Northside Credit Union Atlanta GA | Best Auto Loans & Online Banking

Introduction

Welcome to Northside Fcu, your trusted financial partner located at 980 Johnson Ferry Rd, Atlanta, GA 30342. Since our establishment in 1970, we have proudly served our community with dedication and care, growing to a total membership of 6,314 members. Our mission is simple: to empower you with the financial tools you need for a better future. At Northside Fcu, we understand that every member has unique needs. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans, mortgage financing, and even business banking solutions. With total assets reaching an impressive $22,195,928 and total deposits of $5,106,754, we are committed to ensuring your funds are secure and accessible. Under the leadership of our CEO, Lori Blackwell, and Board President, Teresa Wood, our dedicated team of 7 employees works tirelessly to provide personalized service that makes banking easier and more rewarding. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address: 980 Johnson Ferry Rd NE Ste 190, Atlanta, GA 30342. We believe in making a positive impact within our community by supporting local initiatives and providing financial education. Our transparent approach ensures that you always know where your money is going our net worth stands at an impressive $3,415,434, reflecting our strong financial health. Whether you're looking for a loan or simply want to manage your accounts more effectively through online banking, we're here for you. Ready to take the next step? Give us a call at 404-851-6389 or visit us online at Northside Fcu to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we strive to stay ahead by embracing technology that enhances your banking experience. Our online banking platform allows you to manage your finances conveniently from anywhere. While we currently do not offer ATM services or drive-thru banking, we ensure that our branch operations run smoothly during our operating hours of 7:30 AM - 4:00 PM, Monday through Friday.

Join Us

As we look toward the future, we invite you to become part of the Northside family. Experience firsthand the benefits of membership where personalized service meets innovative solutions. Together, we can build a financially secure future for you and your loved ones. For more information on how to join us or explore our services further, visit our website or call us at 404-851-6389. Join Northside today where your financial journey begins!

Our Mission

At Northside, our mission is clear: to provide exceptional financial services while fostering a sense of community and belonging among our members. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. Whether it's personal banking services like checking and savings accounts or auto loans and mortgages, we are dedicated to serving our members with integrity and transparency. Our commitment extends beyond just financial transactions. We actively engage in community outreach efforts aimed at supporting local initiatives and improving the lives of those around us. We understand that a strong community is built on trust and collaboration.

Branch Location & Accessibility

Convenient Access

At Northside Fcu, we prioritize making your visit as smooth as possible. While our branch address is 980 Johnson Ferry Rd, official correspondence can be sent to our mailing address at 980 Johnson Ferry Rd NE Ste 190, Atlanta, GA 30342. This ensures that you can always reach us without any hassle. Parking is readily available for our members, and we strive to accommodate everyone with accessibility features that ensure all visitors can enter and enjoy our services comfortably.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 404-851-6389. We're here to help! We invite you to visit us soon and discover how Northside can support your financial journey. Come see us today!

Operating Hours & Services

We understand that life gets busy, which is why our lobby hours are designed with your schedule in mind. We're open Monday through Friday from 7:30 AM to 4:00 PM, allowing you plenty of time to drop by before or after work. At Northside Fcu, we offer a variety of services tailored to meet your personal banking needs. From checking and savings accounts to auto loans and mortgages, our team is here to guide you through every step. While we don't have ATM services or drive-thru banking at this location, our friendly staff is always ready to assist you directly inside the branch.

Member Eligibility

At Northside, we believe that joining our community should feel welcoming and straightforward. Becoming a member is open to individuals who live, work, or worship in our area, as well as their family members. It's a chance to not only gain access to great financial products but also to be part of a supportive network that cares about your financial well-being. Whether you're looking for checking accounts, loans, or just friendly advice, we're here for you. To get started on your membership journey with us at Northside, simply visit us at our convenient location at 980 Johnson Ferry Rd Atlanta Ga 30342 or give us a call at (404) 851-6389. You can find more detailed eligibility information on our website at https://www.northsidefcu.com/membership-application/ . Once you're ready, opening an account is easy check out the details at https://www.realtimehomebanking.com/enroll.aspx?clientid=20410 . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are dedicated to providing flexible financing solutions tailored to your needs. Imagine securing the capital you need to expand your operations or invest in new equipment this could be just a conversation away at our branch located at 980 Johnson Ferry Rd Atlanta Ga 30342 in Atlanta, GA.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. Picture this: you're busy serving customers, and every second counts. With our merchant services, accepting payments becomes effortless, allowing you to focus on what you do best growing your business. Ready to take the next step? Contact us today at (404) 851-6389 or visit our website at https://www.northsidefcu.com/ for more information on how we can assist your business journey!

