Northern Lights Credit Union Littleton NH | Best Auto Loans & Business Banking

Introduction

Welcome to Northern Lights, where we are dedicated to illuminating your financial journey! Located at 218 Dells Rd, Littleton, NH 03561, our credit union has been a trusted part of this community since 1951. With a strong commitment to serving our 4,097 members, we understand the importance of providing personalized financial solutions tailored to your needs. At Northern Lights, we pride ourselves on our robust financial health, boasting total assets of $29,686,605 and total deposits amounting to $2,474,824. Our focus is not just on numbers; it's about building relationships. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For businesses, we provide merchant services and business loans designed to foster growth. Our team is led by CEO Rita Revilla and Board President Greg Winn, who together guide our mission of supporting our members and enhancing their financial well-being. With a total of 10 employees, we are here to ensure that each visit or call provides you with the attention you deserve. While members can visit us at our branch for in-person assistance, official correspondence should be sent to our mailing address at 240 Dells Rd, Littleton, NH 03561. We invite you to discover how Northern Lights can help brighten your financial future. Feel free to reach out by calling us at 603-444-9964 or explore more about our offerings on our website here. Your journey towards better banking starts with us!

Branch History & Mission

At Northern Lights, we take pride in our rich history and our unwavering commitment to the community of Littleton, NH. Since opening our doors in 1951, we have grown from a small cooperative into a trusted financial partner for over 4,000 members. Our branch, located at 218 Dells Rd, Littleton, NH 03561, has been a cornerstone of the community for decades. Whether you're near local landmarks or just passing through, we invite you to stop by and discover what we can do for you. Our mission at Northern Lights is simple yet powerful: to empower our members with exceptional financial services while supporting the growth and well-being of our community. We believe that everyone deserves access to quality banking services and that together, we can create a brighter financial future. With total assets now exceeding $29,686,605, we are equipped to offer a wide range of services including personal banking, auto loans, mortgages, and business solutions. Over the years, we have embraced change and innovation. Our digital advancements allow members to manage their finances easily through online banking and mobile applications. We also ensure accessibility with ADA-compliant facilities and provide essential features like ATM availability and drive-thru banking for your convenience. While our branch address is where you can find us for all your banking needs, official correspondence should be sent to 240 Dells Rd, Littleton, NH 3561 if it differs from your visit. We are dedicated not only to providing excellent service but also to being an active part of the Littleton community through various outreach efforts and partnerships. As we continue to grow and adapt to the changing financial landscape, we remain focused on our core values of member service and community support. Join us at Northern Lights and experience firsthand how we put our members first every day. Your journey toward better financial health starts here! For more information or assistance, feel free to call us at 603-444-9964 or visit our website at northernlightscu.com.

Branch Location & Accessibility

Accessibility Features

At Northern Lights, we believe in making banking accessible for everyone. Our branch is ADA compliant, featuring ramps and other accommodations to ensure all members can navigate easily. Whether you're coming in for a meeting or simply stopping by for an ATM withdrawal, we've got you covered.

Convenient Location and Nearby Landmarks

Nestled near popular local spots, our branch is easy to find. We're just a stone's throw away from the beautiful Ammonoosuc River and close to local shops and restaurants. With ample parking available right outside our doors, visiting us is a breeze!

Get in Touch!

Have questions or ready to become a member? Don't hesitate to give us a call at 603-444-9964 or stop by during our operating hours! At Northern Lights, we look forward to serving you and helping with all your financial needs. Come visit us today!

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why we offer flexible operating hours. Our lobby is open from 9 AM to 5 PM Monday through Thursday and extends until 6 PM on Friday. We even welcome you on Saturdays from 8:30 AM to noon.

Services Offered

Our branch offers a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we aim to provide everything under one roof. Plus, with both ATM access and drive-thru services available, managing your finances has never been easier.

Member Eligibility

Becoming a member of Northern Lights is like joining a family that truly cares about your financial journey. If you live, work, worship, or attend school in the Littleton area, you're already on the right path to membership! It's our goal to make banking accessible and supportive for everyone in our community. For more detailed eligibility information, we invite you to check out our website at https://northernlightscu.com/become-a-member/. Joining us is straightforward and rewarding. As a member of Northern Lights, you'll gain access to a variety of services designed to help you thrive financially, from personal loans and checking accounts to vehicle financing and more. Opening an account is easy too just give us a call at (603) 444-9964 or visit us at 218 Dells Rd Littleton Nh 03561 during our operating hours, and our friendly staff will guide you through the process. Let's take this step together towards building a brighter financial future!

