Northland Area Credit Union Harrisville MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Northland Area, your trusted financial partner in Harrisville, MI! Located at 410 E Main St, our branch has been serving the community since 1957, ensuring that members like you have access to essential banking services and support. We take pride in being more than just a credit union; we are a part of your community, committed to helping you achieve your financial goals. At Northland Area, we understand that every member's needs are unique. That's why we offer a variety of services tailored for individuals, families, and businesses alike. With over 45,000 members and assets totaling $664,964,709, our robust financial standing allows us to provide competitive rates on loans and savings accounts. Whether you're looking to finance a new vehicle or open a checking account with no monthly fees, we've got you covered! Our leadership team is dedicated to fostering an environment of trust and reliability. Under the guidance of CEO Pete Dzuris and Board President Mike Palumbo, we strive to make every interaction positive and beneficial for our members. With a staff of 148 employees, we're here to ensure you receive personalized service whenever you need it. While members can visit us at our Harrisville location, official correspondence should be sent to our mailing address: PO Box 601, Harrisville, MI 48740. We're excited to help you navigate your financial journey with confidence. Feel free to reach out at 989-724-9399 or explore our website at Northland Area Credit Union for more information on how we can assist you today!

Branch History & Mission

At Northland Area, we take pride in our rich history and unwavering commitment to the community. Since opening our doors in 1957, the Harrisville Branch has been a cornerstone for financial services in Harrisville, MI. Located at 410 E Main St, we have grown alongside our members, fostering relationships built on trust and support. Over the years, Northland Area has evolved significantly. From our humble beginnings, we've expanded our services to meet the diverse needs of our total membership of 45,438 individuals. Our assets have grown remarkably to reach $664,964,709, a testament to the confidence our members place in us. Our mission is simple yet profound: to provide accessible financial solutions while enriching the lives of those in our community. We believe that financial empowerment leads to stronger families and a thriving community. That's why we offer a range of personal and business banking services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. While members can visit us at 410 E Main St, official correspondence should be sent to PO Box 601, Harrisville, MI 48740 if needed. Our branch is not just a place for transactions; it's a hub for community engagement. We actively participate in local events and initiatives that uplift our neighbors and support local businesses. In addition to traditional banking services, we've embraced digital advancements to ensure that banking is convenient for everyone. With online banking and mobile payments available, we strive to make your experience as smooth as possible. Plus, with an ATM on-site and drive-thru service available during operating hours Monday through Friday from 9:00 AM to 5:00 PM (closed from 1:00 PM to 2:00 PM) we're always here when you need us. As we look towards the future, we remain committed to enhancing our services while maintaining the personal touch that sets us apart. Join Northland Area today and become part of a community-focused organization where your financial success is our priority. Experience the difference that being a member can make! For more information or to open an account, visit Northland Area or call us at 989-724-9399.

Branch Location & Accessibility

Accessibility Features

At our Harrisville branch, we prioritize accessibility for all our members. The building is compliant with ADA standards, featuring ramps and spacious pathways that make it easy for everyone to navigate. Plus, we offer ample parking right outside the entrance for added convenience.

Get in Touch

Ready to experience the exceptional service at Northland Area Credit Union? We invite you to visit us at our Harrisville branch or call us at 989-724-9399 if you have any questions. Our team looks forward to assisting you with all your financial needs!

Operating Hours

We're here to serve you Monday through Friday from 9:00 AM to 5:00 PM, with a break from 1:00 PM to 2:00 PM each day when we close for lunch. Whether you need assistance with checking accounts, loans, or any other banking needs, our friendly team is ready to help during these hours.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. You can take advantage of personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking services. For those on the go, we provide online and mobile banking solutions that allow you to manage your finances anytime, anywhere. Don't forget about our ATM availability! You'll find an ATM on-site for quick cash withdrawals or balance checks whenever you need them. Additionally, our drive-thru service makes it easy to handle deposits and simple transactions without leaving your car.

Member Eligibility

At Northland Area, we believe that becoming a member is more than just opening an account; it's about joining a caring community that values your financial well-being. If you're interested in joining us, you'll find that eligibility is straightforward and welcoming. Generally, anyone who lives, works, or worships in our local area can become a member. This means you're not just a number to us; you're part of our family! Plus, being a member at Northland Area opens the door to a range of benefits, including personalized service and access to competitive rates on loans and savings. To get started, simply visit us at our branch located at 410 E Main St Harrisville Mi 48740 or give us a call at (989) 724-9399 for more information. You can also check out the detailed eligibility criteria by visiting our website. When you're ready to take the next step towards membership, head over to our account opening page at http://www.northlandcu.com/nafcu/applications. Joining us is easy, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