Comprehensive List Of Services

Accessibility and Convenience

At Northside, we understand that convenience is key. That's why we offer services like ATM & cash withdrawal services, although currently, there may be no ATMs available at this location. Our commitment extends beyond traditional banking hours as well; with online capabilities like person-to-person transfers, managing your finances has never been easier. Ready to explore how our services can benefit you? Call us today at (404) 851-6389 or visit our website at Northside Fcu. Your financial success starts here!

Business Banking

If you are a business owner, we cater to your needs with our comprehensive business banking services, including merchant services and business loans. Our goal is to help local businesses thrive by offering accessible financial solutions tailored for entrepreneurs.

Credit Cards

We also offer credit cards with rewards that let you earn while you spend. Imagine earning points for every dollar spent points that could lead to exciting rewards or cash back!

Home Financing

When it comes to securing a home, our mortgage loans and refinancing options can help turn your dream into reality. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced staff will guide you every step of the way.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your everyday finances. Imagine being able to access your funds easily through our convenient online and mobile banking platforms. You can check balances, transfer money, and pay bills all from the comfort of your home or on the go. If you're in the market for a vehicle, our auto loans and vehicle financing options make it easy to get behind the wheel of that new car you've been eyeing. We understand how important reliable transportation is, so we provide competitive rates to make your purchase more affordable.

Personal Loans and Debt Management

For those unexpected expenses or debt consolidation needs, our personal loans can provide quick relief. We know life can throw surprises at us, and having access to funds when needed is crucial.

Digital & Online Banking

E-Statements

Gone are the days of paper clutter. We offer e-statements so you can receive your account statements electronically. It's not only environmentally friendly but also means you'll never lose an important document again.

Mobile Features

While we currently don't have a mobile application or mobile payments feature, our online banking platform is fully optimized for mobile use. This means whether you're using a smartphone or tablet, you'll find it just as easy to navigate as on your computer.

Security First

We take your security seriously. Although we do not offer electronic signature authorization right now, our systems are designed with top-notch security measures to keep your information safe while you enjoy the convenience of digital banking. In short, at Northside, our digital and online banking services are here to make your life easier. Whether it's managing accounts anytime from anywhere or taking advantage of quick transfers between people, we've got you covered. Experience the future of banking with us today!

Financial Strength

Committed Team

We also take pride in having 7 full-time employees who are always ready to serve you with knowledge and commitment. Although we currently have no part-time employees, our dedicated team ensures that you receive personalized service whenever you visit us at 980 Johnson Ferry Rd Atlanta Ga 30342 or call (404) 851-6389.

Growing Membership Base

Our total share accounts stand at 6,189, showing a strong and growing member base that trusts us with their finances. This reflects not only our stability but also the community's confidence in us as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northside is your trusted partner. Visit us at 980 Johnson Ferry Rd Atlanta Ga 30342 or call (404) 851-6389 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member Savings and Investments

Members' savings are secured through $756,924 in share certificates, providing stable and rewarding financial growth opportunities. Although we don't have money market shares at this time, the focus remains on maximizing the benefits for our members. Unlike traditional banks, we prioritize our members with zero non-member deposits, ensuring that our resources are dedicated solely to you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $3,415,434, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is reflected in our net worth ratio of $1,534, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting for Better Services

With $3,103,965 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our lending capacity is robust; with $336 in used auto loans and $13,681,621 in total loans and leases, we support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $5,176,211 in used vehicle loans and $7,031,540 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our auto loans are designed with flexibility and affordability in mind.

Credit Lines

With $1,100,000 available in total credit lines, you have the opportunity to access funds as needed while maintaining control over your spending. This option can serve as an excellent financial tool for both planned expenses and unexpected costs. Our commitment is not just about lending; it's about empowering our members with the resources they need to thrive financially. For those interested in refinancing or exploring eligibility options for any of our loan products, we encourage you to contact us at 404-851-6389 during our lobby hours from 7:30 AM to 4:00 PM, Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Northside FCU to learn more about our services and how we can assist you further!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to reach out to us for personalized assistance and advice regarding your home financing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans; however, at this time, we don't have any outstanding balances in this category. Our focus remains on providing effective solutions for managing your finances.

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NORTHSIDE FEDERAL CREDIT UNION