Northridge Community Credit Union Hibbing MN | Best Auto Loans & Business Banking

Introduction

Welcome to Northridge Community, your trusted financial partner in Hibbing, MN! Established in 1957, our credit union has been dedicated to serving the local community for over six decades. Located at 4125 9th Avenue West Suite 100, we are proud to support 7,537 members with a commitment to personalized service and financial well-being. At Northridge Community, we understand that every member has unique needs. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. With total assets of $108,691,173 and deposits reaching $5,794,740, we have built a strong foundation to help you achieve your financial goals. Our leadership team is here to guide you CEO Nicholas Mathiowetz and Board President Ryan Rediske are passionate about fostering a community where everyone can thrive. With a dedicated staff of 33 employees, we pride ourselves on creating lasting relationships with our members. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 4125 9th Avenue West Suite 100, Hibbing, MN 55746. We invite you to explore our website at nrccu.org for more information about our services or feel free to give us a call at 877-672-2848. Join us today and discover how Northridge Community can make a positive impact on your financial journey!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience. Although we currently do not offer ATM or drive-thru services, we focus on providing robust online banking options. Members can easily manage their accounts through mobile applications and online platforms designed for ease of use. As part of our commitment to accessibility and community engagement, we comply with ADA standards to ensure all members can access our services without barriers.

Join Us

As we look towards the future, we invite you to become a part of Northridge Community's journey. Experience firsthand how our personalized approach can benefit your financial well-being. Together, let's continue building a strong community where everyone has the opportunity to thrive. For more information or assistance, feel free to reach out at 877-672-2848. Discover why so many have chosen us as their trusted partner in financial success!

Mission Statement

At Northridge Community, our mission is clear: We are here to serve our members by offering personalized financial services that enhance their lives. We aim to build lasting relationships based on trust and mutual benefit. By prioritizing member needs and continually adapting to the changing landscape of finance, we ensure everyone has access to the tools they need for financial success. While members can visit us at our branch location in Hibbing, official correspondence should be sent to the same address: 4125 9th Avenue West, Suite 100, Hibbing, MN 55746.

Our Legacy

Northridge Community began with a simple mission: to provide members with affordable financial solutions while fostering a strong sense of community. From our humble beginnings, we have embraced innovation and growth. Each year has brought new milestones expanding our services to include auto loans, mortgages, and personal loans. As we reached each landmark, we remained committed to our core values of integrity and service. Our dedication extends beyond just banking; we believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. Whether it's sponsoring local events or providing financial literacy workshops, our goal is to empower our members and strengthen the fabric of Hibbing.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for everyone. Our facility is ADA compliant, ensuring ease of access with features like ramps and designated parking spaces. You can feel confident knowing that we strive to make banking simple and comfortable for all members.

Contact Us

Got questions? Feel free to give us a call at 877-672-2848. We're here to help you navigate your financial journey every step of the way. Come visit us soon at the Northridge Community Hibbing Office your partner in achieving your financial goals!

Operating Hours

Visit us during our welcoming lobby hours from Monday through Friday! We're open from 8:30 a.m. to 4:30 p.m., and on Fridays, we extend our hours until 5 p.m. This gives you plenty of time to stop by after work or run errands.

Services Offered

At the Northridge Community Hibbing Office, we offer a variety of services designed to meet your financial needs whether it's personal banking with checking and savings accounts, auto loans for your next vehicle, or even business banking solutions. While we currently do not have an ATM or drive-thru service available at this location, our dedicated staff are ready to assist you inside the branch.

Member Eligibility

At Northridge Community, we believe that joining our family is the first step toward achieving your financial dreams. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our vibrant community of Hibbing and the surrounding areas. We want you to feel welcomed and valued, which is why we provide a range of membership benefits designed to meet your unique needs. From competitive loan rates to personalized service, being part of our credit union means you're more than just an account holder; you're part of a supportive network that cares about your financial well-being. Ready to take the next step? You can find detailed eligibility criteria by visiting this link, where you'll discover how simple it is to become a member. Once you're ready to join us at our branch located at 4125 9Th Avenue West Suite 100, Hibbing, MN 55746, opening an account is just as straightforward! If you have any questions or need assistance, feel free to give us a call at 877-672-2848. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Every Business Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $50 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,826,139, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine having a reliable system that allows you to accept payments effortlessly, giving you more time to focus on what really matters growing your business. Our merchant services provide the tools necessary to enhance customer experience and streamline operations. If you're ready to take your business to the next level, visit us at 4125 9Th Avenue West Suite 100, Hibbing, MN 55746 or give us a call at 877-672-2848. Together, we can build a brighter future for your business!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have an ATM on-site, members can enjoy cash withdrawal services through shared networks at nearby locations. Our goal at Northridge Community is to simplify banking so that you can focus on what matters most in life. If you'd like more information about any of these services or need assistance, don't hesitate to reach out at 877-672-2848 or visit us online at nrccu.org. Let's take the next step towards achieving your financial goals together!

