Northside Credit Union Cumming GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Northside Federal Credit Union, where your financial well-being is our top priority! Located at 1100 Forsyth Drive, Cumming, GA 30041, we have proudly served our community since 1970. With over 6,314 members, we are committed to providing personalized banking solutions tailored to your needs. At Northside, we understand that every dollar counts. That's why our total assets stand strong at $22,195,928 and our deposits reach an impressive $5,106,754. Our members benefit from a wide range of services including checking and savings accounts, auto loans, mortgage financing, and more. In fact, we've facilitated a total of 1,648 loans and leases, helping countless families achieve their dreams. Our leadership team is dedicated to fostering a supportive environment for all our members. Under the guidance of CEO Lori Blackwell and Board President Teresa Wood, our talented staff of 7 employees works diligently to ensure your banking experience is as smooth as possible. We invite you to reach out to us anytime at 770-844-3800 during our lobby hours from Monday to Friday, 7:30 AM to 4:00 PM. If you prefer written communication, please send official correspondence to our mailing address at 1100 Forsyth Drive, Suite 200, Cumming, GA 30041. Join us today at Northside Federal Credit Union and discover how we can help you achieve your financial goals with trust and reliability! For more information about our services or to become a member, visit our website at northsidefcu.com. Your financial journey starts here!

Branch History & Mission

Innovation & Accessibility

In today's digital world, we understand the importance of convenience. That's why we offer online banking services that allow members to manage their accounts effortlessly from anywhere. Although we currently do not provide ATM services or drive-thru banking options, our online platforms ensure you have full access to your finances when you need it. We are also proud of our adherence to ADA compliance standards, ensuring all members can comfortably access our services.

Join Us

As we look forward to many more years of service in Cumming and beyond, we invite you to join our growing family at Northside Federal Credit Union. Experience personalized financial solutions designed with you in mind. For inquiries or assistance, feel free to reach out at 770-844-3800 or visit us online at Northside FCU. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings in the early '70s, Northside has made significant strides in providing accessible financial solutions. Over the decades, we have adapted to changes in technology and the economy while maintaining our core mission: to empower individuals and families through responsible banking practices. Our journey is marked by milestones that reflect our commitment to serving members with integrity and transparency. While you can visit us at our main branch location on Forsyth Drive, official correspondence should be sent to our mailing address at 1100 Forsyth Drive, Suite 200, Cumming, GA 30041. Our branch is easily accessible for residents and features a welcoming environment where everyone feels at home.

Our Mission

At Northside Federal Credit Union, we believe that financial services should be more than just transactions; they should strengthen communities. Our mission is rooted in supporting members not just financially but also socially. We offer a range of services from personal banking including checking and savings accounts to auto loans and mortgages. We also focus on business banking solutions to help local businesses thrive. Our commitment extends beyond banking. We actively engage in community outreach programs and partnerships that aim to uplift those around us. Whether it's sponsoring local events or providing financial literacy workshops, we are dedicated to making a positive impact.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with accessibility in mind. We have ample parking available right outside the entrance, making it easy for everyone to get in and out. Our facility is ADA compliant, with ramps for those who may need extra assistance. You can count on us being here for you during our operating hours from Monday to Friday, 7:30 AM to 4:00 PM. Our dedicated team is ready to assist you with a range of services tailored to meet your financial goals from personal banking options like checking and savings accounts to auto loans and mortgages.

Services Offered

Though we don't have ATMs or drive-thru services at this location, we invite you to experience our personal touch when you come inside. We offer various services including credit cards with rewards, personal loans, and business banking options like merchant services. Plus, with online banking available, managing your finances has never been easier. If you have questions or need assistance, feel free to give us a call at 770-844-3800. We look forward to welcoming you into Northside Federal Credit Union soon! Whether you're looking for guidance on a new loan or simply want to learn more about what we offer, we're here to help you every step of the way.

Member Eligibility

At Northside, we believe that becoming a member is like joining a close-knit family where your financial needs are our top priority. If you're wondering about eligibility, you'll be pleased to know that joining us is straightforward! We welcome anyone who lives, works, worships, or attends school in the community surrounding our branch at 1100 Forsyth Drive Cumming Ga 30041. This means if you're part of our vibrant local area, you're likely eligible to enjoy all the benefits we offer, from personalized banking solutions to competitive loan rates. To make the process even easier, you can find detailed information on membership criteria by visiting https://www.northsidefcu.com/membership-application/. When you're ready to open an account and start enjoying the perks of membership, simply follow the easy steps outlined at https://www.realtimehomebanking.com/enroll.aspx?clientid=20410. If you have any questions or need assistance, don't hesitate to give us a call at (770) 844-3800. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether in-store or online. This capability helps you serve customers better and manage cash flow more effectively. With our friendly team at Northside, located at 1100 Forsyth Drive Cumming Ga 30041 in Cumming, GA, you're not just getting a service; you're gaining a partner invested in your success. Let's work together to turn your business goals into reality! For inquiries, reach us at (770) 844-3800 during our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans available, we are dedicated to providing future financing options to meet the needs of local entrepreneurs.

