NORTHLAND AREA FEDERAL CREDIT UNION

Welcome to Northland Area in beautiful Kalkaska, MI! Located at 112 N Cedar St, our credit union has been serving the community since 1957. With a commitment to providing reliable financial services, we take pride in being a trusted partner for over 45,000 members. Whether you're looking for personal banking options like checking and savings accounts or loans for your next vehicle, we have you covered. At Northland Area, our total assets amount to an impressive $664,964,709, reflecting our strong financial health and ability to support our members' needs. We currently manage $42,197,095 in deposits and have issued over 17,509 loans to help our members achieve their financial goals. Our net worth stands at $66,261,466, ensuring that we are well-capitalized and ready to serve you. Our dedicated team of 148 employees is led by CEO Pete Dzuris and Board President Mike Palumbo, both of whom are committed to fostering a welcoming environment where members feel valued and understood. We believe that strong leadership contributes to the overall success of our community and the satisfaction of our members. While members can visit us at the branch address mentioned above, official correspondence should be sent to our mailing address: 1161 N Bagley St, Alpena, MI 49707-8101. If you have any questions or need assistance, don't hesitate to reach out by calling us at 989-739-1401. Join us today at Northland Area and discover how we can help you with all your financial needs! For more information on our services or to apply for an account online, visit our website at northlandcu.com. Your journey towards financial well-being starts here!

Becoming a member of Northland Area is like stepping into a warm, welcoming community where your financial needs are prioritized. If you live, work, worship, or attend school in the area surrounding 112 N Cedar St Kalkaska Mi 49646, you're already eligible to join us! We believe everyone deserves access to affordable financial services and a supportive environment. By becoming a member, you can take advantage of great benefits such as competitive loan rates, personalized service, and a wide range of banking products tailored just for you. The process to become a member is simple and straightforward. You can start by visiting our website for more detailed information on eligibility criteria at . When you're ready to open an account, just head over to http://www.northlandcu.com/nafcu/applications or give us a call at (989) 739-1401. We're excited to welcome you into the Northland Area family!

At Northland Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built on a solid foundation, and we are proud to share key insights into our financial strength. With a net worth of $66,261,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $112,459,406 in share certificates and $123,775,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,317,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $59,049,862 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $42,634,205 in total loans and leases and $47,768 in used auto loans. Our operational efficiency is reflected in our impressive net income of $2,377,737, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The total number of share accounts stands at 103,946, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,114,341, further indicating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northland Area is your trusted partner. Visit us at 112 N Cedar St Kalkaska Mi 49646 or call 989-739-1401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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