NORTHLAND AREA FEDERAL CREDIT UNION - Reed City, MI

Welcome to Northland Area, your trusted financial partner in the heart of Reed City, Michigan! Established in 1957, we take pride in serving our community with dedication and care. With a strong membership base of over 45,000 members, we are committed to providing personalized banking solutions that cater to your unique needs. Located at 840 S Chestnut St, Reed City, MI 49677, our branch is easily accessible for all your banking requirements. For official correspondence, please reach us at our mailing address: 1161 N Bagley St, Alpena, MI 49707-8101. Our friendly team is always here to assist you, whether you're looking for checking and savings accounts or need help with auto loans, mortgages, or business banking services. With total assets exceeding $664 million and total deposits of $42 million, we are well-equipped to support your financial journey. Our dedication is reflected not only in our numbers but also in our commitment to the community. Our CEO, Pete Dzuris, and Board President, Mike Palumbo, lead a passionate team of 148 employees who are ready to provide exceptional service. At Northland Area, we believe in empowering our members through financial education and resources. Whether you prefer online banking or visiting us in person, we offer a variety of services tailored just for you. We invite you to explore our offerings further by visiting our website at northlandcu.com. Feel free to give us a call at 989-739-1401 if you have any questions or need assistance. We look forward to welcoming you into our Northland family!

Becoming a member of Northland Area is like joining a close-knit family that cares about your financial well-being. If you live, work, or worship in the area, you're likely eligible to join us! We believe everyone deserves access to friendly and personalized banking services, so we welcome individuals from all walks of life. Our community-centric approach means that as a member, you'll benefit from competitive rates on loans and savings, along with a range of financial products designed just for you. For detailed eligibility information, feel free to check out our website at . Opening an account is simple and straightforward. You can start the process by visiting us at our branch located at 840 S Chestnut St Reed City Mi 49677, or you can apply online through this link: http://www.northlandcu.com/nafcu/applications . If you have any questions or need assistance, don't hesitate to call us at (989) 739-1401. We're here to help you every step of the way as you embark on your journey with Northland Area!

At Northland Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that empowers us to serve you better. With a net worth of $66,261,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $112,459,406 in share certificates and $123,775,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,317,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,049,862 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $4,768 in used auto loans and a total of $426,342,051 in loans and leases available for our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $2,377,737, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,114,341. Total Share and Deposit Accounts: 103,946, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northland Area is your trusted partner. Visit us at 840 S Chestnut St Reed City MI 49677 or call 989-739-1401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.