Northland Area Credit Union Grayling MI | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Northland Area at our Grayling Branch, where community and financial well-being come together! Established in 1957, we have proudly served 45,438 members with a commitment to making banking easier and more accessible. Located at 2405 S I 75 Business Loop, Grayling, MI 49738, our branch is dedicated to providing you with personalized service and financial solutions tailored to your needs. With total assets of $664,964,709 and deposits reaching $42,197,095, we ensure your funds are safe and secure. Our dedicated team, led by CEO Pete Dzuris and Board President Mike Palumbo, works tirelessly to foster a supportive environment for all members. Whether you're looking for loans over 17,509 loans and leases are currently offered or simply want to manage your savings effectively with our range of accounts, we have options designed just for you. While members can visit us at our Grayling location, official correspondence should be sent to PO Box 705, Grayling, MI 49738. We pride ourselves on being more than just a financial institution; we are a part of the community fabric that helps you thrive. Feel free to reach out to us at 989-348-5228 during our convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Come see how we can help you achieve your financial goals today! Visit us online at Northland Area for more information or to start your journey with us.

Branch History & Mission

Join Us

As we continue our journey into the future, we invite you to be part of it. Whether you're looking for straightforward banking solutions or seeking guidance on your financial path, Northland Area is here for you. Visit us at 2405 S I 75 Business Loop in Grayling or reach out at 989-348-5228. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, Northland Area has been dedicated to providing exceptional service and financial solutions tailored to the needs of our members. Over the decades, we have witnessed significant growth, both in membership and in assets, which now total an impressive $664,964,709. This growth reflects our commitment to adapting and evolving alongside the needs of our community. Our journey has been marked by milestones that highlight our dedication to innovation and accessibility. We ensure that all members can easily access their accounts through various digital platforms such as online banking and mobile payments. Additionally, with features like ATM availability and drive-thru banking services, we make everyday banking as convenient as possible.

Our Mission

At the heart of Northland Area is our mission: to empower our members through financial education while providing personalized services that foster financial well-being. We believe that everyone deserves access to quality financial resources. Whether it's personal banking, auto loans, or mortgage refinancing, we strive to offer products that help you achieve your goals. We also prioritize community support through various outreach initiatives. Our partnerships with local organizations demonstrate our commitment to making a positive impact beyond just banking services. We are proud to engage with the community, from sponsoring events to participating in local charities.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for everyone. Our branch complies with ADA standards, ensuring that all members have easy access to our services. You will find ramps and ample parking available right outside the entrance, making your visit as smooth as possible.

Call to Action

We invite you to come visit us at the Northland Area branch in Grayling! If you have any questions or would like to know more about our services before stopping by, feel free to give us a call at 989-348-5228. Your financial journey starts here!

Operating Hours

Our doors are open at convenient hours to serve you better. You can drop by from Monday through Thursday between 9:00 AM and 5:00 PM. On Fridays, we stay open until 6:00 PM for those who need a little extra time, and on Saturdays, we welcome you from 9:00 AM to 1:00 PM.

Services Offered

At Northland Area, we offer a range of services designed to meet your financial needs. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or personal loans, we've got you covered. We also provide credit cards with rewards and business banking solutions. For your convenience, our drive-thru service allows for quick transactions like deposits and withdrawals without leaving your vehicle. Additionally, enjoy the benefits of ATM access right on-site for cash withdrawals and balance checks anytime during our operating hours.

Member Eligibility

Becoming a member of Northland Area feels like joining a family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the Grayling area or surrounding communities, you're already on your way to enjoying the benefits we offer. We welcome anyone who shares our values and is ready to embark on a journey towards smarter financial choices. Not only will you gain access to a variety of services tailored just for you, but you'll also be part of a community that supports each other. Opening an account with us is straightforward and welcoming. Simply visit us at 2405 S I 75 Business Loop Grayling Mi 49738, or check out our account opening details online at http://www.northlandcu.com/nafcu/applications for more information. If you have any questions or need assistance, feel free to give us a call at (989) 348-5228. For detailed eligibility criteria, take a look at our resource here: . We can't wait to welcome you into the Northland Area family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine being able to accept payments seamlessly from your customers while managing your cash flow effectively. Our merchant services provide you with the tools you need to thrive. From credit card processing to online payment solutions, we help you streamline transactions so you can focus on what matters most growing your business. Located at 2405 S I 75 Business Loop Grayling Mi 49738 in Grayling, MI, our team is ready to assist you. Contact us today at (989) 348-5228 to learn more about how we can partner in your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,508,839, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Matters

Our branch also features basic drive-thru banking for quick deposits, withdrawals, and other simple transactions without leaving your vehicle. Plus, enjoy easy access through our ATMs located conveniently around town. At Northland Area, we believe in making financial management straightforward and accessible for everyone in our community. Whether you're opening a new account or seeking advice on loan options, our friendly staff is ready to assist you. Ready to explore all that we offer? Feel free to give us a call at (989) 348-5228 or stop by our branch during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today at Grayling Branch where your financial success is our priority!

