Northern Hills Credit Union Sturgis SD | Affordable Auto Loans & Business Banking

Introduction

Welcome to Northern Hills, your trusted financial partner located at 1080 Main St, Sturgis, SD 57785. Since our establishment in 1950, we have been dedicated to serving our community and empowering our members with the tools they need for financial success. With a robust membership of over 11,700 individuals, we proudly manage total assets amounting to $164,800,643 and ensure that your hard-earned money is in safe hands. At Northern Hills, we understand that each member's needs are unique. That's why we offer a diverse range of services, from personal banking and auto loans to business financing solutions. Our commitment to providing excellent service is reflected in our impressive total deposits of $1,066,841, showcasing the trust placed in us by our valued members. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be directed to PO BOX 759, STURGIS, SD 57785. Our dedicated team of 40 employees, led by CEO Floyd Rummel III and Board President Laura Prosser, is here to support you every step of the way. We believe in building strong relationships within our community and are proud to offer personalized service tailored to your financial goals. If you have questions or would like to explore how we can help you achieve your financial dreams, don't hesitate to reach out. Give us a call at 605-720-6750 or visit us online at northernhillsfcu.org. We look forward to welcoming you!

Branch History & Mission

Community Commitment

Northern Hills is not just about numbers though our total assets of $164,800,643 reflect our strength; it's about making a difference. We actively participate in community outreach efforts that uplift those around us. Whether it's partnering with local organizations or providing educational resources on financial literacy, we believe in giving back to the community that has supported us throughout the years. Our operating hours are designed with you in mind: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. We also offer convenient ATM services and drive-thru banking for your ease.

Join Us

As we look forward to many more years of service in Sturgis and beyond, we invite you to become part of the Northern Hills family. Experience firsthand how we put our members first and strive to make banking a personal experience. Visit us today or explore more about joining at Northern Hills FCU. Together, let's build a brighter financial future!

Our Mission

At the heart of Northern Hills lies our mission: to provide exceptional financial services while enriching the lives of our members and fostering community growth. We aim to empower individuals by offering personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Our focus extends beyond just financial products; we are dedicated to building lasting relationships with our members through education and support. While members can visit us at 1080 Main St Sturgis Sd 57785, official correspondence should be sent to PO BOX 759, STURGIS, SD 57785. This ensures that we maintain clear communication as we continue to grow together.

Branch Location & Accessibility

Welcome to Northern Hills, your friendly neighborhood credit union located at 1080 Main St in beautiful Sturgis, SD! We're right in the heart of town, making it easy for you to stop by and take care of your banking needs. Whether you're running errands or just enjoying a day out, we are conveniently situated near popular spots like the Sturgis Community Center and local shops, which makes us a perfect pit stop. While members can visit us at our branch address, official correspondence should be sent to PO BOX 759, Sturgis, SD 57785. Our location is designed with accessibility in mind. We have ample parking available, including spaces for those who need extra assistance. The branch is ADA compliant, featuring ramps and easily navigable pathways so everyone can access our services without hassle. We understand that your time is valuable. That's why we offer convenient operating hours: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Whether you need to come in for a quick deposit or discuss loan options, we're here for you during these hours. And if you prefer a faster experience, our drive-thru service allows you to complete simple transactions without leaving your vehicle. At Northern Hills, we pride ourselves on offering a full range of services to meet all your banking needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered! Plus, with ATM access available on-site and shared service center options for partner credit union members, managing your finances has never been easier. If you have any questions or need assistance, don't hesitate to give us a call at 605-720-6750. We're excited to help you on your financial journey! So come visit us today at Northern Hills where community banking meets convenience.

Member Eligibility

At Northern Hills, we believe that everyone deserves a place where they feel welcomed and valued. Becoming a member is easy and opens the door to a community of support, financial education, and personalized service. If you live, work, worship, or attend school in Meade County, you're already eligible! We also welcome family members of existing members, making it simple for your loved ones to benefit from our services. You can learn more about the specific eligibility criteria by visiting our website at http://www.northernhillsfcu.org#tabs-2 . Joining Northern Hills means access to competitive rates on loans and savings accounts, as well as resources tailored to help you reach your financial goals. To get started with opening an account, just visit us online at https://forms.joinmycu.com/mop/161/apply or give us a call at (605) 720-6750. Our team is excited to guide you through the process and help you become part of our growing family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $16 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,426,634, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about how to accept payments from customers. Our merchant services make it easy for you to handle transactions efficiently. From card processing to point-of-sale solutions, we provide everything you need to keep your cash flow steady and your customers happy. Located at 1080 Main St Sturgis Sd 57785 in Sturgis, SD, our team is ready to discuss how we can assist you. Let's take your business to the next level together! For more information, give us a call at (605) 720-6750 or visit our website at https://www.northernhillsfcu.org/ .

