Northern Credit Union East Syracuse NY | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Northern, your trusted partner in financial wellness located at 5720 Commons Park, East Syracuse, NY 13057. Established in 1955, we take pride in serving our community with dedication and integrity. With a total membership of 44,711, our commitment to supporting each member's financial journey has never been stronger. At Northern, we believe that a strong foundation is key to building a brighter future. Our assets total an impressive $622,714,472, reflecting our stability and growth. We offer a range of services tailored to meet your needs whether you're looking for personal banking solutions like checking and savings accounts or financing options including auto loans and mortgages. As of now, we've successfully facilitated 19,800 loans and leases, showcasing our ability to empower members through various financial avenues. Under the leadership of CEO Daniel St. Hilaire and Board President Gary Rowe, we remain committed to making a positive impact in the lives of our members and the surrounding community. Our dedicated team of 152 employees is here to provide personalized service that helps you achieve your financial goals. While members can visit us at our branch address, official correspondence should be sent to the same location: 5720 Commons Park, East Syracuse, NY 13057. If you have any questions or need assistance, feel free to reach out at (315) 445-2300 during our lobby hours from Monday to Friday, 8:30 AM to 4:30 PM. Explore our offerings further by visiting us online at Northern's website. Join us today as we continue to build strong financial futures together!

Branch History & Mission

At Northern Credit Union, we take pride in our rich history and unwavering commitment to the community. Established in 1955, our branch has been a cornerstone of financial support for the residents of East Syracuse, NY. Over the decades, we have grown alongside our members, adapting to their needs while maintaining a strong foundation based on trust and service. Located at 5720 Commons Park, East Syracuse, NY 13057, our branch is easily accessible for everyone in the area. Whether you're visiting us for personal banking or business services, you'll find a welcoming environment designed to serve you better. While members can visit us at this location, official correspondence should be sent to the same address for convenience. Our mission is simple yet profound: to provide exceptional financial services that empower our members and enhance their quality of life. With over 44,711 members and total assets exceeding $622 million, we are dedicated to fostering financial wellness through various offerings such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We also prioritize community support through outreach initiatives that make a real difference in the lives of those we serve. In today's fast-paced world, we understand the importance of digital advancements. That's why we offer a range of online and mobile banking services that ensure you can manage your finances anytime, anywhere. Our commitment to accessibility includes ADA compliance and customer-centric initiatives aimed at enhancing your experience with us. Northern Credit Union is not just about numbers; it's about people. We believe in building relationships within our community through partnerships and outreach efforts that uplift everyone involved. Our dedication to service is reflected in our operating hours Monday through Friday from 8:30 AM to 4:30 PM and availability of ATMs for your convenience. We invite you to join us on this journey toward financial empowerment. Experience firsthand how Northern Credit Union can help you achieve your financial goals while being an active part of a caring community. For more information or to get started with us today, please call 315-445-2300 or visit our website at mynorthern.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

A Warm Invitation

While members can visit us at 5720 Commons Park, official correspondence should be sent to the same address. We invite you to come see us soon! If you have any questions or need assistance before your visit, feel free to give us a call at 315-445-2300. At Northern, we are excited to serve you and help you achieve your financial goals!

Accessibility Features

We pride ourselves on being accessible for all our members. Our location is ADA compliant, featuring ramps and wide doors to make entry easy for everyone.

Convenient Location

Our branch is nestled in the heart of East Syracuse, close to popular spots like the Commons Park and just a short drive from major roadways. This makes it easy for members to stop by for quick transactions or enjoy a more in-depth banking experience. Plus, our ample parking ensures that you won't have to worry about finding a spot.

Operating Hours & Services

Northern is here for you Monday through Friday from 8:30 AM to 4:30 PM, ready to assist with everything from opening checking accounts to discussing auto loans and personal financing options. We offer a variety of services including online and mobile banking, allowing you to manage your finances whenever it suits you best. For those who prefer face-to-face interactions, our knowledgeable staff is always ready to help. And don't forget if you're looking for cash on the go, we have ATM services available right on-site!

