NORTHERN LIGHTS FEDERAL CREDIT UNION

Welcome to Northern Lights in Alstead, NH, where community and financial empowerment shine bright! Established in 1951, our credit union has been dedicated to serving our members for over seven decades. With a total membership of 4,097, we pride ourselves on building strong relationships and fostering a sense of belonging among our members. Located at 181 River St, you can easily access our services designed to meet your personal banking needs, from checking and savings accounts to auto loans and mortgages. And if you need to reach us by mail, official correspondence can be directed to the same address. At Northern Lights, we're more than just numbers; we're here to support your financial journey. With total assets of $29,686,605 and total deposits amounting to $2,474,824, we are committed to ensuring your money is safe and working for you. Our net worth stands at an impressive $3,975,801, demonstrating our stability and reliability as a trusted financial partner. Our CEO, Rita Revilla, along with Board President Greg Winn, lead a dedicated team of 10 employees who are passionate about helping you achieve your financial goals. Whether you're looking for assistance with loans or simply have questions about your account, feel free to give us a call at 603-835-2479. We're here for you! We invite you to explore all that Northern Lights has to offer by visiting our website at northernlightscu.com or stopping by our branch during business hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. Experience the warmth of community banking where you're not just a member; you're part of the family!

At Northern Lights, we take pride in our rich history and unwavering mission to serve the community of Alstead, NH. Founded in 1951, our branch has grown from a small local credit union into a vital financial resource for over 4,000 members. Our commitment to providing excellent service and support reflects our values and our dedication to helping individuals and families achieve their financial goals. Located at 181 River St, Alstead, NH 03602, our branch has become a cornerstone of the community. We are conveniently situated near local landmarks, making it easy for members to visit us for all their banking needs. While members can visit us at this address, official correspondence should be sent to our headquarters in Saint Johnsbury, VT. Our mission is clear: we aim to empower our members by offering personalized financial services that foster growth and stability. Whether it's through checking and savings accounts, auto loans, or mortgage refinancing, we strive to provide products that meet the unique needs of each member. We believe in not just serving our customers but also supporting the wider community through outreach initiatives and partnerships that make a real impact. Over the years, Northern Lights has embraced technological advancements to enhance the banking experience. Our digital services include online banking and mobile applications that provide members with convenient access to their accounts. We also prioritize accessibility by maintaining ADA compliance across all our services. We understand the importance of being there for our members when they need us most. That's why we offer essential features such as ATM availability and drive-thru banking services. Our dedicated staff is always ready to assist you during operating hours Monday through Friday from 8:30 AM to 5:00 PM, and Saturdays from 8:30 AM to 12:00 PM. As we look ahead, Northern Lights remains committed to fostering strong relationships within the community while continuing to grow financially currently boasting total assets of over $29 million. We invite everyone in Alstead and surrounding areas to join us on this journey. Experience the benefits of being a part of Northern Lights; together we can illuminate your path toward financial success! For more information about membership or services offered at Northern Lights, please call us at (603) 835-2479 or visit our website at northernlightscu.com.

At Northern Lights, we believe that everyone deserves to be part of a welcoming community that supports their financial journey. Becoming a member is easy and open to anyone who lives, works, worships, or attends school in our local area. If you're interested in joining us, check out the eligibility details at https://northernlightscu.com/become-a-member/ for more information on how you can qualify. Not only will you gain access to our wide range of financial services tailored just for you, but you'll also enjoy the benefits of being part of a cooperative where your voice matters. Opening an account with us is straightforward and designed to make you feel right at home. You can start the process by visiting our branch located at 181 River St Alstead Nh 03602, or if you prefer, give us a call at (603) 835-2479 for assistance. We can't wait to welcome you into the Northern Lights family!

At Northern Lights, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you better. With a net worth of $3,975,801, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1338 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,595,410 in share certificates and $610,052 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,818,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $548 in used auto loans and $23,433,541 in total loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $848,023. Total Share Accounts: 5,038, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Lights is your trusted partner. Visit us at 181 River St Alstead Nh 03602 or call 603-835-2479 to learn more about how we can help you achieve your financial goals.

At Northern Lights, we understand that financial needs can vary from person to person. That's why we offer a range of loan products designed to meet your unique goals, whether you're looking to buy a new car, purchase a home, or manage everyday expenses. With over 1278 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular, providing some of the lowest rates in the industry. Looking to buy a new car? Our auto loans have already facilitated $5,328,308 in new vehicle loans and $9,806,346 in used vehicle loans, helping members get on the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $937,379, making buying or refinancing simple and straightforward. We believe owning a home should be accessible and manageable. For those in business, we also offer outstanding commercial loans totaling $393,584, providing the capital needed to grow and expand your operations. Whether you're launching a startup or looking to increase your inventory, our team is here to support you. We also provide flexible terms on unsecured credit card loans for effective financial management. While currently we do not have unsecured credit card loans available, our focus is always on helping our members navigate their financial needs effectively. If you're interested in refinancing or exploring eligibility options for any of these loans, feel free to reach out to us. Our dedicated team is ready to assist you in understanding your choices and finding the best solution for your situation. For more information about our loan offerings and how they can help you achieve your financial objectives, visit us at our branch located at 181 River St Alstead Nh 03602, or give us a call at 603-835-2479. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Northern Lights, we're committed to providing personalized service and competitive rates that align with your financial aspirations.