Northland Area Credit Union Evart MI | Best Auto Loans & ATM Access

Introduction

Welcome to Northland Area, your trusted financial partner in the heart of Evart, Michigan! Established in 1957, we have been dedicated to serving our community for over six decades. Our branch, located at 9568 Us10, Evart, MI 49631, is not just a place to bank; it's a hub for fostering financial growth and building lasting relationships with our members. At Northland Area, we are proud to support 45,438 members with a commitment to providing exceptional service and tailored financial solutions. With total assets exceeding $664,964,709 and total deposits of $42,197,095, our stability speaks volumes about our dedication to your financial well-being. We currently hold a total loan portfolio of 17,509 loans, ensuring that whether you're looking for auto financing or personal loans, we've got you covered. Our leadership team is passionate about making a positive impact in our community. Under the guidance of CEO Pete Dzuris and Board President Mike Palumbo, we strive to create an environment where members feel valued and heard. We believe in transparency and are proud to share that our net worth stands strong at $66,261,466, backed by $11,460,578 in cash available for your needs. While you can visit us at our Evart branch for all your banking needs whether it's checking accounts or business loans please note that any official correspondence should be sent to our mailing address: 1161 N Bagley St, Alpena, MI 49707-8101. We invite you to explore how we can help you achieve your financial goals. With services ranging from personal banking and vehicle financing to online banking and ATMs readily available, we're here to serve you every step of the way. If you have any questions or want to learn more about what we offer, don't hesitate to reach out! Call us at 989-739-1401 or visit us online at Northland Area. Your journey towards better financial health starts here!

Branch History & Mission

Community Focus

Northland Area is not just about banking; we strive to be a valuable partner in the Evart community. We actively engage in local outreach efforts and collaborations with organizations that share our vision of making a positive impact. Whether it's sponsoring local events or supporting educational initiatives, we believe in giving back where it matters most. While members can visit us at 9568 Us10 for all their banking needs including utilizing our drive-thru services or accessing ATMs official correspondence should be directed to 1161 N Bagley St, Alpena, MI 49707-8101 if different from the branch address.

Join Us

We invite you to become part of the Northland Area family. Experience firsthand how we can help you navigate your financial journey with confidence. With dedicated staff ready to assist you and a wide range of services designed for your success, there's no better time than now to join us at Northland Area! For more information or assistance, please call us at 989-739-1401. Together, let's build a brighter financial future!

Our Mission

At the heart of Northland Area's mission is a desire to empower our members through comprehensive financial solutions while giving back to the community. We believe that everyone deserves access to quality banking services that can help them thrive. Our offerings include personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we provide business banking services such as merchant solutions and business loans. As part of our commitment to innovation and accessibility, we have embraced digital advancements that allow members to manage their finances conveniently. Our online and mobile banking platforms enable members to check balances, make transfers, and pay bills anytime, anywhere. We are also proud to offer ADA-compliant facilities ensuring that all members can access our services comfortably.

Branch Location & Accessibility

Call to Action

While you can reach us at our physical location or call us at 989-739-1401 for any inquiries, we invite you to stop by and see how Northland Area can assist you today! Your financial well-being is our priority, and we look forward to serving you.

Nearby Landmarks and Accessibility

Nestled in the heart of Osceola County, our branch is just a stone's throw away from popular local spots, making it easy for you to combine errands with your banking needs. We take pride in offering ample parking spaces, and our facilities are designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure that everyone can visit us comfortably.

Operating Hours and Services

Our friendly staff is available to serve you during convenient hours: Monday through Thursday from 9 AM to 5 PM and Fridays from 9 AM to 6 PM. Whether you need assistance with checking and savings accounts, auto loans, or mortgage services, we provide a wide range of personal banking options tailored to fit your needs. Plus, we have an ATM on-site for quick cash withdrawals and balance checks. If you're in a hurry or prefer a more streamlined experience, take advantage of our drive-thru banking service where you can handle deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Northland Area, we believe that everyone deserves a place in our community, and becoming a member is easy! If you live, work, worship, or attend school in the area around 9568 Us10 Evart Mi 49631, you're likely eligible to join our family. We welcome individuals from all walks of life and offer personalized services that cater to your unique financial needs. Our friendly team is here to help guide you through the simple membership process, ensuring you feel supported every step of the way. To get started, simply check out our eligibility details for more information, and when you're ready, visit us online at http://www.northlandcu.com/nafcu/applications to open your account. If you have any questions or need assistance, don't hesitate to give us a call at (989) 739-1401. We can't wait to welcome you into the Northland Area community! For detailed eligibility criteria, please visit: .

