Northrop Grumman Credit Union Redondo Beach CA: Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Northrop Grumman, your trusted partner in financial growth and community support, located at 1 Space Park Blvd Bldg S, Redondo Beach, CA 90278. Established in 1946, we have proudly served our members for over 75 years, building a strong foundation of trust and reliability. With a total membership of 76,178 individuals, we are committed to providing personalized banking solutions that meet the unique needs of our community. At Northrop Grumman, we understand that financial decisions can be overwhelming. That's why our dedicated team of 245 employees, led by CEO Mark Rabinowitz and Board President Heather Crofford, is here to guide you every step of the way. Whether you're looking for personal banking services like checking and savings accounts, or need assistance with auto loans, mortgages, or business financing, we've got you covered. Our financial strength speaks volumes boasting total assets of $1,674,460,774 and total deposits reaching $186,245,404. We believe in empowering our members through sound financial practices and excellent service. With a net worth of $150,916,925 and cash in hand totaling $9,319,429, we are well-equipped to serve your needs now and into the future. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be directed to our mailing address: Box 47009, Gardena, CA 90247. We invite you to explore how Northrop Grumman can help you achieve your financial goals. For more information about our services or to speak with one of our representatives, please call us at 800-633-2848 or visit our website at ngfcu.us. Your journey towards better financial health starts here!

Branch History & Mission

Join Us

With operating hours from Monday through Friday from 8:00 AM to 4:00 PM PST, we invite you to experience firsthand the benefits of being part of Northrop Grumman. Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Call us today at 800-633-2848 or visit our website here to learn more about how we can help you achieve your financial goals. Become a member today and be part of a community-focused credit union that prioritizes your needs!

Modern Services and Accessibility

In today's world, we embrace technology while ensuring that all members can access our services easily. Our branch is equipped with ATM facilities available for cash withdrawals and balance checks. We also provide online banking options for those who prefer digital transactions. Our commitment extends further with ADA compliance initiatives aimed at ensuring that all community members can utilize our services comfortably. While you are welcome to visit us at 1 Space Park Blvd Bldg S, official correspondence should be directed to Box 47009, Gardena, CA 90247 if needed.

Our Mission

Our mission is clear: to enhance the financial well-being of our members while actively contributing to the community. We believe that everyone deserves the opportunity for financial stability and growth. This belief drives us to offer a range of services including personal banking accounts, auto loans, mortgage financing, credit cards with rewards, and more. We aim not only to serve but also to uplift those around us. Through various partnerships and outreach initiatives, Northrop Grumman engages with local organizations to support education, health care, and community development projects. We strive to be more than just a financial institution; we want to be a trusted partner in your journey toward financial success.

Branch Location & Accessibility

Convenient Access and Features

At Northrop Grumman, we prioritize your convenience. Our branch offers ample parking space to ensure your visit is hassle-free. Plus, we are committed to accessibility; our facilities comply with ADA standards, featuring ramps and other accommodations for all members. We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule. You can visit us Monday through Friday from 8:00 AM to 4:00 PM PST. We want you to feel welcomed and served quickly when you arrive. For those who prefer cash transactions, we have ATM services available for your convenience. While we don't offer drive-thru banking at this location, our friendly team is always ready to assist you inside the branch.

Get in Touch

If you need assistance or have questions about our services from personal banking options like checking and savings accounts to auto loans and credit cards don't hesitate to give us a call at 800-633-2848. We're here to help! While members can visit us at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278, official correspondence should be sent to Box 47009, Gardena, CA 90247. We invite you to come by and discover how Northrop Grumman Credit Union can support your financial needs. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Northrop Grumman feels like joining a welcoming family where your financial needs are understood and prioritized. If you're part of the Northrop Grumman community or related to it through employment or affiliation, you're already eligible to enjoy our range of personalized services. Whether you're an employee, retiree, or family member, we believe in making banking accessible for everyone. You can check out more detailed eligibility information at http://www.ngfcu.us/services/join-now . Joining us is simple! Just head over to our account opening page at https://www.myonlineinsurance.com/~/default.aspx?prd=add&client=northropgrummanfcu&newenrollment=1 , and you'll find everything you need to get started. We're here to support you every step of the way. If you have any questions, don't hesitate to reach out at (800) 633-2848. Your journey to better banking begins right here at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278, and we can't wait to welcome you!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment, hire more staff, or launch a marketing campaign all made possible by accessible funding.

