Northern Colorado Credit Union Greeley CO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Northern Colorado, your trusted financial partner located at 2901 S 27Th Ave, Greeley, CO 80631. Established in 1935, we have proudly served our community for decades, building lasting relationships with our members. With a strong membership base of 3,292, we are committed to providing personalized service and tailored financial solutions that fit your unique needs. At Northern Colorado, we understand that every member's journey is different. That's why we offer a wide range of services, including personal banking, auto loans, mortgage options, and business banking solutions. With total assets exceeding $80 million and total deposits around $3.4 million, our credit union stands as a solid foundation for your financial aspirations. Our leadership team is dedicated to ensuring your experience with us is exceptional. Under the guidance of CEO Meagan Barrett and Board President Terry Urista, we strive to foster an environment where members feel valued and heard. Our friendly staff of 14 employees is always ready to assist you with any questions or concerns. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 2901 S 27TH AVE, GREELEY, CO 80631. With over 1,965 loans and leases provided, we are here to support your dreams whether that's driving away in a new vehicle or securing your first home. We invite you to explore our offerings online at nococu.org or give us a call at 970-330-3900 to learn more about how we can help you achieve financial success. Join us today and experience the Northern Colorado difference!

Branch History & Mission

Join Us Today!

As we continue to grow and adapt to the changing needs of our community, we invite you to become part of the Northern Colorado family. Explore our services online or stop by during our operating hours: Monday through Tuesday from 8:00 AM - 5:30 PM, Wednesday from 9:30 AM - 5:30 PM, Thursday from 8:00 AM - 5:30 PM, and Friday from 8:00 AM - 6:00 PM. Let's work together towards your financial success! For more information or assistance, feel free to call us at (970) 330-3900.

Our Mission

The mission of Northern Colorado is simple yet profound: to empower our members through financial education and support while fostering a sense of community. We believe that by providing sound financial guidance alongside our wide range of services, we can help individuals and families achieve their goals. Whether it's securing an auto loan or navigating the complexities of home financing, we are here every step of the way. Additionally, we actively engage in community outreach initiatives that focus on enhancing local programs and supporting those in need. From partnerships with local schools to workshops on budgeting and savings, we strive to make a positive impact beyond just banking. While members can visit us at 2901 S 27Th Ave Greeley Co 80631, official correspondence should be sent to 2901 S 27TH AVE, GREELEY, CO 80631 if different. If you're looking for a credit union that values your financial well-being as much as you do, come experience what makes us special.

Our Story

Since opening our doors, Northern Colorado has aimed to provide accessible and reliable financial services tailored to the needs of our members. We are proud to be situated at 2901 S 27Th Ave Greeley Co 80631, a location that is convenient for many in the area. As we evolved, we embraced innovation while maintaining our core mission: to enhance the lives of our members through quality financial products and exceptional service. Over the years, we have introduced various services such as personal banking options, auto loans, mortgages, and business banking solutions. Our drive-thru service ensures that even on busy days, members can quickly access their accounts without sacrificing convenience. While visiting us at 2901 S 27Th Ave Greeley Co 80631, you'll find a welcoming atmosphere where everyone is treated like family.

Branch Location & Accessibility

Convenient Access

At Northern Colorado, we understand how important convenience is for our members. Our branch features ample parking, so you can easily find a spot when you visit. We are proud to be ADA compliant, ensuring that everyone can access our services without any barriers. Plus, with our drive-thru banking available, you can manage your transactions from the comfort of your vehicle. While members can visit us at 2901 S 27Th Ave, official correspondence should be sent to the same address for consistency. Should you need assistance or have questions, don't hesitate to call us at 970-330-3900; our team is here to help!

Join Us Today!

We invite you to visit Northern Colorado today! Experience firsthand our commitment to exceptional service and community support. Whether you're looking for guidance on loans or want help with everyday banking transactions, our friendly staff is ready to assist you. Come see us soon at 2901 S 27Th Ave in Greeley, CO!

Operating Hours & Services

We're here for you during convenient hours: Monday through Tuesday and Thursday from 8:00 AM to 5:30 PM; Wednesday from 9:30 AM to 5:30 PM; and Friday from 8:00 AM to 6:00 PM. On Saturdays, we offer drive-thru service only from 9:00 AM onwards. This flexibility allows you to choose a time that fits your schedule. Our branch offers a variety of services tailored to meet your banking needs from personal checking and savings accounts to auto loans and business banking solutions. We also provide online and mobile banking services for those who prefer managing their finances digitally.