Member Eligibility

At Northern, we believe that everyone deserves the chance to be part of a caring and supportive community. Becoming a member is easy and welcoming! If you're living, working, worshiping, or attending school in the areas we serve, you're likely eligible for membership. We invite individuals and families who want to enjoy the benefits of our personalized financial services and community-focused approach. For more specific details about eligibility, feel free to visit our website at . Once you're ready to join us at our branch located at 5720 Commons Park East Syracuse Ny 13057, the account opening process is simple. You can find all the information you need for setting up your account at https://nnycf.org/scholarships/scholarship-overview/ . If you have any questions or need assistance, don't hesitate to give us a call at (315) 445-2300. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business without worrying about payment processing delays or complicated transactions. Our merchant services simplify the way you handle payments, allowing you to focus on what truly matters serving your customers. From point-of-sale solutions to online payment options, we equip you with tools that enhance efficiency and customer satisfaction. Located conveniently at 5720 Commons Park East Syracuse Ny 13057, East Syracuse, NY 13057, our team is ready to partner with you. Call us today at (315) 445-2300 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $211 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $51,705,573, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, look no further than our auto loans and vehicle financing options. We understand that buying a car can be a significant decision, so we provide competitive rates and flexible terms that fit your budget. Our knowledgeable staff is here to guide you through the financing process, ensuring you feel confident in your purchase.

Business Banking

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your goals with customized financial products tailored specifically for businesses.

Convenient Access

In addition to these essential services, we provide easy access through ATM and cash withdrawal services, allowing you to manage your cash flow without hassle. With basic ATM access available for withdrawals and balance checks, you'll always have control over your finances when you need it most. At Northern, we pride ourselves on being more than just a credit union; we're a community partner focused on helping you succeed financially. If you're ready to explore how we can assist with your financial needs or have any questions about our services, please don't hesitate to reach out at (315) 445-2300. We look forward to welcoming you!

Credit Cards with Rewards

Make your purchases rewarding with our credit cards that come with benefits! Not only do they offer competitive rates, but they also provide rewards on everyday spending. This means every time you shop, dine out, or travel, you're earning points that can be redeemed for exciting perks.

Mortgage Loans & Refinancing

Homeownership is a dream for many, and at Northern, we make it possible with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, we offer various mortgage products designed to suit different financial situations. Our team will work with you every step of the way to find the best solution that fits your needs.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking options that include checking and savings accounts. Whether you're saving for a vacation or managing everyday expenses, our accounts come with features designed for convenience and ease. You can access your funds anytime with our online and mobile banking services, making it easy to check balances or transfer money from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans and debt consolidation services are here to help. If you need funds for home repairs or medical bills, or if you're looking to consolidate debt into one manageable payment, we've got you covered. Our loan officers are ready to discuss your options and help you create a plan that works for you.

Digital & Online Banking

Key Features

Our online banking platform, accessible through https://www.mynorthern.com:443/ , allows you to easily check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefits of e-statements, which not only help reduce paper clutter but also make it easier to track your spending over time. Plus, with our electronic signature authorization feature, signing documents is quick and hassle-free no more printing or mailing required! If you're on the go, our mobile application makes managing your finances even simpler. You can make mobile payments seamlessly and send money to friends or family with person-to-person transfers. These features ensure that whether you're at home or out and about, you have instant access to your accounts.

Security and Ease of Use

Your security is our priority. Our online banking services are equipped with advanced security measures to protect your personal information while giving you peace of mind. Navigating our user-friendly interface is straightforward, making it easy for everyone from tech-savvy users to those new to digital banking to manage their finances confidently. In summary, Northern offers an array of digital and online banking services that prioritize convenience and security. Explore all these features today by visiting https://www.mynorthern.com:443/ and take the first step towards smarter financial management!

Financial Strength

Commitment to Growth

With $35,354,890 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,867 in used auto loans and $530,800,243 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $91,111,660 in share certificates and $7,992,758 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,162,299, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident as reflected by our $0. This operational effectiveness enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 151 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $68,832,996, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,114 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partner

Net Shares (Funds available for lending and investments): $4,511,094. Total Share and Deposit Accounts: 107,202, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern is your trusted partner. Visit us at 5720 Commons Park East Syracuse Ny 13057 or call (315) 445-2300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $60,925,239 in used vehicle loans and $11,814,029 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $4,042,823 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,844,135, make buying or refinancing simple. We strive to offer favorable terms and conditions to help you secure the home of your dreams while keeping your budget intact.

Other Loan Options

If you're looking for additional funding for personal projects or business ventures, we provide various personal loan options as well. For business owners, our outstanding commercial loans totaling $51,705,573 provide the capital needed to grow and expand. For those considering refinancing their current loans, our dedicated staff is available to discuss eligibility options tailored just for you. Our goal is to ensure that you find the best solutions suited for your financial situation. Feel free to reach out to us at (315) 445-2300 for any questions or visit us at our branch located at 5720 Commons Park East Syracuse Ny 13057 in East Syracuse, NY. At Northern, we're committed to supporting your financial journey with personalized service and competitive loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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NORTHERN CREDIT UNION - East Syracuse, NY