Merchant Services That Simplify Transactions

In today's fast-paced world, efficient payment processing is crucial. Our merchant services make it easy for you to accept payments from customers in various ways. From credit card processing to online transactions, we help ensure that you get paid quickly and securely. Picture this: a customer walks into your store, swipes their card, and within seconds the sale is complete. This seamless experience keeps your customers happy and your cash flow steady. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Redondo Beach, CA. For more information about how our services can benefit your business, feel free to reach out at (800) 633-2848 or visit us at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278. Let's work together to achieve your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our branch features an ATM for quick cash withdrawals and balance checks so you can manage your money on-the-go without any hassle. At Northrop Grumman, we strive to make banking easy and accessible for everyone in our community. With friendly staff ready to assist you from Monday through Friday, 8:00 AM to 4:00 PM PST, we invite you to experience all that we have to offer. If you're ready to explore your options or have any questions about our services, don't hesitate to reach out at (800) 633-2848 or visit us at Redondo Beach - Space Park. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

When it's time to hit the road, our auto loans and vehicle financing options can make it easier than ever. Whether you're purchasing a new car or refinancing an existing loan, we have competitive rates and personalized service to guide you through every step.

Business Banking

For entrepreneurs, our business banking solutions include merchant services and business loans tailored for small businesses. We understand the unique challenges business owners face and are here to support you every step of the way.

Credit Cards with Rewards

Enjoy the benefits of spending with our credit cards that offer rewards. They not only give you purchasing power but also allow you to earn points on everyday purchases perfect for those who love to travel or shop!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your account anytime, anywhere! With options like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier.

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing services. We understand that buying a home is one of the biggest decisions you'll make, which is why our team is dedicated to finding the right mortgage solution that fits your budget.

Personal Banking

We offer a range of personal banking options, including checking and savings accounts designed to fit different lifestyles. If you're saving for a special occasion or just want easy access to your funds, our accounts provide flexibility and security.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We can help simplify your finances by combining debts into one manageable payment, making it easier for you to take control of your financial future.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services available at Yes, managing your finances has never been more accessible. Whether you're checking your balance late at night or transferring funds while out shopping, you're always in control. At Northrop Grumman, we prioritize making banking not just a task but a seamless part of your everyday life. Join us today and experience the modern convenience of digital banking tailored just for you!

Key Features

Enjoy the peace of mind that comes with secure banking options, including electronic signature authorization for hassle-free transactions. You can also choose to receive e-statements, making it simple to keep track of your financial activity without the clutter of paper statements. If you're always on the go, our mobile application puts banking right in your pocket, allowing you to check balances, pay bills, and more with just a few taps. Need to send money to friends or family? Our person-to-person transfer feature makes it easy and quick. Plus, if you prefer to make payments directly from your phone, our mobile payments option has got you covered.

Financial Strength

Investment in Growth

With $145,748,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,814 in used auto loans and $852,272,172 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $434,206,441 in share certificates and $304,755,808 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 245 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $150,916,925, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Net Shares (Funds available for lending and investments): $4,470,394. Total Share and Deposit Accounts: 176,741, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northrop Grumman is your trusted partner. Visit us at 1 Space Park Blvd Bldg S Redondo Beach Ca 90278 or call (800) 633-2848 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

For those who may need extra funding for personal projects or consolidating debt, our personal loan offerings provide straightforward solutions tailored to individual needs. At Northrop Grumman, our commitment is not just about providing loans; it's about empowering our members with the tools they need for financial success. If you're interested in learning more about our eligibility requirements or want to explore refinancing options, please feel free to reach out to us at (800) 633-2848. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,358,319 in used vehicle loans and $85,032,167 in new vehicle loans already helping members get on the road. We believe in making the car buying process easy and accessible for everyone. Plus, if you're considering refinancing your existing auto loan, we can assist you in finding options that may lower your monthly payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $190,801,946, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to fit your situation. Whether you are a first-time buyer or looking to refinance an existing mortgage, our experienced team is here to guide you through each step.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $29,136,513 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your spending habits, making it easier for you to stay on top of your finances.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources guarantees fair and transparent offers for users. One of the key benefits of LendMesh is its Verified Data. All loan offers come from legitimate financial institutions, ensuring transparency in what users see. Additionally, there are No Sponsored Listings on LendMesh; lenders are not prioritized based on paid promotions. This means that users receive truly unbiased results when comparing loans. Moreover, LendMesh provides Real-Time Rate Comparisons, displaying up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions based on current market conditions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how the platform can lead to significant savings. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NORTHROP GRUMMAN FEDERAL CREDIT UNION - Redondo Beach, CA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans