Introduction
Welcome to Northern Sts Pwr Company Emp, your trusted financial partner located at 1206 5Th Ave S, Grand Forks, ND 58201. Since our establishment in 1935, we have dedicated ourselves to serving our members with integrity and commitment. With a proud membership of 125 individuals, we strive to make a positive impact in our community by providing personalized banking solutions that fit your needs. At Northern Sts Pwr Company Emp, we understand that every member's financial journey is unique. That's why we offer a range of services including personal banking options, auto loans, mortgage financing, and credit cards with rewards designed to help you reach your goals. Our total assets stand at an impressive $1,542,058, reflecting our stability and ability to support our members effectively. You can feel confident knowing that your deposits are secure with us; we currently manage total deposits of $122,414 and maintain a net worth of $150,706. Our dedicated team, led by CEO Tom Millette and Board President Lester Marcott, is here to ensure you receive the best possible service and guidance on all your financial matters. While you can visit us at our branch for any inquiries or services you may need, please note that official correspondence should be directed to the same address: 1206 5th Ave S, Grand Forks, ND 58201. For immediate assistance or more information about our offerings, don't hesitate to call us at 701-795-5244. Join us at Northern Sts Pwr Company Emp today and experience the difference of community-focused banking! Whether you're looking for a new loan or just want to chat about your financial future, we're here for you every step of the way.
Branch History & Mission
Commitment to Innovation
In today's digital world, we recognize the importance of convenience and accessibility. While we currently do not offer ATM services or drive-thru banking, we adapt our operating hours as needed to better serve our members. Our focus remains on ensuring that all members receive personalized service whenever they reach out to us. As part of our commitment to inclusivity, we aim to maintain ADA compliance across all facilities. This ensures that every member can access our services comfortably and safely. While official correspondence can be sent to 1206 5th Ave S, Grand Forks, ND 58201, we invite you to visit us at our branch for any banking needs or inquiries. You can reach us at 701-795-5244 for assistance.
Join Us Today
At Northern Sts Pwr Company Emp, we are more than just a credit union; we are a community partner dedicated to your financial success. If you're looking for a place that values personal relationships and supports your goals, consider becoming a member today. Experience firsthand how we can help you thrive in your financial journey!
Our Mission
The mission of Northern Sts Pwr Company Emp goes beyond providing traditional banking services. We strive to empower our members by offering a range of personal and business banking solutions tailored to meet their unique needs. Our offerings include checking and savings accounts, auto loans, mortgage refinancing, and business loans. We believe that everyone deserves access to fair financial products that support their aspirations. We understand that our success is intertwined with the well-being of our community. That's why we actively engage in outreach programs and partner with local organizations to give back to Grand Forks. Whether it's supporting educational initiatives or contributing to local charities, we are dedicated to making a positive impact where it matters most.
Branch Location & Accessibility
Accessibility and Features
At our branch, accessibility is key. We strive to provide a welcoming environment for all members, with features like ADA-compliant ramps and ample parking space available. While we don't currently offer drive-thru banking or ATMs, our friendly staff is here to assist you with all your banking needs inside the branch. If you need to send official correspondence, please note that our mailing address is the same as our physical location: 1206 5th Ave S, Grand Forks, ND 58201.
Operating Hours and Services
We understand that your time is valuable, which is why our operating hours are flexible and vary as needed. Feel free to call us at 701-795-5244 for specific hours or to ask any questions about our services. At Northern Sts Pwr Company Emp, we offer a variety of personal banking options including checking and savings accounts, auto loans, mortgage loans, and personal loans. Plus, for those looking for business solutions, we provide merchant services and business loans tailored to meet your needs.
Visit Us Today!
Ready to take the next step in your financial journey? We invite you to visit us at our Grand Forks location or give us a call! Let us help you achieve your financial goals with personalized service and a commitment to your satisfaction. Your trusted partner in banking awaits!
Member Eligibility
Joining Northern Sts Pwr Company Emp is like becoming part of a caring community that looks out for one another. To be eligible for membership, you need to have a connection with the Northern States Power Company or its employees. This includes family members or individuals living in the same household as current members. Becoming a part of our family not only opens doors to personalized financial services, but also brings the benefit of working with people who truly understand your needs and aspirations. For those interested in learning more about eligibility criteria, we invite you to visit [this link] for detailed information. Opening an account at Northern Sts Pwr Company Emp is straightforward and welcoming. Our friendly team is here to assist you every step of the way. If you have questions or would like to get started, please don't hesitate to call us at (701) 795-5244. We look forward to having you join us at our branch located at 1206 5Th Ave S Grand Forks Nd 58201, where your financial goals can flourish in a supportive environment!
