Introduction
Welcome to Northern Montana Hospital Federal Credit Union, where we prioritize your financial well-being and community connection. Located at 30 13th St, Havre, MT 59501, our credit union has been serving the needs of our members since 1969. With a strong commitment to fostering personal relationships and understanding the unique challenges faced by our members, we are proud to support over 202 members in achieving their financial goals. At Northern Montana Hospital, we believe in transparency and trust. Our total assets stand at an impressive $963,610, demonstrating our stability and ability to serve you better. We currently manage $302,932 in deposits, ensuring that your savings are secure with us. Moreover, our dedication extends to providing loans that empower our members; we have issued a total of 71 loans and leases, helping individuals finance their dreams. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 1231, Havre, MT 59501. This ensures that all communications reach us promptly. Under the leadership of our CEO, Lorna Kirkpatrick, and Board President, Kirk Hannah, our small but dedicated team of just 2 employees works tirelessly to provide exceptional service. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgage refinancing, we're here to help you every step of the way. Your financial journey matters to us. If you have questions or need assistance, don't hesitate to call us at 406-262-1416 during our lobby hours from 11:30 AM - 1:30 PM Monday through Friday. We invite you to experience the difference that a member-focused credit union can make in your life. Join us today and take part in a community where your financial success is our priority!
Branch History & Mission
At Northern Montana Hospital, we are proud of our rich history and unwavering commitment to our members. Established in 1969, our branch has grown and evolved alongside the community in Havre, MT. Located at 30 13Th St, Havre, MT 59501, we have become a trusted partner for over 202 members, supporting them through various financial needs. From the very beginning, our mission has been clear: to provide accessible financial services while fostering a spirit of community support. We understand that banking is not just about numbers; it's about people. Our aim is to empower our members with the tools they need for personal and financial success. Over the years, we have focused on building strong relationships within the community by offering personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our branch has seen significant milestones since opening its doors. With total assets now reaching an impressive $963,610, we continue to grow and adapt to meet our members' changing needs. Although we do not offer ATM or drive-thru services at this time, we do provide shared service center access for added convenience. Our operating hours are from 11:30 AM to 1:30 PM Monday through Friday, allowing us to serve you during your busy day. In addition to traditional banking services, we prioritize community outreach initiatives. By partnering with local organizations and participating in events, we strive to make a positive impact in Havre and surrounding areas. We believe that when one of us thrives, we all thrive. While members can visit us at 30 13Th St, official correspondence should be sent to PO Box 1231, Havre, MT 59501. For any inquiries or assistance, feel free to reach out via phone at 406-262-1416. Join us at Northern Montana Hospital Federal Credit Union and discover how we can help you achieve your financial goals while being part of a caring community. Experience the difference of a credit union that truly values its members!
Branch Location & Accessibility
Convenient Access
Our location is not just about convenience; it's also about accessibility. We have taken steps to ensure that everyone can easily visit our branch. With ADA-compliant features and ample parking available, your experience at our credit union will be smooth and welcoming. Plus, we're just a short drive from local landmarks like the Havre Beneath the Streets museum, making it easy to stop by while you're out and about.
Get in Touch
Have questions? Feel free to reach out! You can contact us at 406-262-1416. Our team is eager to assist you with any inquiries or information you may need. We invite you to stop by and experience the welcoming atmosphere of Northern Montana Hospital Federal Credit Union today!
Operating Hours
We understand that your time is valuable. That's why our lobby hours are designed to fit your busy schedule: we are open from 11:30 AM to 1:30 PM Monday through Friday. Whether you need to deposit a check or inquire about loan options, our friendly staff is ready to assist you during these hours.
Services Offered
At Northern Montana Hospital Federal Credit Union, we pride ourselves on providing a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit card options with rewards, we've got you covered. If you're a member of a partner credit union, you can also take advantage of shared branch services for basic transactions like deposits and withdrawals. While members can visit us at our physical address for all your banking needs, please note that official correspondence should be directed to our mailing address at PO Box 1231, Havre, MT 59501 if it differs from our branch location.
Member Eligibility
At Northern Montana Hospital, we're excited to welcome you into our community! Becoming a member is not just about opening an account; it's about joining a supportive network where your financial well-being matters. To become part of our family, you'll need to meet a few simple eligibility criteria, which generally include being an employee or a member of the Northern Montana Hospital community or having family ties to existing members. We believe in inclusivity, so we encourage you to check out the detailed eligibility requirements. Opening an account with us is designed to be easy and straightforward. You can find all the information you need about the account opening process. If you have any questions or need assistance, don't hesitate to give us a call at (406) 262-1416. Join us at our branch located at 30 13Th St Havre Mt 59501 and start enjoying the benefits that come with being a valued member of Northern Montana Hospital!
