Northern Credit Union Evans Mills NY | Affordable Auto Loans & Personal Banking

Introduction

At Northern, we believe that strong financial partnerships can build brighter futures for our community. Located at 26424 Johnson Road, Evans Mills, NY 13637, our Leray Branch has been a trusted resource since 1955, dedicated to serving over 44,711 members with personalized banking solutions. As part of the Northern Credit Union family, we take pride in our commitment to your financial well-being. Our branch is more than just a place to manage your money; it's a hub for support and guidance. With total assets exceeding $622,714,472 and a robust membership base, we offer a variety of services tailored to meet your needs from checking accounts and auto loans to mortgages and business financing. In fact, our total deposits amount to $21,540,560, ensuring we have the resources to help you achieve your financial goals. Under the leadership of CEO Daniel St. Hilaire and Board President Gary Rowe, our dedicated team of 152 employees is here to assist you every step of the way. Whether you're looking for advice on saving for a home or need assistance with loans like our total loans and leases amounting to 19,800 we are ready to provide the support you need. For any official correspondence, please reach us at the same address: 26424 Johnson Road, Evans Mills, NY 13637. We invite you to explore everything we have to offer by visiting our website at mynorthern.com. If you have questions or want to discuss your financial options further, don't hesitate to give us a call at 315-782-0155. Your journey toward financial success starts here!

Branch History & Mission

Community Engagement

Northern is more than just a financial institution; we are deeply invested in our community. Through various outreach programs and partnerships with local organizations, we strive to give back and make a positive impact on the lives of those around us. We take pride in supporting events that strengthen community ties and promote financial literacy. While members can visit us at 26424 Johnson Road for all their banking needs, official correspondence should be sent to the same address for consistency. Our lobby hours are Monday through Friday from 9:00 AM to 5:00 PM, ensuring that you can meet with us when it's convenient for you.

Join Us Today!

If you're looking for a credit union that puts your needs first and values community spirit, look no further than Northern Leray Branch. Join us today and discover how we can support your financial journey! Feel free to call us at 315-782-0155 if you have any questions or need assistance getting started. Together, let's build a brighter financial future!

Our Mission

At the heart of everything we do is our mission: to provide exceptional financial services while fostering a sense of community and support among our members. We believe in making banking accessible and straightforward for everyone. Our range of offerings includes personal banking products like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Additionally, we cater to businesses through tailored banking solutions that help them thrive. We understand that the world of finance can be overwhelming. That's why we are committed to simplifying your banking experience through innovative digital advancements such as online and mobile banking. Our enhanced ATM services ensure that you can access your funds anytime, while our drive-thru banking offers convenience for those on the go.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before stopping by, feel free to give us a call at 315-782-0155. Our dedicated staff is always ready to help you navigate your financial journey. We look forward to seeing you soon at the Northern Leray Branch!

Getting Here

Accessing our branch is straightforward. We offer ample parking for members visiting us, and our building is equipped with ADA-compliant features to ensure everyone can access our services comfortably. If you're ever unsure about how to find us, just remember we're right off the main road, making us a convenient stop for all your banking needs.

Operating Hours

Our doors are open from Monday through Friday, welcoming you from 9:00 AM to 5:00 PM. On Thursdays, we have extended hours until 4:00 PM. Unfortunately, we're closed on Sundays. Whether you need help with personal banking or loans, our team is here during these hours to assist you.

Services Available

At the Northern Leray Branch, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our enhanced ATM services are available 24/7 for your convenience, allowing you to make cash withdrawals and check balances anytime. Additionally, if you prefer not to come inside, our drive-thru service offers quick transactions like deposits and withdrawals without having to leave your vehicle. Unfortunately, we do not currently provide shared services at this location.

