring local events or supporting educational programs, Northwest Arkansas is dedicated to making a positive impact. As we look towards the future, we remain focused on innovation without losing sight of our roots. Our commitment to ADA compliance ensures that everyone can access our services comfortably. With online banking options available and plans for mobile advancements underway, we're here to serve you in ways that suit your lifestyle.

Join Us

If you're looking for a credit union that puts people before profits while prioritizing community support, we invite you to join Northwest Arkansas today! Explore how our member-focused approach can benefit you by visiting our website or calling us at 479-443-4401. Together, let's achieve more!

Our Journey

Since our inception nearly nine decades ago, Northwest Arkansas has continuously evolved to meet the changing needs of our members. We began with a simple mission: to provide accessible financial services that empower individuals and families. Today, we manage total assets of approximately $18,349,075, reflecting our growth and dedication to sound financial practices. Our journey is marked by significant milestones, including the expansion of services and the introduction of modern banking technologies that ensure convenience and security for all.

Our Mission

Our mission is straightforward yet impactful: we aim to provide personalized financial solutions while fostering a sense of community among our members. We offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We believe that financial education and support are essential for building a stronger community. While members can visit us at 1460 N Woolsey Ave, official correspondence should be sent to 1460 North Woolsey Ave, Fayetteville, AR 72703 if different. Our operating hours are designed for your convenience; you can access our drive-thru services from 8 AM to 5 PM Monday through Wednesday and until 6 PM on Thursdays and Fridays. The lobby welcomes you from 9 AM to 4:30 PM Monday through Friday.

Branch Location & Accessibility

Get in Touch

We invite you to come see us soon! If you have any questions or need assistance before your visit, don't hesitate to give us a call at 479-443-4401. Your financial journey starts here at Northwest Arkansas Federal Credit Union where community matters!

Operating Hours

Our friendly staff is here to serve you during convenient hours: the lobby is open from 9 AM to 4:30 PM Monday through Friday. If you prefer the drive-thru service, we're available from 8 AM to 5 PM on Monday through Wednesday and until 6 PM on Thursday and Friday. This flexibility allows you to choose what works best for your schedule.

Parking and Accessibility

At our branch, we offer ample parking for all visitors. Our facility is equipped with features to ensure accessibility for everyone, including ADA-compliant ramps and entrances. Whether you're visiting for a quick transaction or a more in-depth consultation, we want you to feel comfortable and welcomed.

Services Offered

At Northwest Arkansas Federal Credit Union, we offer a range of services tailored to fit your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru service provides an easy way to handle deposits and withdrawals without leaving your vehicle. Plus, if you're looking for online banking solutions or mobile app access, we have those too!

Member Eligibility

At Northwest Arkansas, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to enjoy personalized service and a range of financial products tailored just for you, membership is easy! To qualify, you typically need to reside, work, or attend school in the areas we serve. This includes anyone living in Washington County and nearby regions. We welcome individuals from all walks of life, making it simple to find your place among us. For the most current eligibility details, feel free to check out our resource at https://nwarkansasfcu.com/membership. Getting started is straightforward! Once you know you're eligible, opening an account with us is just a phone call away at (479) 443-4401 or by visiting us at our branch located at 1460 N Woolsey Ave Fayetteville Ar 72703. We're here to guide you through every step of the process so that you can start enjoying the benefits of being part of the Northwest Arkansas family right away. Don't hesitate to reach out for any questions; we're excited to help you on your journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop at loans. Our merchant services simplify payment processing, allowing you to focus on what matters most running your business. Whether you're a small shop or a growing enterprise, we provide tools that make transactions easy and efficient. Located at 1460 N Woolsey Ave Fayetteville Ar 72703 in Fayetteville, AR, our team is ready to help you navigate your financial needs. Call us at (479) 443-4401 today to learn how we can support your business journey!

Comprehensive List Of Services

Additional Services

We also provide ATM and cash withdrawal services along with basic drive-thru banking for quick deposits and withdrawals. No matter how busy life gets, accessing your funds should never be complicated. At Northwest Arkansas, we believe in building strong relationships with our members by offering personalized service and comprehensive financial solutions. If you have any questions or need assistance navigating our offerings, don't hesitate to reach out at (479) 443-4401. Explore all that we have to offer today! Visit us at 1460 N Woolsey Ave Fayetteville Ar 72703 or check out our website at http://www.nwarkansasfcu.com for more information. We're excited to help you achieve your financial goals!

