Northeastern Operating Engineers CU Hamden CT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Northeastern Operating Engineers, your trusted financial partner in the heart of Hamden, CT. Since our establishment in 1974, we have proudly served our community with a commitment to providing personalized banking solutions that cater to your unique needs. Whether you're looking for a new auto loan, seeking savings options, or need assistance with personal loans and credit cards, we've got you covered. Located at 1965 Dixwell Ave, our branch is designed to be a welcoming space for all members. We are dedicated to building lasting relationships and enhancing the financial well-being of our 2,296 members. With total assets exceeding $87,334,752 and total deposits around $13,635,908, we stand as a solid foundation for your financial journey. Under the leadership of our CEO, Timothy Faughnan, and Board President, Brian Mullins, we prioritize member satisfaction and community impact. Our skilled team of 11 employees is here to assist you every step of the way. We offer various services including checking and savings accounts, auto loans, mortgage loans, and business banking services all aimed at helping you achieve your financial goals. While members can visit us at our Hamden location for all their banking needs, we also encourage you to explore our online resources at noefcuny.org for convenience and additional information. If you have questions or need assistance, don't hesitate to reach out at 718-847-0202. Join us in making a difference in the community! Visit us today or give us a call to learn more about how we can support you on your financial journey.

Branch History & Mission

At Northeastern Operating Engineers, the journey began in 1974, when we opened our doors in the heart of Hamden, CT. Located at 1965 Dixwell Ave, our branch has been a cornerstone of the community for nearly five decades. Over the years, we've grown from a small operation to a trusted financial partner for over 2,296 members, all while maintaining a strong commitment to exceptional service and community support. Our mission is clear: we strive to empower our members through personalized financial services while fostering a supportive environment that encourages financial literacy and growth. We believe in making banking accessible to everyone, which is why we've invested in modern technology that allows members to bank online or via mobile devices with ease. Our goal is not just to provide financial products but also to educate and uplift our community. As we evolved, so did our offerings. From checking and savings accounts to auto loans, mortgage refinancing, and business banking services, we've adapted to meet the diverse needs of our members. With total assets now exceeding $87 million, we are proud to offer competitive rates and low fees that enhance your banking experience. While you can visit us at our branch on Dixwell Ave for personal service, please note that official correspondence should be sent to our headquarters in Whitestone, NY. Our operating hours are Monday through Friday from 8:00 AM to 4:00 PM, ensuring that we're here for you during your busy schedule. We're also pleased to provide convenient ATM access for cash withdrawals and balance checks whenever you need it. Although we do not currently offer drive-thru services or shared service centers, we prioritize your needs through our dedicated team ready to assist you. Community involvement is at the heart of what we do. Through partnerships and outreach initiatives, we actively contribute to local organizations and events that make Hamden a better place for everyone. We believe that by working together, we can create lasting change and support those who need it most. Join us at Northeastern Operating Engineers and experience a credit union where you are more than just a member; you are part of a family dedicated to your success. Whether you're looking for a new loan or simply want to learn more about how we can help you achieve your financial goals, we're here for you every step of the way. Visit us today!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated near several well-known landmarks, making it an easy stop during your day. If you're near the Hamden Town Center or just passing through on Dixwell Avenue, swing by! We have ample parking available to ensure your visit is hassle-free. Plus, our facility is ADA-compliant, featuring accessible ramps and entrances to serve everyone comfortably.

Operating Hours and Services Offered

We're here to help you Monday through Friday from 8 AM to 4 PM, ensuring you have plenty of time to manage your banking tasks. While we don't currently offer drive-thru services, we do have an ATM on-site for quick cash withdrawals and balance checks. At Northeastern Operating Engineers, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our commitment extends beyond traditional banking; we also offer online and mobile banking options to make managing your finances even more convenient. If you need assistance or have questions about our services, feel free to give us a call at 718-847-0202. We're here to help!

Visit Us Today!

We invite you to stop by our branch at 1965 Dixwell Ave in Hamden or explore our website at noefcuny.org for more information. Your financial journey starts with us, and we look forward to welcoming you soon!

