NORTHRIDGE COMMUNITY CREDIT UNION - Virginia, MN

Welcome to Northridge Community, your trusted partner in financial well-being since 1957. Nestled at 921 17Th St S, Virginia, MN 55792, we are dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. With a strong foundation built on trust and reliability, we proudly support over 7,500 members and manage assets totaling $108,691,173. At Northridge Community, we understand that your financial journey is important. That's why we offer a variety of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to our members is reflected in our total deposits of $5,794,740 and a net worth of $13,502,759. Our experienced team is here to help you navigate through life's financial milestones with ease. While you can visit us at our branch location for all your banking needs, please note that any official correspondence should be directed to the same address: 921 17th St S, Virginia, MN 55792. You can reach us at (218) 748-2609 or send a fax to (218) 225-3308. Led by our CEO Nicholas Mathiowetz and Board President Ryan Rediske, our team of 33 employees is committed to providing you with exceptional service and support. We take pride in being an integral part of the Virginia community and strive to make a positive impact through every interaction. Join us today and discover how Northridge Community can help you achieve your financial goals! Visit our website at nrccu.org for more information or stop by during our lobby hours: Monday through Friday from 9 AM to 4:30 PM and Saturday from 9 AM to 12 noon. Your financial future awaits!

At Northridge Community, we believe in building a welcoming and supportive community for our members. Becoming a part of our family is easy and open to many! If you live, work, worship, or attend school in Virginia, MN, you're already eligible to join us. Our doors are open to those who want to benefit from our range of services designed to help you thrive financially. By becoming a member at Northridge Community, you gain access to personalized banking options, competitive rates on loans, and the convenience of online banking all tailored to meet your unique needs. To get started, simply visit us at 921 17Th St S, Virginia, MN 55792, or give us a call at 218-748-2609 for any questions you might have about membership. You can also check out the detailed eligibility criteria here. When you're ready to open an account, head over to our account opening page here and start your journey with us today!

At Northridge Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's uncertain times, you need a trusted partner to help you navigate your financial journey. With a net worth of $13,502,759, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,846,925 in share certificates and $3,232,032 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,184,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to our strong capital position, we have $11,213,839 in undivided earnings that we reinvest into innovative banking tools and stronger lending options. This commitment allows us to enhance our services while keeping your finances secure. Our lending capacity is robust with $98,299,347 in total loans and leases, including 992 used auto loans to support your financial goals across various sectors. Our operational efficiency is reflected in our impressive net income of $1,170,013, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 15,799 total share accounts, we show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northridge Community is your trusted partner. Visit us at 921 17Th St S Virginia MN 55792 or call 218-748-2609 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.