Business Banking & Commercial Services
At Northern Sts Pwr Company Emp, we understand that every business has unique needs and challenges. That's why we're dedicated to offering tailored solutions that help you thrive. Imagine a local restaurant looking to expand its seating or a budding tech startup in need of equipment financing. Our commercial loans can be the stepping stone to turning those dreams into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify your payment processes, allowing you to focus on what matters most growing your business. Whether it's processing credit card payments or managing transactions, we are here to provide the support you need. Located at 1206 5Th Ave S Grand Forks Nd 58201 in Grand Forks, ND, we invite you to discover how our business banking solutions can empower your entrepreneurial journey. Contact us today at (701) 795-5244 to learn more!
Comprehensive List Of Services
ATM Services
While we currently do not have ATMs at our branch, we ensure that cash withdrawal services remain accessible through partnerships that allow you to conveniently withdraw cash when needed. At Northern Sts Pwr Company Emp, we're more than just a place to bank; we're a community partner committed to helping you succeed financially. If you have any questions about our services or want to discuss how we can assist you further, feel free to reach out at 701-795-5244. We look forward to welcoming you into our family!
Business Banking
For our business members, we offer essential banking services including merchant services and business loans designed to help your venture thrive. We believe that supporting local businesses strengthens our community as a whole.
Loans and Financing Options
We understand that life can sometimes present unexpected expenses or opportunities. That's why we offer personal loans and debt consolidation options, allowing you to take control of your finances in a way that works best for you. And for those who love rewards, our credit cards come with enticing benefits that can add value to every purchase.
Online and Mobile Banking
In today's fast-paced world, convenience is key. Our online and mobile banking services enable you to access your accounts anytime, anywhere. You can check balances, transfer funds, and manage your finances with just a few taps on your device. We prioritize ease of access so that managing your money fits seamlessly into your lifestyle.
Personal Banking
Whether you're looking to open a checking or savings account, we have options tailored just for you. Our personal banking services make it easy to manage your day-to-day finances and save for future goals. For those in need of a vehicle, our auto loans and vehicle financing can help get you on the road with competitive rates and flexible terms. Additionally, if you're considering buying a home or refinancing your existing mortgage, our mortgage loans provide the support you need throughout the process.
Digital & Online Banking
At Northern Sts Pwr Company Emp, we understand that your banking experience should be both convenient and secure. That's why we offer a range of digital and online banking services designed to make managing your finances easier than ever. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, everything you need is just a click away. Unfortunately, at this time, we do not offer features like electronic signatures or e-statements, but we are always looking for ways to improve your experience. While mobile payments and a dedicated mobile application aren't currently available, you can still enjoy person-to-person transfers through our traditional methods. If you've ever needed to send money quickly to a friend or family member, rest assured that we'll help facilitate that in the easiest way possible. We are committed to providing a user-friendly experience with robust security measures in place to protect your information. Your peace of mind is important to us, and while some services may not be available yet, our team is here to guide you through every step of your banking journey. For more information on our digital banking options and how they can benefit you. At Northern Sts Pwr Company Emp, we're here to help you manage your money effectively and securely!
Financial Strength
A Growing Community
We have built a strong community with a total of 125 share accounts, showing that more people trust us with their finances every day. This member base is essential for sustaining our operations and continuing to serve you effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Sts Pwr Company Emp is your trusted partner. Visit us at 1206 5Th Ave S Grand Forks Nd 58201 or call (701) 795-5244 to learn more about how we can help you achieve your financial goals.
Member-Centric Approach
Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, our commitment to growth is reflected in our $128,683 in undivided earnings, which allow us to reinvest in innovative banking tools and stronger lending options.
Our Dedicated Team
We also take pride in having 0 full-time employees and 2 part-time employees who are dedicated to serving you with expertise and care. Our team is always ready to assist you with your banking needs.
Solid Financial Health
With a net worth of $150,706, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Supporting Your Financial Goals
With $28 in used auto loans and $1,078,501 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $4,177 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $635,850 in used vehicle loans and $212,381 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit various budgets, making it easier for you to drive away in the vehicle you want.
Credit Lines and Personal Financing
We also provide options for personal financing through our credit lines. While we currently have $0 available, we encourage you to reach out if you're interested in exploring these opportunities further.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, ensuring that you have access to competitive rates and personalized service throughout the process.
Unsecured Credit Card Loans
Managing daily expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our cards come with various benefits designed to make your financial management easier. Our team is dedicated to assisting you with any questions about eligibility and refinancing options that may suit your situation best. We invite you to contact us at (701) 795-5244 or visit us at 1206 5Th Ave S Grand Forks Nd 58201 in Grand Forks, ND, where our knowledgeable staff is ready to help you navigate your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!
Loan Aggregator
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