Comprehensive List Of Services

Additional Services

While we don't currently have ATMs or drive-thru services available at this branch, we focus on delivering quality service during our operating hours from Monday through Friday, 7:30 AM to 4:00 PM. Our team is always ready to assist you over the phone at (770) 844-3800 or in person at our branch. We invite you to explore all these services at Northside Federal Credit Union and see how we can help simplify your financial journey. For more information about becoming a member or opening an account, please visit us online or stop by our branch today!

Business Banking Solutions

For entrepreneurs and small business owners, we offer specialized services through our business banking solutions. Whether you're looking for merchant services or need assistance with business loans, we're here to help your business thrive. Our knowledgeable team understands the unique challenges businesses face and is committed to providing personalized support.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features that allow you to access your accounts anytime, anywhere. Check balances, pay bills, or transfer funds with just a few clicks. Plus, our person-to-person payment options make it easy to send money to friends or family without any hassle.

Loans and Credit Options

In addition to auto loans, our personal loans and debt consolidation services can help ease the burden of high-interest debts. We understand that life can throw unexpected expenses your way, which is why our flexible loan options are here to support you when you need it most. For those who want to earn rewards while spending, check out our competitive credit cards with rewards, offering benefits that make every purchase count.

Personal Banking

When it comes to personal banking, we offer a variety of options to help you achieve your financial goals. Our checking and savings accounts are designed for everyday use, making it easy to manage your money while earning interest on your savings. Perhaps you have dreams of driving a new car? With our auto loans and vehicle financing, you can hit the road without breaking the bank. We also provide mortgage loans and refinancing options so that owning a home can be within reach for everyone.

Digital & Online Banking

Accessibility and User-Friendly Experience

While we do not have a dedicated mobile application right now, our website is fully optimized for mobile use. This allows you to manage your finances right from your smartphone or tablet, no matter where life takes you. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate their accounts with ease. At Northside, we're dedicated to providing our members with accessible and real-time account management tools that fit seamlessly into their daily lives. Explore all that we have to offer by visiting us at https://www.northsidefcu.com/ your trusted partner in financial wellness!

Key Services

With our online banking, you can easily view your account balances, transfer funds between accounts, and even set up person-to-person transfers. This means sending money to friends or family is just a few clicks away, making it perfect for splitting bills or repaying loans. Plus, our e-statements feature provides a quick and eco-friendly way to keep track of your transactions without the clutter of paper statements. Security is always a priority at Northside. We ensure that all your online activities are protected with the latest security measures, so you can bank with peace of mind. Although we don't currently offer electronic signature authorization or mobile payment options, our commitment to safeguarding your information remains steadfast.

Financial Strength

Commitment to Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits currently standing at $0, our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks. Furthermore, with $3,103,965 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better.

Growing Member Trust

With 6,189 total share accounts under our management, it's clear that more members trust us with their finances every day. Our strength lies not only in numbers but also in the relationships we build within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northside is your trusted partner. Visit us at 1100 Forsyth Drive Cumming Ga 30041 or call (770) 844-3800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $77,606, enabling us to continue offering competitive loan rates and solid financial products tailored for our members' needs. Additionally, we take pride in having 7 full-time employees ready to serve you with knowledge and dedication.

Robust Lending Capacity

Our commitment to supporting your financial goals is reflected in our lending capacity. We proudly offer $336 in used auto loans and a total of $13,681,621 in loans and leases across various sectors. This wide range ensures that whether you're buying a car or seeking personal financing, we're here to assist you every step of the way.

Secure Savings Options

Your savings are secured through $756,924 in share certificates, offering stable and rewarding financial growth opportunities. While we do not have any money market shares at this time, our focus remains on prioritizing member benefits over non-member deposits.

Strong Financial Health

With a net worth of $3,415,434, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.34% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,176,211 in used vehicle loans and $7,031,540 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in the car you want.

Credit Lines

For those needing additional flexibility with their finances, our total credit lines amount to $1,100,000. This can serve as a valuable resource for managing expenses or unforeseen costs.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we strive to assist our members with future home financing needs.

Refinancing Options

If you already have a loan but are considering lower rates or better terms, refinancing options may be available. We encourage you to reach out to us for more information on how we can help streamline your payments and potentially save you money. For any questions about our loan products or services, don't hesitate to contact us at 770-844-3800. We are here Monday through Friday from 7:30 AM to 4:00 PM to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Northside can support your financial journey today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. At this time, there are no unsecured credit card loans issued; however, we remain committed to helping our members manage their finances effectively when these options become available.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By obtaining information from verified financial institutions, LendMesh provides a level of accuracy that is essential for making sound financial choices.

NORTHSIDE FEDERAL CREDIT UNION - Cumming, GA

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