Member Eligibility

At Northeastern Operating Engineers, we believe in creating a welcoming community where everyone can thrive. Becoming a member is an easy and fulfilling journey! If you live, work, or worship in the areas we serve, or if you have a family member who is already part of our credit union, you're likely eligible to join us. This means that many individuals in our local community can take advantage of the great benefits we offer, such as lower loan rates and personalized service. To find out more about your eligibility and the specific criteria, please check out our detailed guide at http://www.noefcuny.org/accounts/join-now . Joining is simple! You can start the process online or visit us at our branch located at 1965 Dixwell Ave Hamden Ct 06514. If you have any questions or need assistance, don't hesitate to reach out to us at (718) 847-0202. We're excited to welcome you into the Northeastern Operating Engineers family, where your financial goals become our priority!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $414,617, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine easily accepting payments from customers while keeping track of sales effortlessly. Our solutions help you manage cash flow and enhance customer satisfaction, allowing you to focus on what you do best running your business. Located at 1965 Dixwell Ave Hamden Ct 06514 in Hamden, CT, we are dedicated to being more than just a financial institution; we're your partner in success. Contact us today at (718) 847-0202 to learn how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easier than ever. With competitive rates and flexible terms, we help you drive off in your dream vehicle without breaking the bank.

Business Banking Services

For our business members, we provide essential business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your business growth with customized solutions.

Credit Cards That Reward You

Enjoy shopping with our credit cards that offer rewards! Earn points on every purchase and enjoy benefits like cash back or travel perks. It's just one more way we strive to add value to your membership.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With services such as person-to-person payments and easy access to ATMs for cash withdrawals, managing your finances has never been simpler. With all these offerings, it's clear that Northeastern Operating Engineers is committed to serving our members' diverse financial needs. If you're interested in learning more about any of these services or wish to open an account, please don't hesitate to contact us at 718-847-0202 or visit our website at noefcuny.org. Join us today and experience the difference!

Home Financing Solutions

Owning a home is a significant milestone. At Northeastern Operating Engineers, we provide mortgage loans and refinancing solutions to help make homeownership a reality. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process.

Personal Banking Made Easy

We understand that managing personal finances can be challenging. That's why we offer a variety of personal banking options including checking and savings accounts designed to help you achieve your financial goals. Whether you need a reliable place to store your money or want to earn interest on your savings, we have the right account for you.

Simplified Personal Loans

Life can throw unexpected expenses your way. Our personal loans and debt consolidation services give you the flexibility to cover those costs when they arise. We work with you to create a loan that fits your budget and helps relieve financial stress.

Digital & Online Banking

At Northeastern Operating Engineers, we understand that banking should fit seamlessly into your busy life. That's why we offer a range of digital and online banking services designed to provide you with convenience, security, and real-time access to your finances. Whether you're at home or on the go, managing your money has never been easier! One of our standout features is our comprehensive online banking platform available at https://www.noefcuny.org/ . With just a few clicks, you can check your account balances, transfer funds, and view transaction history from anywhere. It's like having your bank right in your pocket! For those who prefer managing their accounts via mobile devices, our user-friendly mobile application ensures that you can handle your banking needs anytime, anywhere. Making payments is a breeze with our mobile payments feature. You can pay friends or family directly from your phone using our person-to-person transfers option. This means no more fumbling for cash or writing checks just quick and secure transactions at your fingertips. Security is always a top priority. While we currently do not support electronic signature authorization or e-statements, rest assured that all transactions on our platform are protected with advanced security measures to keep your information safe. We also pride ourselves on offering 24/7 online banking services, so whether it's early morning or late at night, you can access your accounts when it works best for you. Our commitment to providing accessible and efficient banking solutions helps empower you to manage your financial life effectively. Join us at Northeastern Operating Engineers today and experience the ease of modern banking!

Financial Strength

At Northeastern Operating Engineers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We believe that strong financial health leads to better services and products for our community. With a net worth of $7,954,590, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,091,705 in share certificates and $9,511,922 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,954,590 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $67168387 in total loans and leases supporting members' financial goals across various sectors, we're here to help you achieve your dreams. Our $0 net income reflects our commitment to operating efficiently while focusing on member satisfaction rather than profit. We also take pride in having 9 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $100833. Total Share Accounts: 3042, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northeastern Operating Engineers is your trusted partner. Visit us at 1965 Dixwell Ave Hamden Ct 06514 or call 7188470202 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options for any of our products, we're here to assist you. Our knowledgeable team can guide you through the process and help you find solutions tailored specifically for you. For more information about our loan offerings or to discuss how we can help with your specific needs, feel free to contact us at (718) 847-0202 or visit us at our branch located at 1965 Dixwell Ave Hamden Ct 06514 in Hamden, CT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to serving you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $56,473 in used vehicle loans and $369,620 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget, making it easier for you to drive away in a vehicle that suits your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $414,617 provide the capital needed to grow and expand your business operations. We understand the unique challenges faced by small businesses and are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $9,550,224, make buying or refinancing simple. We aim to provide competitive rates and straightforward processes so you can focus on what matters most creating a home.

Unsecured Credit Card Loans

Managing everyday expenses can be tricky, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,586,716 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit your spending habits.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. By focusing on verified institutions, LendMesh guarantees that users can trust the information they receive.

Northeastern Operating Engineers