Member Eligibility

At Northern, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or worship in the area around 26424 Johnson Road Evans Mills Ny 13637, you may be eligible to join us. We aim to create an inclusive environment where you can access a range of financial services tailored to your needs, from checking accounts to loans. Joining our family not only gives you access to these services but also makes you part of a cooperative that prioritizes its members' well-being. To learn more about the specific eligibility criteria, feel free to visit our detailed resource. Once you're ready to take the next step towards membership, opening an account is straightforward and can be done easily by following the instructions on our account opening page at https://nnycf.org/scholarships/scholarship-overview/. If you have any questions or need assistance, don't hesitate to reach out to us at (315) 782-0155. We're here for you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $211 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,705,573, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly, ensuring that your cash flow remains steady and reliable. Our services allow you to focus on what you do best running your business while we take care of the financial transactions. Located at 26424 Johnson Road Evans Mills Ny 13637 in Evans Mills, NY, we're here to partner with you on your path to success. Reach out today at (315) 782-0155 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and business owners, we offer comprehensive Business Banking services, including Merchant Services & Business Loans. We aim to support the growth of small businesses in our community by providing reliable financial products that meet their unique needs.

Credit Cards and Rewards

Our Credit Cards with Rewards program allows you to earn points on your everyday purchases, giving you more value back from the money you spend. It's a great way to enjoy benefits while managing your credit wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, making it easy for you to manage your accounts anytime, anywhere. With our services like ATM access for cash withdrawals and balance checks available around the clock, you'll have full control over your finances right at your fingertips.

Drive-Thru and ATM Services

For quick transactions, take advantage of our basic drive-thru banking services where you can make deposits, withdrawals, and handle simple transactions without leaving your car. Plus, with our ATM services available 24/7, accessing cash has never been easier. At Northern, we strive to meet all of your banking needs under one roof. We invite you to visit us at the Evans Mills branch or explore our offerings online at mynorthern.com. Let us help you achieve your financial goals with ease!

Loans and Financing

If you're thinking about purchasing a new vehicle or refinancing your home, Northern has got you covered with our Auto Loans & Vehicle Financing options. We also provide Mortgage Loans & Refinancing solutions that can help you navigate the housing market with confidence. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation options are designed to ease your financial burden.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personalized banking solutions tailored to your lifestyle. Our Checking & Savings Accounts make it easy for you to manage your everyday expenses while saving for future goals. Whether you're looking to set up a new account or need guidance on the best options for your family, our friendly staff is here to help.

Digital & Online Banking

Key Features

Managing your finances has never been simpler. Our mobile application provides a user-friendly interface where you can handle everything from viewing e-statements to making person-to-person transfers with just a few taps. And if you're on the move, our mobile payments feature allows you to pay for purchases directly from your phone, adding even more flexibility to how you spend. Security is a top priority at Northern. We offer electronic signature authorization, which means you can sign documents securely without needing to visit a branch. Plus, with e-statements readily available, you can keep track of your financial activity while reducing paper clutter. At Northern, we believe in empowering our members through technology while maintaining a personal touch. Our dedicated team is here to support you whenever you need assistance. Experience the ease of modern banking today by visiting us online!

Financial Strength

Commitment to Growth and Innovation

With $35,354,890 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $3,867 in used auto loans and $530,800,243 in total loans and leases.

Conclusion: Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern is your trusted partner. Visit us at 26424 Johnson Road Evans Mills Ny 13637 or call (315) 782-0155 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Dedicated Team for You

We also take pride in having 151 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our focus on delivering excellent service is reflected in the trust placed in us by our growing member base of 107,202 accounts.

Our Solid Financial Foundation

With a net worth of $68,832,996, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.14% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $91,111,660 in share certificates and $7,992,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,162,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,925,239 in used vehicle loans and $11,814,029 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your needs, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $51,705,573 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we have solutions that can help you succeed. At Northern, we're dedicated to providing our members with access to the resources they need for financial stability and growth. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out. Our team is here to assist you! For more information or to get started on your application today, give us a call at (315) 782-0155 or visit us at 26424 Johnson Road Evans Mills Ny 13637 in Evans Mills, NY. We're excited to help you take your next financial step!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,844,135, make buying or refinancing simple. We are here to guide you through every step of the process to help you secure a place you'll love.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,042,823 in loans helping members manage their finances effectively. These cards are designed to give you the freedom to make purchases while keeping your budget in check.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each lender listed on LendMesh has been thoroughly vetted for compliance and reliability.

NORTHERN CREDIT UNION - Evans Mills, NY

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