NORTHRIDGE COMMUNITY CREDIT UNION - Biwabik, MN

Welcome to Northridge Community, your trusted partner in financial services located at 222 Main St S, Biwabik, MN 55708. Established in 1957, we have proudly served our community for over six decades, building a strong foundation based on trust and reliability. With a current membership of 7,537 individuals, we are dedicated to helping you achieve your financial goals. At Northridge Community, we believe that everyone deserves access to personalized banking solutions. Our total assets stand at an impressive $108,691,173, allowing us to offer a wide range of services tailored to meet your needs. We currently manage $5,794,740 in deposits and have provided loans and leases totaling 4,913, ensuring that you have the financial support necessary for your life's journey. Under the leadership of our CEO, Nicholas Mathiowetz, and Board President Ryan Rediske, our team of 33 employees is committed to delivering exceptional service every day. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we have you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 935, Biwabik, MN 55708-3073. We invite you to explore how Northridge Community can help you navigate your financial path. For more information about our services or to speak with a member of our team, please call us at 218-865-6143 or visit our website at nrccu.org. Let's build a brighter financial future together!

Welcome to Northridge Community, a credit union that has been dedicated to serving the Biwabik community since 1957. Our journey began over six decades ago with a vision to provide financial services that truly meet the needs of our members. Today, we stand proud as a pillar of support and growth for our community. Located at 222 Main St S in Biwabik, MN, our branch is easily accessible and central to local life. Whether you're visiting us for personal banking or seeking assistance with loans and savings, you'll find our friendly staff ready to help. For official correspondence, please send mail to PO Box 935, Biwabik, MN 55708-3073. From humble beginnings, Northridge Community has evolved significantly. We now proudly serve over 7,500 members and manage total assets of approximately $108,691,173. This growth reflects our commitment to providing valuable financial services while fostering a strong sense of community. Our mission is straightforward: we aim to empower our members through personalized banking solutions that promote financial health and stability. Our operating hours are designed with your convenience in mind; we are open Monday through Friday from 9 AM to 4:30 PM. For those on the go, we offer both ATM access and drive-thru banking services to ensure you can manage your finances quickly and efficiently. Northridge Community isn't just about numbers; it's about people. We believe in giving back through various community outreach programs and partnerships that enhance local welfare. From supporting local events to providing educational resources about financial literacy, we strive to make a positive impact in Biwabik. In today's digital world, we've also embraced technology while ensuring compliance with ADA standards for accessibility. Our online banking platform offers user-friendly features like e-statements and mobile applications so you can manage your accounts anytime, anywhere. As we look ahead, our commitment remains unwavering: we will continue to support our members' dreams whether it's buying a new home or starting a business while nurturing the community we love. Join us at Northridge Community and experience the benefits of being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! If you have any questions or want to learn more about membership options, don't hesitate to call us at 218-865-6143 or visit our website at nrccu.org.

At Northridge Community, we believe that becoming a member is like joining a supportive family where your financial well-being is our top priority. If you're looking to join us at our Biwabik location, located at 222 Main St S, Biwabik, MN 55708, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Typically, membership is open to anyone who lives, works, worships, or attends school in the area. It's our way of creating a strong community connection. We're here to help guide you through the process; for detailed eligibility criteria, feel free to check out this resource: Northridge Community Eligibility. Opening an account with us is straightforward and friendly! We're dedicated to making banking accessible for everyone. You can start the process by visiting our account opening page at Account Opening. If you have any questions or need assistance along the way, don't hesitate to give us a call at 218-865-6143. We can't wait for you to join our community and enjoy all the benefits of being a member!

At Northridge Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, reinforcing our commitment to being a reliable partner in your financial journey. With a net worth of $13,502,759, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.42% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,846,925 in share certificates and $3,232,032 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $13,184,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,213,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in the $85,299,347 in total loans and leases available to support your financial goals across various sectors. This includes 992 used auto loans, which demonstrate our commitment to helping you achieve your dreams of vehicle ownership. Our operational efficiency is highlighted by a net income of $1,170,013, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 30 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 15,799, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (Funds available for lending and investments) amount to $3,022,868, reflecting our ability to support community needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northridge Community is your trusted partner. Visit us at 222 Main St S Biwabik MN 55708 or call 218-865-6143 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.