Business Banking & Commercial Services
At Northern Montana Hospital, we understand that every business journey is unique. Whether you're a budding startup or an established company, our tailored business banking solutions are designed to fuel your growth and success. Imagine having the financial support you need to expand your operations, invest in new technology, or hire additional staff. That's where our commercial loan options come into play. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for businesses. Imagine accepting payments easily from customers while keeping track of your sales effortlessly. This means more time spent on growing your business and less on managing finances. Located at 30 13Th St Havre Mt 59501, Havre, MT 59501, we invite you to explore how our business banking and commercial services can empower your vision. For inquiries, call us at (406) 262-1416. Together, let's build a brighter future for your business!
Comprehensive List Of Services
Business Banking Services
For local business owners, we offer essential business banking solutions including merchant services and business loans. You can manage your business finances efficiently while accessing funds when needed.
Credit Cards and Rewards
Don't forget about our credit cards with rewards! They're perfect for those who want to earn points on everyday purchases. Whether you're buying groceries or filling up the tank, those points can add up quickly, giving you great benefits down the line.
Online & Mobile Banking
In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. With just a few clicks or taps on your smartphone, you can check balances, transfer funds, and pay bills from anywhere making banking easier than ever before.
Personal Banking Solutions
Whether you're looking to open a checking or savings account, our personal banking options are designed for ease and convenience. With straightforward features, you can manage your daily finances without any hassle. We also offer auto loans and vehicle financing, making it simpler for you to drive away in your dream car. Imagine cruising around town with a new vehicle our competitive rates can make that happen! If you're considering purchasing a home, our mortgage loans and refinancing services provide flexible terms to help turn your dream into reality. Plus, if you find yourself needing extra cash for unexpected expenses or debt consolidation, our personal loans can give you the relief you seek.
Shared Branch Transactions
Additionally, if you're a member of another partner credit union, you can take advantage of our basic shared branch transactions. This means you can easily conduct deposits and withdrawals without having to travel far from home. If you have any questions or would like more information about any of these services, don't hesitate to reach out! Call us at (406) 262-1416 during our lobby hours from 11:30 AM to 1:30 PM Monday through Friday. We're here to assist you with all your financial needs at Northern Montana Hospital Federal Credit Union. Experience the difference at Northern Montana Hospital where community matters!
Digital & Online Banking
Accessibility and Support
Even without 24/7 online banking services or a dedicated mobile application, you can still get assistance during our lobby hours from 11:30 AM to 1:30 PM Monday through Friday. Our friendly staff is here to help with any questions you may have about managing your accounts or exploring new options. We are committed to making banking with us as straightforward as possible. Whether you're accessing basic shared branch transactions or seeking guidance on loans and accounts, we're here for you every step of the way. In summary, while our current digital offerings might be limited, Northern Montana Hospital is dedicated to enhancing your banking experience and supporting you with every financial decision you make!
Key Features
Although we don't have all the bells and whistles just yet, we strive to make your banking experience easier. While we don't offer electronic signature authorization or e-statements right now, our team is always looking for ways to improve our services. You can also rest easy knowing that person-to-person transfers and mobile payment options are not available at this time. However, as technology evolves, so do we! We aim to introduce these features in the future to enhance your convenience.
Financial Strength
At Northern Montana Hospital, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in where you place your hard-earned money. That's why we are committed to maintaining a strong financial foundation. With a net worth of $111,184, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.54% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings reflects our dedication to our community. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $111,184 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals with $24 in used auto loans and $572,567 in total loans and leases. This lending capacity allows us to help you achieve your dreams, whether it's purchasing a vehicle or managing other financial needs. Our operational efficiency is evident with a net income of $711, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees who are ready to assist you with knowledgeable service. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 202, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Montana Hospital is your trusted partner. Visit us at 30 13Th St Havre Mt 59501 or call (406) 262-1416 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $303,415 in used vehicle loans and $173,162 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we have options that fit your budget.
Business Financing
For business owners in our community, we recognize the need for capital to grow and expand. At this time, we do not have commercial loans available; however, we're always exploring ways to support local businesses. At Northern Montana Hospital, we prioritize your financial well-being and aim to provide personalized service tailored to your unique situation. If you're interested in refinancing or checking eligibility options for any of our loan products, please reach out to us at (406) 262-1416. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step towards achieving your financial goals!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not offer Junior Lien 1-4 Family Residential Properties loans, we are committed to assisting you in navigating your financing needs.
Unsecured Credit Card Loans
Managing everyday expenses can be easier with our unsecured credit card loans. We offer flexible terms to help you manage your finances effectively, although currently, there are no outstanding amounts available for these loans.
Loan Aggregator
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