NORTHLAND AREA FEDERAL CREDIT UNION

Welcome to Northland Area's Oscoda Branch, your trusted partner in financial wellness since 1957. Located at 4346 F 41, Oscoda, MI 48750, we proudly serve a vibrant community of over 45,000 members. Our commitment to you goes beyond banking; it's about building relationships and fostering trust. At Northland Area, we understand that each financial journey is unique. That's why we offer a comprehensive range of services tailored to meet your needs, whether it's personal banking, auto loans, or business financing. With total assets exceeding $664 million and deposits around $42 million, our robust financial foundation ensures we can support you every step of the way. Our dedicated team, led by CEO Pete Dzuris and Board President Mike Palumbo, is here to help you navigate your financial goals with ease. We have a total of 148 employees committed to providing exceptional service. You can count on us for all your banking needs, from basic transactions at our drive-thru to more complex services like mortgage refinancing. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 519, Oscoda, MI 48750. We invite you to explore our website at www.northlandcu.com for more information about our offerings and how we can assist you. Take the first step toward achieving your financial dreams by reaching out to us today at (989) 739-1401. Together, let's create a brighter financial future!

Becoming a member of Northland Area is like joining a family where your financial well-being is the top priority. If you're looking for a supportive community that values your unique needs, you've come to the right place. Membership at Northland Area is open to those who live, work, or worship in our local area, so whether you're a longtime resident or new to the neighborhood, we welcome you with open arms. To get started on this journey with us, check out more about our eligibility criteria by visiting this link. Opening an account is easy and straightforward! All you need to do is follow the steps outlined at this page and you'll be on your way to enjoying all the benefits that come with being a member. Plus, if you have any questions or need assistance, feel free to give us a call at (989) 739-1401. We're here to help you every step of the way!

At Northland Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our financial health, and we are proud to share the strengths that keep us strong. With a net worth of $66,261,466, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $112,459,406 in share certificates and $123,775,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,317,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,049,862 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio: with $4,768 in used auto loans and $426,342,051 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency shines through with a reported net income of $2,377,737, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our net shares (funds available for lending and investments) stand at $1,114,341, while the total number of share accounts reflects a strong community bond with 103,946 members trusting us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northland Area is your trusted partner. Visit us at 4346 F 41 Oscoda Mi 48750 or call (989) 739-1401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.