Business Banking & Commercial Services

Commercial Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $393,584, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In today's fast-paced market, having reliable merchant services can make all the difference. Picture this: your customers can pay easily with various options, keeping them happy and coming back for more. With our comprehensive merchant services, you can accept payments seamlessly, manage transactions effortlessly, and focus on what truly matters growing your business. Located at 218 Dells Rd Littleton Nh 03561, Littleton, NH 03561, we invite you to explore how our business banking solutions can empower your company's journey. For inquiries or assistance, call us at (603) 444-9964. Let's build a brighter future together!

Comprehensive List Of Services

Accessibility

We also provide basic drive-thru banking, allowing for quick deposits and withdrawals when you're on the go. With basic ATM access, you can perform essential transactions like balance checks and cash withdrawals at your convenience.

Business Banking Services

For our business members, we offer specialized business banking services that include merchant services and business loans tailored to support your operations and growth. We understand that managing a business comes with its own set of challenges, and we're here to provide the financial tools you need.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Northern Lights, we prioritize digital banking solutions. Our online and mobile banking platforms let you manage your accounts from anywhere at any time. You can easily check balances, transfer funds, or pay bills without having to visit the branch. Additionally, our ATM services ensure that you can access your cash quickly and securely.

Join Us Today!

We invite you to visit us at 218 Dells Rd Littleton NH 03561 or give us a call at 603-444-9964 to learn more about how Northern Lights can assist you with all your financial needs. Whether you're opening an account or applying for a loan, our friendly staff is here to help every step of the way. Explore all that we have to offer by checking out our website here. Join us today and experience the Northern Lights difference!

Personal Banking Solutions

We understand that everyone has different banking needs. That's why we offer various checking and savings accounts designed to help you manage your money effectively. If you're considering purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms to suit your budget. For those looking to buy a home, our mortgage loans and refinancing services can guide you through the process with ease. In addition, if you find yourself in need of extra cash for unexpected expenses or debt consolidation, our personal loans are here to help you regain control of your finances. Plus, don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases while enjoying the convenience of credit.

Digital & Online Banking

Key Features

Our online banking platform allows you to check balances, pay bills, and transfer funds with just a few clicks. You'll appreciate the ease of using electronic signatures for transactions, thanks to our Yes feature, which saves you time and adds an extra layer of convenience. Plus, enjoy the benefits of receiving e-statements through Yes, so you can keep track of your financial activity without the clutter of paper. For those who prefer managing their accounts from a smartphone, our mobile application is user-friendly and packed with features to help you stay in control of your finances. Although we currently do not support mobile payments like Apple Pay or Google Pay, our app allows for person-to-person transfers via Yes, making it easy to send money to friends or family whenever needed.

Security and Accessibility

Your security is paramount to us. Our online banking system employs advanced security measures to protect your personal information while ensuring a smooth user experience. You can rest assured knowing that managing your money online is safe with us. Whether you're checking your balance during lunch or transferring funds late at night, our services are designed to provide you with real-time account management at your fingertips. Embrace the freedom and flexibility that comes with digital banking at Northern Lights where convenience meets security!

Financial Strength

Growing Member Base

We boast a strong member base with a total of 5,038 share accounts. This growing community trusts us with their finances and supports our mission of providing excellent service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Lights is your trusted partner. Visit us at 218 Dells Rd Littleton NH 03561 or call 603-444-9964 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Your savings are secured through $2,595,410 in share certificates and $610,052 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income is currently at $0, reflecting the operational efficiency with which we manage our resources. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $2,818,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,486 in used auto loans and a total of $23,433,541 in loans and leases.

Solid Financial Foundation

With a net worth of $3,975,801, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,806,346 in used vehicle loans and $5,328,308 in new vehicle loans already helping members get on the road. Whether you're considering financing a new ride or looking for a reliable used vehicle, we have flexible options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $393,584 provide the capital needed to grow and expand. We understand the challenges of running a business and aim to support our local entrepreneurs with accessible funding options. If you're interested in refinancing any existing loans or would like to learn more about eligibility options, don't hesitate to reach out! Our team is here to assist you with all your questions and guide you toward making informed decisions. Feel free to visit us at 218 Dells Rd Littleton NH 03561 or give us a call at 603-444-9964 during our business hours (M-Th: 9 AM - 5 PM; Fri: 9 AM - 6 PM; Sat: 8:30 AM - 12 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those looking for additional financial flexibility, we provide credit lines totaling $1,440,000. This can be an excellent option for managing unexpected expenses or consolidating debt. While we currently do not offer unsecured credit card loans at this time, we are committed to providing other valuable services to help manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $937,379, make buying or refinancing simple. We guide you through every step of the process, ensuring you find the right solution that fits your budget and lifestyle.

Loan Aggregator

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Ensuring Accurate Comparisons

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NORTHERN LIGHTS FEDERAL CREDIT UNION - Littleton, NH

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