Northern Skies Credit Union Anchorage AK | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Northern Skies, your trusted credit union located at 1000 Omalley Rd Ste 109, Anchorage, AK 99515. Since our establishment in 1967, we have been dedicated to serving our community with financial solutions that truly make a difference. With over 13,500 members and assets totaling $202,519,629, we pride ourselves on being a reliable partner for all your banking needs. At Northern Skies, we understand that everyone's financial journey is unique. That's why we offer a wide range of services tailored just for you, including personal checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to our members goes beyond just providing financial products; we strive to build lasting relationships based on trust and support. Under the leadership of our CEO, D. Kyler Howlett, and Board President Marva Luhrs, our dedicated team of 60 employees works tirelessly to ensure you receive the best service possible. Whether you prefer visiting us in person or using our convenient online banking options, we're here to help you achieve your financial goals. While members can visit us at 1000 Omalley Rd Ste 109, official correspondence should be sent to 1000 O'Malley Road, Suite 109, Anchorage, AK 99515. If you have any questions or need assistance, don't hesitate to reach out by calling us at 907-561-1407 or visit our website at www.nsfcu.org. Join us today and experience the Northern Skies difference where your financial well-being is our top priority!

Branch History & Mission

Our Evolution

Since our inception, Northern Skies has continually evolved to meet the needs of our community. We started with a simple mission: to provide affordable financial services while supporting the people and businesses of Anchorage. Over the years, we've expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgages, and business banking services. As we grew, so did our commitment to ensuring that everyone in our community has access to essential financial resources. Our headquarters in Anchorage, combined with our dedicated staff of 60 employees, ensures that we remain closely connected to the local community. We've embraced technology by offering online and mobile banking options, making it easier for our members to manage their finances anytime, anywhere. Plus, with an ATM on-site and drive-thru banking available during convenient hours Monday through Friday from 8:00 am to 6:00 pm and Saturday from 10:00 am to 4:00 pm we're here when you need us.

Our Mission

At Northern Skies, our mission is clear: we are dedicated to enhancing the financial well-being of our members while making a positive impact in the community. We believe in providing personalized service and fostering relationships built on trust and respect. Whether you're looking for assistance with securing a loan or simply need help managing your savings, we're committed to guiding you every step of the way. We also recognize the importance of giving back. Our outreach efforts focus on supporting local initiatives and partnerships that uplift our community. By investing in education, economic development, and social responsibility programs, we aim to create opportunities for all residents of Anchorage. As we look toward the future, we remain focused on innovation and customer satisfaction. We're proud of what we've accomplished but even more excited about what lies ahead. Join us at Northern Skies! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community. To learn more about membership or open an account today, visit our website or call us at 907-561-1407. Let's soar together!

Branch Location & Accessibility

Welcome to the Northern Skies branch, located at 1000 O'Malley Rd Ste 109 in beautiful Anchorage, AK. Our convenient location makes it easy for you to access a wide range of financial services while enjoying the local charm of our community. We are situated near several well-known landmarks, ensuring that you can find us without hassle. At Northern Skies, we prioritize your convenience and accessibility. Our branch features ADA-compliant facilities, including ramps and accessible parking options, so everyone can visit us comfortably. Whether you're stopping by for a quick transaction or needing assistance with your banking needs, our friendly staff is here to help. We understand that life can get busy, which is why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 4:00 PM. If you prefer drive-thru service, we have you covered too! Drive-thru hours are available Monday through Friday from 8:00 AM to 6:00 PM and Saturday from 10:00 AM to 4:00 PM. This means you can easily manage your banking tasks without stepping out of your car! For those who prefer digital banking, our ATM is readily available for cash withdrawals and balance checks whenever you need it. If you're looking for a comprehensive range of services such as personal banking options including checking and savings accounts, auto loans, mortgages, and credit cards Northern Skies has everything you need under one roof. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 1000 O'Malley Road, Suite 109, Anchorage, AK 99515. We invite you to stop by or give us a call at 907-561-1407 if you have any questions or need assistance. Discover how Northern Skies can support your financial journey today!

