NORTHERN LIGHTS COMMUNITY FEDERAL CREDIT UNION - Chatham, MI

Welcome to Northern Lights Community, where your financial journey is our priority. Located at Po Box 126, Chatham, MI 49816, we have been serving our members since 1945 with a commitment to building strong community ties and providing exceptional service. With a membership of over 1,200 individuals, we are proud to be a trusted partner in your financial success. At Northern Lights Community, we understand the importance of reliable financial support. Our total assets amount to an impressive $11,134,888, ensuring that we have the resources needed to serve you effectively. With total deposits reaching $1,372,001, and a net worth of $907,442, you can rest assured that your money is safe and well-managed. Our dedicated team of 6 employees, led by CEO Nicole Maki and Board President Patrick Donahue, is here to assist you every step of the way. We offer a range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions tailored to meet your needs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 126, Chatham, MI 49816. Whether you're looking to open a new account or apply for a loan like one of our popular auto loans with a total count of 484 we invite you to call us at 906-439-5100 or check out our website at nlightsfcu.com for more information. Join us today and experience the Northern Lights difference! Your financial future starts here.

Becoming a member of Northern Lights Community is like joining a close-knit family where everyone looks out for each other. If you live, work, or attend school in the area around Chatham, MI, you're already on your way to enjoying the benefits of membership! We believe in creating opportunities for our community members, so whether you're just starting your financial journey or looking to enhance your banking experience, we welcome you with open arms. You can find detailed eligibility criteria on our website at http://www.nlightsfcu.com/membership to see how easy it is to become part of our supportive community. Opening an account at Northern Lights Community is straightforward and hassle-free. With just a few simple steps, you can access a range of services tailored to meet your needs from personal loans and auto financing to online banking options. If you have any questions or need assistance during the process, feel free to give us a call at (906) 439-5100. We're excited to help you start this journey with us at Po Box 126 Chatham Mi 49816!

At Northern Lights Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud of our strong financial foundation, which allows us to provide you with the best services possible. With a net worth of $907,442, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 815 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $200,738 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $709,233 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,217,829 in used auto loans and a total of $4,421,783 in loans and leases. Our net income of $61,331 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 2,517, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Lights Community is your trusted partner. Visit us at Po Box 126 Chatham MI 49816 or call 906-439-5100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.