NORTHLAND AREA FEDERAL CREDIT UNION

Welcome to Northland Area, your trusted financial partner located at 317 N Huron Rd, Au Gres, MI 48703. Since our establishment in 1957, we have proudly served the community with a commitment to building strong relationships and fostering financial well-being among our 45,438 members. At Northland Area, we believe that banking should be personal and accessible, which is why we offer a variety of services tailored to meet your needs from checking and savings accounts to auto loans and business banking solutions. While you can visit us at our branch for all your banking needs, please note that official correspondence can be directed to our mailing address: PO Box 147, Au Gres, MI 48703. With total assets of $664,964,709, we are not just another credit union; we are a part of the community fabric. Our total deposits stand at $42,197,095, reflecting the trust our members place in us. The strength of our financial position is further demonstrated by our net worth of $66,261,466, ensuring that your money is secure with us. Under the leadership of CEO Pete Dzuris and Board President Mike Palumbo, we strive to provide exceptional service. Our team of 148 dedicated employees is here to assist you from Monday to Friday between 9:00 AM and 5:00 PM (with a brief closure from 1:00 PM to 2:00 PM). Whether you're looking for a new home loan or need assistance with online banking through our website northlandcu.com, we're here for you every step of the way. We invite you to come in or give us a call at (989) 876-2889. Let Northland Area help you achieve your financial goals today!

Northland Area has a rich history that began in 1957 when we opened our doors in the heart of Au Gres, Michigan. From humble beginnings, we have grown into a trusted financial institution serving over 45,000 members. Our branch, located at 317 N Huron Rd, Au Gres, MI 48703, is more than just a place for transactions; it's a community hub where relationships are built and dreams are nurtured. Over the years, Northland Area has evolved significantly. We have expanded our services to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. With total assets now exceeding $664 million, we continue to provide financial stability and growth for our members. Our commitment to customer service remains unwavering as we strive to meet the diverse needs of our community. Our mission is simple yet powerful: to empower our members through exceptional financial services while supporting local initiatives that enhance the well-being of our community. We believe that strong communities lead to stronger families and individuals. Through partnerships with local organizations and outreach programs, we aim to uplift those around us. While members can visit us at our branch address for their banking needs, official correspondence should be sent to PO Box 147, Au Gres, MI 48703. Our operating hours are convenient for all: Monday through Friday from 9:00 AM to 5:00 PM, with a brief closure from 1:00 PM to 2:00 PM each day. We offer essential services such as drive-thru banking and ATM access for those on the go. In this digital age, Northland Area also embraces technology with online and mobile banking options that allow members to manage their finances effortlessly. Our dedication to ADA compliance ensures that everyone can access our services without barriers. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Northland Area where your financial success is our priority. Together, let's build a brighter future for ourselves and our community! If you're ready to take the next step, visit us today or check out our website at Northland Area for more information on how you can become a member.

At Northland Area, we believe in creating a welcoming community where everyone has the opportunity to thrive. Joining us as a member is simple and fulfilling! If you live, work, worship, or attend school in Arenac County or any adjacent county, you're likely eligible for membership. We also welcome immediate family members of existing members, making it easy for your loved ones to benefit from our services too. Being part of Northland Area opens up a world of advantages, including competitive rates on loans and savings accounts, personalized service, and access to various financial resources tailored just for you. Ready to take the next step? Opening an account is straightforward just visit us at our branch located at 317 N Huron Rd Au Gres Mi 48703 or check out our online application here. If you have any questions about your eligibility or the process, don't hesitate to give us a call at (989) 876-2889. For more detailed information on eligibility criteria, feel free to explore our website at . We can't wait to welcome you into our family!

At Northland Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is robust, allowing us to serve you better every day. With a net worth of $66,261,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $996 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $112,459,406 in share certificates and $123,775,518 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $10,317,045, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to these strengths, we boast $59,049,862 in undivided earnings which we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $4,768 in used auto loans and $426,342,051 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $2,377,737, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,114,341. Additionally, Total Share Accounts: 103,946, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northland Area is your trusted partner. Visit us at 317 N Huron Rd Au Gres Mi 48703 or call (989) 876-2889 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.