Auto Loans & Vehicle Financing

Thinking about buying a new vehicle? Our auto loans and vehicle financing options can help make that dream a reality. We offer competitive rates and flexible terms to fit your budget. Picture yourself driving off in that new car without financial stress; our team will guide you through the application process to ensure everything runs smoothly.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. Whether you're starting out or looking to grow your existing business, our knowledgeable staff is here to support your journey.

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase can earn you something back! Whether it's cash back on groceries or points toward travel, these cards add extra value to your everyday spending. It's a great way to make your money work harder for you.

Mortgage Loans & Refinancing

If you're ready to buy a home or want to refinance an existing mortgage, we have you covered with our mortgage loans. Our experienced advisors will work with you every step of the way helping you find the right loan product that meets your needs while saving you money in the long run.

Online & Mobile Banking

To enhance convenience further, we provide comprehensive online and mobile banking features. With easy access from any device, managing your finances has never been simpler. You can also utilize person-to-person payment options directly through our platform making it easy to send money quickly.

Personal Banking

When it comes to managing your money, our personal banking services make it easy and convenient. With checking and savings accounts tailored to fit different lifestyles, you can choose what works best for you. Imagine having the flexibility to access your funds anytime through our online and mobile banking platforms. You can check your balance, transfer money, or pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

For those times when unexpected expenses arise or when debt feels overwhelming, our personal loans and debt consolidation options can provide relief. Imagine streamlining multiple payments into one manageable monthly payment. Our team is here to discuss your situation and find a solution tailored just for you.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://nrccu.org/ , allows you to view account balances, transfer funds, and pay bills anytime you need. It's available 24/7, ensuring you can access your accounts whenever it suits you best. We've also made it easy for you to send money to friends and family with our person-to-person transfer feature no cash needed! For those who prefer mobile banking, our user-friendly mobile application lets you handle your banking tasks right from your smartphone. You can check your accounts, deposit checks using electronic signature authorization, and even receive e-statements for quick reference all while enjoying peace of mind knowing that your information is secure.

Security and Accessibility

Safety is a top priority at Northridge Community. Our online banking system employs robust security measures to protect your personal information. Plus, with features like electronic signature authorization, managing documents has never been easier or more secure. We also provide e-statements, allowing you to go paperless and keep track of your finances efficiently. And if you're looking for a simple way to make payments on the fly, you'll love our mobile payment options. In this fast-paced world, having real-time access to your accounts is essential. Whether you're checking balances during lunch or transferring funds in the evening, Northridge Community makes it easy for you to stay connected with your finances. Explore all these features today by visiting us online at https://nrccu.org/ . Embrace the future of banking with ease and confidence!

Financial Strength

At Northridge Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, which is why we are proud to share our robust financial health. With a net worth of $13,502,759, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,846,925 in share certificates and $3,232,032 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,184,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,213,839 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $99,200 in used auto loans and a total of $85,299,347 in loans and leases. Our operational efficiency is reflected in our net income of $1,170,013, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Currently serving 15,799 total share accounts, this shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northridge Community is your trusted partner. Visit us at 4125 9Th Avenue West Suite 100 Hibbing MN 55746 or call 877-672-2848 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $12,407,343 in used vehicle loans and $3,037,637 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to ensure you can drive away in your new vehicle as soon as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $2,826,139 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your current operations, our team is here to assist you with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,381,871, make buying or refinancing simple. We offer competitive interest rates and personalized service to help you navigate the home buying process smoothly.

Refinancing Options

If you're considering refinancing any of your existing loans for better rates or terms, we encourage you to reach out. Our team can discuss eligibility options and help you find the best solution for your financial situation. For more information about our loan products or to start an application today, visit us at our branch located at 4125 9Th Avenue West Suite 100 Hibbing Mn 55746, or call us at 877-672-2848. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $34,481 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that can enhance your everyday spending while providing security and convenience.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh employs several key practices to guarantee accurate loan comparisons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the reliability and efficiency of the tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NORTHRIDGE COMMUNITY CREDIT UNION