Business Banking Services

For local businesses, our offerings extend into the world of business banking. We provide essential services like merchant services and business loans, supporting your growth and success. Our team understands the unique challenges businesses face, and we're here to assist you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we pride ourselves on our robust online and mobile banking features. With services like ATM access for cash withdrawals, simple transaction capabilities through our drive-thru service, and user-friendly mobile applications, banking with us has never been easier. You can check balances, make transfers, and pay bills right from your phone or computer.

Flexible Loan Options

Life can throw unexpected expenses your way, which is why having access to personal loans and debt consolidation solutions can provide peace of mind. We also offer credit cards with rewards, allowing you to earn points on purchases while managing your expenses effectively.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer various personal banking options designed for your everyday needs. From checking and savings accounts that help you keep your money secure while earning interest, to auto loans and vehicle financing that make purchasing a car easier than ever, we have you covered. If you're looking to buy a home, our mortgage loans and refinancing options are here to guide you through the process with competitive rates and personalized service.

Digital & Online Banking

Key Features

One of the standout features is our 24/7 online banking service, which lets you access your accounts whenever it suits you. Whether it's checking your balance, transferring funds, or paying bills, our user-friendly interface makes it simple. Plus, with e-statements available, you can view and manage your financial documents without the hassle of paper clutter. Security is always a top priority for us. Our electronic signature authorization feature ensures that all your transactions are safe and protected, giving you peace of mind as you handle your banking needs. If you're out and about, don't forget to take advantage of our mobile application. It allows you to deposit checks remotely and make mobile payments effortlessly no more fumbling with cash or cards.

Stay Connected with Friends and Family

Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy to send funds instantly. This way, whether you're sharing the cost of dinner or helping someone in need, transferring money has never been easier. With all these tools at your disposal, managing your finances has never been more convenient. Join us at Northland Area and experience how digital banking can enhance your everyday life! For more information or to get started, visit us at https://www.northlandcu.com/ today!

Financial Strength

At Northland Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, knowing the financial strength of your credit union is essential for peace of mind. That's why we want to share our robust financial profile with you. With a net worth of $66,261,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.96% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your savings. Members' funds are secured through $112,459,406 in share certificates and $123,775,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members first. With non-member deposits at $10,317,045, we ensure that our resources are dedicated to benefiting you through better loan rates and exclusive perks. Our commitment to growth is reflected in our $59,049,862 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures to serve you better. Additionally, with $42,634,205 in total loans and leases, including $47,768 in used auto loans alone, our lending capacity supports your financial goals across various sectors. Our operational efficiency shines through with a net income of $2,377,737, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With 103,946 total share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares amounting to $1,114,341 further illustrate the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Northland Area is your trusted partner. Visit us at 2405 S I 75 Business Loop Grayling MI 49738 or call us at 989-348-5228 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,928,750 in used vehicle loans and $26,667,365 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got you covered with flexible terms and competitive rates.

Business Loans

For business owners, our outstanding commercial loans totaling $118,508,839 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,185,007, make buying or refinancing simple. We are committed to supporting our members through every step of the home-buying process, offering personalized service and guidance.

Refinancing Options

If you're considering refinancing any of your existing loans, we can assist with that too. Our team can help assess your current situation and determine if refinancing is right for you, potentially saving you money on interest payments or reducing your monthly obligations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to explore our loan offerings further or have any questions, don't hesitate to reach out! You can contact us at (989) 348-5228, or visit us at our branch located at 2405 S I 75 Business Loop Grayling Mi 49738 in Grayling, MI.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These credit cards are designed for convenience and flexibility, allowing you to handle unexpected expenses while building your credit history.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers presented are fair and transparent. LendMesh prioritizes verified data, meaning loan offers are gathered from legitimate financial institutions. This approach fosters trust and confidence among users. Importantly, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. The goal here is to provide unbiased results that genuinely reflect the market. Another significant advantage of using LendMesh is the real-time rate comparisons it offers. Users can access up-to-date loan rates from multiple institutions at once, allowing them to make informed decisions quickly and easily. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in facilitating better financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Northland Area