Member Eligibility

At Northern Skies, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying all the benefits we offer. If you live, work, or attend school in our local area, you're likely eligible to join us! We welcome individuals from diverse backgrounds and experiences, making it easy for you to find a place among our members. For detailed eligibility criteria, feel free to check out this page: https://www.nsfcu.org/community/become-a-member.html. Joining Northern Skies opens the door to a world of financial opportunities tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or even credit cards with rewards, we have something to meet your needs. The process of opening an account is straightforward and friendly; just visit us at 1000 Omalley Rd Ste 109 Anchorage Ak 99515 or give us a call at (907) 561-1407. You can also start your journey online by visiting https://nsfcu.symapp.jhahosted.com/. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine running your business smoothly while accepting payments easily. Our merchant services provide the tools you need to manage transactions seamlessly. From credit card processing to point-of-sale systems, we help you focus on what matters most growing your business. Visit us at 1000 Omalley Rd Ste 109 Anchorage Ak 99515, Anchorage, AK, or call us at (907) 561-1407 to learn more about how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it easier than ever. With flexible terms and competitive rates, we help you drive off in the car you love without breaking the bank. Whether it's for a new ride or refinancing an existing loan, we've got solutions tailored to fit your budget.

Business Banking Services

For entrepreneurs and business owners, our business banking services include everything from merchant services to business loans. We understand that running a business comes with its own set of challenges; that's why we're committed to providing the tools you need to succeed.

Convenient Access to Funds

With our ATM and cash withdrawal services, accessing your funds has never been easier. You can withdraw cash or check balances conveniently at any time. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without having to leave your car. At Northern Skies, we strive to make banking simple and accessible for everyone in our community. If you're ready to explore how we can support your financial needs further, give us a call at (907) 561-1407 or visit us at 1000 Omalley Rd Ste 109 Anchorage Ak 99515. Join us today and experience the difference!

Credit Cards with Rewards

Our credit cards with rewards provide added benefits for everyday purchases. Earn points on every dollar spent that can be redeemed for travel, merchandise, or cash back. It's like getting rewarded just for using your card!

Mortgage Loans & Refinancing

Your dream home is within reach with our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll ever make, which is why we're here to guide you through the process. Our mortgage specialists will work closely with you to find the best rates available, helping you secure financing that suits your financial goals.

Personal Banking Solutions

We offer a variety of personal banking services that ensure you have easy access to your money. Our checking and savings accounts are designed with you in mind whether you want to grow your savings with competitive interest rates or need a checking account for everyday transactions. Imagine having the ability to manage your finances right from your smartphone with our online and mobile banking options. You can check balances, transfer funds, and pay bills anytime, anywhere.

Digital & Online Banking

Key Services

Our online banking platform at https://www.nsfcu.org/ offers an array of features designed for ease of use. You can check your account balances, transfer funds, and pay bills without stepping foot in a branch. Plus, with our 24/7 online banking services, you're always connected to your money. For those who prefer mobile access, our mobile application makes banking even easier. You can deposit checks, make person-to-person transfers, and even set up mobile payments to streamline your purchases. Whether you're grabbing coffee or shopping online, managing your money has never been simpler.

Security and Accessibility

Your security is our top priority. We offer electronic signature authorization for added protection when signing documents digitally. Also, with e-statements available, you can keep track of your transactions securely without paper clutter. We aim to provide a user-friendly experience that fits into your lifestyle. No more waiting in line just log in to our online banking platform or mobile app and take control of your finances on your own terms. Whether you're checking balances or transferring money to friends, Northern Skies makes it easy to stay on top of your financial life. Explore all our digital banking services today and see how we can help you bank smarter!

Financial Strength

Commitment to Growth

With $25,566,565 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,729 in used auto loans and $156,374,406 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 23,106, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Skies is your trusted partner. Visit us at 1000 Omalley Rd Ste 109 Anchorage Ak 99515 or call (907) 561-1407 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance is further highlighted by our operational efficiency with a net income of $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 60 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $80,781,001 in share certificates and $16,075,716 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $25,872,362, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,276 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $47,411,349 in used vehicle loans and $10,467,407 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away in the vehicle you desire.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,005,902 in loans helping members manage their finances effectively. These cards come with benefits that can help you earn rewards while keeping your spending in check.

Credit Lines

For those who need a little extra flexibility with their finances, our total credit lines amounting to $44,406,584 provide just that. This option is perfect for managing unexpected expenses or making large purchases without the hassle. If you're considering refinancing any of your current loans or would like to explore eligibility options for our loan products, feel free to reach out to us at 907-561-1407 or visit us at 1000 Omalley Rd Ste 109 Anchorage Ak 99515. At Northern Skies, we're committed to supporting our members with personalized service and straightforward financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,291,571, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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Northern Skies