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $579 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $31 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,508,839, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, having the right tools can make all the difference. Our merchant services provide practical benefits like easy payment processing and secure transactions that let you focus on what matters growing your business. Visit us at 9568 Us10 Evart Mi 49631 or call us at (989) 739-1401 to learn more about how our business banking and commercial services can support your journey.

Comprehensive List Of Services

Business Banking Solutions

For business owners, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your ambitions with tailored financial products.

Convenient Access

To enhance convenience, we provide ATM services for easy cash withdrawals and balance checks. If you prefer face-to-face interactions for basic transactions like deposits or withdrawals, our drive-thru service offers quick access without leaving your car. At Northland Area, we pride ourselves on being more than just a bank; we're a community partner committed to helping our members thrive financially. With our dedicated staff ready to assist you at every step, we invite you to visit us at 9568 Us10 Evart Mi 49631 or give us a call at (989) 739-1401. Discover how our services can meet your needs today! For more information about opening an account or exploring loan options, check out our website at Evart or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We look forward to serving you!

Credit Cards with Rewards

With our credit cards featuring rewards, you can earn while you spend. This means that every purchase gets you closer to exciting benefits, making everyday transactions more rewarding.

Loans and Financing

If you're considering a new car or need financing for a vehicle, our auto loans and vehicle financing options can help get you on the road without the stress of high-interest rates. For those looking to buy a home, our mortgage loans and refinancing services make home ownership attainable. We also provide personal loans for debt consolidation or unexpected expenses, allowing you to take control of your finances when it matters most.

Personal Banking Services

We offer various personal banking options including checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds with online and mobile banking, allowing you to manage your accounts from the comfort of your home or on the go. Our members also benefit from features like e-statements and mobile payments, ensuring that banking is both simple and secure.

Digital & Online Banking

Convenient Online Access

Our online banking services are available 24/7 at https://www.northlandcu.com/ . Whether you're checking your balance, transferring funds, or paying bills, you can do it all with just a few clicks. No more rushing to the bank before closing time your financial information is right at your fingertips.

Go Paperless with E-Statements

Want to cut down on clutter? Our e-statements make it easy for you to manage your accounts without all that paper. You'll receive your statements electronically, allowing you to access them whenever you need, while also helping the environment.

Mobile Banking Made Easy

For those who are always on the go, our mobile application is here for you! Available for download, it lets you manage your accounts right from your smartphone. Plus, with features like mobile payments and person-to-person transfers, sending money to friends or making purchases has never been simpler. At Northland Area, we're committed to providing you with accessible and efficient banking solutions that fit seamlessly into your life. Experience the convenience of digital banking today and take charge of your financial journey!

Security You Can Trust

Security is our top priority. We use advanced encryption technology to keep your personal information safe. Plus, with electronic signature authorization available, you can sign documents securely from the comfort of your home. You won't have to worry about lost paperwork or time-consuming visits to the branch.

Financial Strength

Commitment to Growth

Our financial success is reflected in our operations, with $59,049,862 in undivided earnings that allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,768 in used auto loans and $426,342,051 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Community Trust

With a total of 103,946 share accounts, we have built a strong and growing member base that trusts us with their finances. This commitment is evident in the funds available for lending and investments: $1,114,341. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northland Area is your trusted partner. Visit us at 9568 Us10 Evart Mi 49631 or call (989) 739-1401 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $112,459,406 in share certificates and $123,775,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,317,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,377,737 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $66,261,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,928,750 in used vehicle loans and $26,667,365 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that financing your next vehicle is as easy as possible.

Business Financing

For business owners, our outstanding commercial loans totaling $118,508,839 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to providing tailored financing solutions that help you succeed. At Northland Area, we pride ourselves on transparency and exceptional member service. If you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to reach out! You can contact us at (989) 739-1401 or visit us at our branch located at 9568 Us10 Evart Mi 49631 in Evart, MI. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,185,007, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your current mortgage, our team is here to guide you through the process with personalized service.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits that suit different lifestyles, making it easier for you to handle everyday expenses.

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Ensuring Accurate Loan Comparisons

LendMesh is committed to delivering accurate loan comparisons. The data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the offers you see are fair and transparent, reflecting the most current rates available.

NORTHLAND AREA FEDERAL CREDIT UNION