At Northland Area, we understand that every successful business begins with a solid foundation. Whether you're just starting or looking to expand, our tailored business banking solutions are here to support your journey. Imagine a local bakery that dreams of upgrading its equipment to serve more customers; with our commercial loans, that dream can become reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,508,839, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify daily operations. Picture this: a local shop owner effortlessly processing payments through secure and reliable systems while focusing on what they do best serving their customers. At Northland Area, we're dedicated to empowering local businesses like yours with the tools needed for success. Visit us at 410 E Main St Harrisville Mi 48740, Harrisville, MI, or call us at (989) 724-9399 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we provide comprehensive business banking solutions. This includes merchant services that allow businesses to accept payments easily and business loans designed to help you grow your venture.

Credit Cards

Don't forget about our credit cards with rewards! Enjoy benefits while making everyday purchases. It's an easy way to earn points or cash back just for using your card.

Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With our user-friendly apps, you can check balances, pay bills, and transfer money anytime, anywhere. Plus, our ATMs are readily available for quick cash withdrawals or balance checks.

Drive-Thru and ATM Services

At Northland Area, we know that sometimes you need to take care of business quickly. Our drive-thru banking provides easy access for deposits, withdrawals, and simple transactions without leaving your car. Additionally, our ATM allows you to withdraw cash or check your balance at any time. Whether you're visiting us in person or managing your finances online, we're here to make banking as straightforward as possible. If you have questions about any of our services or want to get started today, don't hesitate to reach out! Call us at 989-724-9399, visit us at our Harrisville location, or explore more on our website here. Join us today and experience the difference that personalized service can make!

Loans and Financing

Need a new vehicle? Our auto loans and vehicle financing make it easy to hit the road in style without breaking the bank. If you're thinking about buying a home, look no further than our mortgage loans and refinancing options. We understand that every member's situation is unique, which is why we also offer personal loans and debt consolidation services to help you stay on track with your finances.

Personal Banking

Our personal banking options include checking and savings accounts that help you manage your money effectively. You can set up an account that suits your lifestyle, whether it's a simple checking account for everyday expenses or a high-interest savings account to grow your funds over time.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which are not only eco-friendly but also give you quick access to your account statements whenever you need them. Plus, our electronic signature authorization feature means you can sign documents securely online no more printing and mailing! For those who love staying on the go, our mobile application makes it even easier to manage your money. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been simpler. Whether you're grabbing coffee or splitting a bill, you can do it all from your smartphone.

Security and Accessibility

We prioritize your security at Northland Area. Our online banking services come with robust security measures to protect your information. You can feel confident knowing that your financial data is safe while you enjoy easy access to all your accounts. Managing your finances in real-time is a breeze with our user-friendly digital tools. Whether it's checking your balance before making a purchase or transferring funds between accounts, everything is just a tap away. In today's fast-paced world, having reliable and accessible banking options is crucial. At Northland Area, we're committed to providing services that fit seamlessly into your lifestyle while keeping your information secure. Explore all that our digital banking solutions have to offer today!

Financial Strength

Commitment to Growth

With $59,049,862 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $4,768 in used auto loans and a total of $426,342,051 in loans and leases available to support members' financial goals across various sectors. Our efficient operations are reflected in our net income of $2,377,737, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northland Area is your trusted partner. Visit us at 410 E Main St Harrisville Mi 48740 or call 989-724-9399 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 144 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The trust placed in us by our members is evident; we have 103,946 total share accounts, showcasing a strong and growing member base that relies on Northland Area for their financial needs.

Secure Savings Options

Members' savings are secured through $112,459,406 in share certificates and $123,775,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,317,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $66,261,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $26,667,365 in new vehicle loans and $64,928,750 in used vehicle loans, helping members get on the road efficiently and affordably. These loans come with flexible terms and easy application processes.

Business Loans

For business owners, our outstanding commercial loans totaling $118,508,839 provide the capital needed to grow and expand your business. This option is designed to support entrepreneurs at various stages of their journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $17,185,007. We make buying or refinancing simple so you can settle into your dream home without unnecessary stress.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for new financing solutions, we're here to guide you through the process. Our team is dedicated to finding the right fit for your financial needs. We take pride in being a trusted partner for our community's financial health. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or to discuss your loan options further, feel free to contact us at 989-724-9399 during our operating hours from Monday to Friday between 9:00 AM - 5:00 PM (closed from 1:00 PM - 2:00 PM). Let's take the next step together!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our total for these loans currently stands at $0, we provide various options for managing your finances effectively when they become available.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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NORTHLAND AREA FEDERAL CREDIT UNION - Harrisville, MI

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