Member Eligibility

Becoming a member of Northern Colorado is like joining a close-knit community where your financial well-being is our top priority. If you live, work, or worship in the area, or if you have a family member who's already a member, you're likely eligible to join us! We welcome individuals from various walks of life, making it easy for you to access our friendly services and support. You can learn more about the specific eligibility criteria by visiting this link: https://forms.joinmycu.com/mop/939/mop/promotional. Once you're ready to take the next step toward membership, opening an account is simple! Just head over to our website at https://www.nococu.org/apply-for-auto-loan-and-more/, and you'll find everything you need to get started. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (970) 330-3900. We're excited to help you on your journey with Northern Colorado, located at 2901 S 27Th Ave Greeley Co 80631, where we believe that everyone deserves a chance to thrive financially.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $51 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $511,862, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. From secure credit card processing to easy online payments, we provide tools that help streamline your operations. Located at 2901 S 27Th Ave Greeley Co 80631 in Greeley, CO, we're here to help your business thrive. Contact us at (970) 330-3900 to learn more about how our business banking solutions can support your goals today!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide robust business banking services including merchant services and business loans designed to help grow your venture. Whatever your business needs may be, we're here to support you every step of the way.

Convenient Digital Banking Features

Understanding the importance of convenience in today's world, we proudly offer a suite of online and mobile banking tools. You can manage your accounts from anywhere using our mobile application or online banking portal. Need to make a deposit or check your balance? It's all just a few taps away! Additionally, we offer ATM and cash withdrawal services, along with basic drive-thru banking options for quick transactions like deposits and withdrawals.

Credit Cards & Rewards

When it comes to spending wisely, our credit cards with rewards offer an excellent way to earn benefits on everyday purchases. Enjoy cash back or points that can be redeemed for various rewards making every transaction work for you!

Personal Banking Solutions

Managing your day-to-day finances is easier with our personal banking options. We offer checking and savings accounts tailored to fit your lifestyle, making it simple to save for the future while having quick access to your funds. For those in need of financing, our auto loans and vehicle financing options provide competitive rates and flexible terms, ensuring you can drive away in the car of your dreams without breaking the bank. In addition to these offerings, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services make the process straightforward and stress-free. Plus, with our personal loans and debt consolidation, you can tackle unexpected expenses or simplify your finances by combining multiple debts into one manageable payment.

Shared Branch Transactions

As part of our commitment to serving you better, we also provide access to basic shared branch transactions. This means if you're a member of partner credit unions, you can easily complete deposits and withdrawals at our location. At Northern Colorado, we prioritize making financial management as easy as possible for our members. If you have any questions about our services or need assistance choosing the right products for your financial journey, don't hesitate to reach out! Call us at (970) 330-3900 or visit us at 2901 Branch today. We look forward to helping you achieve your financial dreams!

Digital & Online Banking

Key Features

Enjoy the convenience of e-statements, which allow you to view your account statements online without the clutter of paper. You can also make payments using mobile payments, giving you the flexibility to pay for purchases directly from your phone. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free. Your security is a top priority for us. While we currently do not offer electronic signature authorization, we have multiple layers of protection in place to keep your information safe. Our user-friendly interface ensures that navigating through our services is simple, making banking less stressful for you. Join us today at Northern Colorado and experience banking that fits into your life! With easy access and real-time account management, you'll find it easier than ever to stay on top of your financial goals. Visit us online at https://www.nococu.org/ to learn more about all the ways we can serve you better!

Financial Strength

Commitment to Growth

With $7,721,686 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $412 in used auto loans and $42,003,256 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

We currently manage a robust base with 6,577 share accounts. This shows a strong and growing membership that trusts us with their finances. Our commitment is to ensure that your funds are safe while providing excellent service every step of the way. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northern Colorado is your trusted partner. Visit us at 2901 S 27Th Ave Greeley Co 80631 or call (970) 330-3900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $-21,754 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees ready to assist you with any needs or questions you may have.

Secure Savings Options

Members' savings are secured through $35,077,992 in share certificates and $11,140,170 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests over traditional banking approaches. Unlike banks, our resources are focused on benefiting you through better loan rates and exclusive perks.

Solid Financial Foundations

With a net worth of $7,699,932, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $962 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,122,182 in used vehicle loans and $4,160,201 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle. Plus, if you're considering refinancing your current auto loan, we can help you explore your options to potentially save money.

Commercial Loans

For business owners, our outstanding commercial loans totaling $511,862 provide the capital needed to grow and expand your business. We understand that every business has unique financing needs, and we are here to help you find the right solution. At Northern Colorado, we're committed to supporting our members' financial journeys with transparent information and tailored solutions. If you're interested in learning more about our loan products or would like assistance with eligibility options or refinancing, feel free to contact us at (970) 330-3900 or visit us at our branch located at 2901 S 27Th Ave Greeley Co 80631 in Greeley, CO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Credit Cards

In addition to auto and mortgage loans, we also provide access to credit lines totaling $15,520,629. This can be an excellent option for managing unexpected expenses or funding personal projects. We also offer flexible terms on unsecured credit card loans, with a total of $793,561 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,801,700, make buying or refinancing simple. We offer various mortgage products designed to meet diverse needs. Whether you're a first-time homebuyer or looking to refinance an existing loan, our experienced team will guide you through the process.

Loan Aggregator

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