Business Banking Services

For entrepreneurs and small businesses, Northwest Arkansas provides essential business banking services, including merchant services and business loans. We recognize the hard work that goes into running a business, so we're here to support your growth with tailored financial solutions.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! These cards offer benefits that can enhance your spending power while allowing you to earn points for travel, dining, and more. With every purchase, you're not just spending; you're investing in future experiences.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options to ensure you can manage your finances anytime, anywhere. Whether you're checking your balance from home or transferring funds while on the go, our secure digital banking features make it easy.

Financing Options

When it comes to financing, we understand that each member has unique needs. That's why we provide a range of auto loans and vehicle financing options that can help you get behind the wheel without breaking the bank. Dreaming of owning your home? Our mortgage loans and refinancing services are here to guide you through the process, making homeownership more accessible than ever. Additionally, our personal loans and debt consolidation options can assist you in managing existing debts effectively.

Personal Banking Solutions

Managing your finances should be simple and effective. At Noarthwest Arkanasas Federal Credit Union, we offer personal banking options that include checking and savings accounts designed to help you save money while giving you easy access to your funds. Imagine having a checking account that not only meets your day-to-day needs but also helps you earn interest over time. Our savings accounts are perfect for setting aside money for emergencies or future goals.

Digital & Online Banking

At Northwest Arkansas, we understand that convenience and security are key when it comes to managing your finances. That's why our digital and online banking services are designed with you in mind, providing a safe and user-friendly way to access your accounts anytime, anywhere. With our robust online banking platform, accessible at https://nwarkansasfcu.com/, you can enjoy 24/7 online banking services that make managing your money a breeze. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a few clicks away. You can even send money directly to friends and family with our person-to-person transfer feature no more hassle of cash or checks! For those who prefer using their smartphones, our mobile application brings the bank right into your pocket. It's available for download now, making it easy to stay on top of your finances while on the go. With features like real-time account updates and notifications, you'll always be in the know about your financial status. We also offer e-statements for those who want to go green and reduce paper clutter. This not only helps the environment but also allows you to access your statements anytime without digging through files. Plus, there's no need for electronic signature authorization for most transactions, streamlining the process even further. While we currently do not support mobile payments, our focus remains on providing secure and efficient banking services tailored to meet your needs. So whether you're at home or out and about, Northwest Arkansas ensures that managing your finances is as simple and stress-free as possible. Explore all these features today by visiting us online at https://nwarkansasfcu.com/!

Financial Strength

At Northwest Arkansas, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to feel confident about where your money is, and we are here to provide that reassurance. With a net worth of $1,612,177, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 879 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,423,504 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,313,343 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $10,379,004 in total loans and leases, including $763,839 in used auto loans. Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northwest Arkansas is your trusted partner. Visit us at 1460 N Woolsey Ave Fayetteville Ar 72703 or call 479-443-4401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans are tailored for you. We offer financing options for both new and used vehicles. With $3,817,910 available for new cars and $7,633,839 for pre-owned vehicles, you can trust that we'll support you every step of the way.

Credit Lines and Refinancing Options

In addition to our primary loan products, we also provide access to credit lines totaling $500,000, allowing you to borrow what you need when you need it. Plus, if you're considering refinancing any existing debts or mortgages, we are here to discuss eligibility options that might work for you. At Northwest Arkansas, our commitment is to empower our members with practical financial solutions tailored to their individual circumstances. For more information about any of these offerings or to discuss your specific needs, don't hesitate to reach out at (479) 443-4401 or visit us at 1460 N Woolsey Ave Fayetteville Ar 72703, Fayetteville, AR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process of buying or refinancing your home. We specialize in Junior Lien 1-4 Family Residential Properties loans totaling $282,650. This means whether you're buying your first home or looking to refinance an existing mortgage, we can provide personalized solutions.

Unsecured Credit Card Loans

Managing your finances can be challenging, but our unsecured credit card loans make it easier. We currently offer a total of $149,679 in unsecured credit card loans, providing our members with the flexibility they need to handle everyday expenses without stress.

Loan Aggregator

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