Comprehensive List Of Services

Accessibility at Its Best

We know that sometimes visiting a branch isn't always possible. That's why we offer basic drive-thru banking services for deposits and withdrawals as well as shared branch transactions for members of partner credit unions. This means you can handle simple transactions without needing to step inside! If you're in need of assistance or have questions about our offerings, don't hesitate to reach out! You can contact us at 605-720-6750 or visit us at 1080 Main St, Sturgis SD 57785. At Northern Hills, we're committed to enhancing your financial journey with friendly service and personalized solutions. Explore all that we have to offer today!

Business Banking Assistance

For our local business owners, we offer comprehensive Business Banking services including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your entrepreneurial journey with tailored financial solutions.

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. That's why Northern Hills provides robust Online & Mobile Banking options. You can manage your accounts from anywhere at any time pay bills, transfer funds, and check balances all from the palm of your hand. Plus, our ATM and cash withdrawal services give you easy access to your funds whenever needed.

Home Financing Made Easy

Thinking about buying a home? Our Mortgage Loans & Refinancing services are here to guide you through the process. We understand how important it is to find the right mortgage plan that fits your budget and lifestyle. Our team is ready to assist with every step, ensuring you feel confident in your decision.

Personal Banking Solutions

For individuals seeking reliable banking options, we offer Personal Banking services that include checking and savings accounts designed for easy management of your finances. Imagine having a checking account that not only meets your daily spending needs but also rewards you for being a loyal member! Our Credit Cards with Rewards program allows you to earn points on purchases that can be redeemed for various rewards, making every swipe count. If you're planning to purchase a vehicle or need funds for other personal projects, our Auto Loans & Vehicle Financing services ensure you get competitive rates and flexible terms. We also provide Personal Loans & Debt Consolidation options to help streamline your finances and reduce monthly payments.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services offer a user-friendly experience tailored to meet your needs. You can check balances, transfer funds, and even make person-to-person payments effortlessly no need to visit a branch. Plus, if you prefer to keep track of your statements electronically, we provide e-statements for easy access and organization. While we currently do not support electronic signature authorization or mobile payments, our robust mobile application lets you manage your accounts right from your smartphone. You can download the app to enjoy features like checking transactions and making transfers while on the move.

Security You Can Trust

Security is our top priority. Our online banking system uses advanced technology to protect your personal information. Feel confident knowing that your data is safe while you conduct transactions anytime, anywhere. With 24/7 access to online banking services, you'll never have to worry about being able to manage your account when you need it most. At Northern Hills, we are committed to providing accessible and efficient banking solutions that fit into your lifestyle. Explore all that we have to offer by visiting us online today at https://www.northernhillsfcu.org/ !

Financial Strength

Commitment to Innovation

With $13,492,566 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $3,033 in used auto loans and $128,123,640 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 23,140, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $302,509, further illustrating our capacity to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Hills is your trusted partner. Visit us at 1080 Main St Sturgis Sd 57785 or call (605) 720-6750 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 40 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $38,037,059 in share certificates and $18,372,994 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,960,245, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $16,296,445, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $989 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $49,207,707 in used vehicle loans and $5,438,369 in new vehicle loans already helping members get on the road. We offer both new and used vehicle financing options tailored to fit various budgets and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $5,426,634 provide the capital needed to grow and expand. We understand that businesses need reliable funding solutions to thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,136,209, make buying or refinancing simple. We provide competitive rates and flexible terms to help you secure the home of your dreams without the hassle.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, ask us about refinancing options that may be available for your existing loans. We strive to ensure our members get the best possible terms based on their financial situations. For more information on eligibility for any of these loan products or to start your application process, visit us at Northern Hills or give us a call at 605-720-6750. We're located at 1080 Main St Sturgis Sd 57785, ready to help you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently our total in unsecured credit card loans stands at $0, our commitment remains strong as we aim to assist members in managing their finances effectively.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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NORTHERN HILLS FEDERAL CREDIT UNION - Sturgis, SD