Northeast Panhandle Teachers Credit Union Perryton TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Northeast Panhandle Teachers, your trusted partner in financial well-being since 1969. Located at 211 S Amherst St, Perryton, TX 79070, our branch is dedicated to serving the community with a personal touch. We understand that banking is not just about numbers; it's about building relationships and supporting our members' dreams. As a proud member of the local community, we currently serve over 2,546 members and manage a robust total of $21,703,829 in assets. Our commitment to you is evident through our diverse offerings, including auto loans, personal banking services, and business banking solutions. With total deposits reaching $1,892,668, we ensure that your money is safe while providing opportunities for growth. At the helm of our credit union is CEO Brandon Wood, alongside Board President Allan Herbert, both dedicated to fostering a culture of trust and collaboration. Our team of 4 employees works diligently to provide you with personalized service and expert guidance tailored to your financial needs. We invite you to visit us for any banking needs or inquiries. While members can visit us at our branch address, official correspondence should be sent to PO Box 118, Perryton, TX 79070-0118. Feel free to reach out at 806-435-9522 during our lobby hours from Monday to Friday, 8:00 am - 5:00 pm. Join us today and experience the difference of being part of a credit union that truly cares about your financial future! For more information about our services or how to become a member, visit us online at nptfcu.com.

Branch History & Mission

Community Commitment

Our commitment goes beyond just banking; we actively engage with the local community through various outreach programs and partnerships. By supporting local initiatives and educational programs, we strive to uplift our neighbors and contribute positively to the area where we live and work. As technology advances, we remain focused on enhancing the member experience by exploring digital banking options while ensuring compliance with accessibility standards. Our goal is to create a welcoming environment where every member feels valued.

Join Us Today!

We invite you to become part of the Northeast Panhandle Teachers family. Whether you're looking for reliable financial products or seeking guidance on your financial journey, we're here for you. Visit us today or contact us at 806-435-9522 to learn more about how we can help you reach your financial aspirations. Together, let's build a brighter future for you and our community!

Our Mission

The mission of Northeast Panhandle Teachers is simple yet impactful: to provide quality financial services that empower our members while fostering community growth. We are committed to helping individuals and families achieve their financial goals through personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and more. While members can visit us at 211 S Amherst St, official correspondence should be sent to our mailing address at PO Box 118, Perryton, TX 79070-0118. This ensures that all communication is handled efficiently.

Branch Location & Accessibility

A Variety of Services

At Northeast Panhandle Teachers, we offer a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we're here to support you every step of the way. If you're a business owner, our merchant services can help you manage your finances efficiently.

Convenient Access

Our branch is easy to reach, situated near local landmarks that make it a familiar spot for many residents. We offer ample parking for your convenience, and our facilities are designed to be accessible to everyone, including those who may need ADA-compliant features such as ramps.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 806-435-9522. Our friendly staff is ready to assist you! If you prefer written correspondence, please note that while our physical address is 211 S Amherst St, official mail should be directed to PO Box 118, Perryton, TX 79070-0118. We look forward to welcoming you at Northeast Panhandle Teachers! Stop by today and discover how we can help you achieve your financial goals.

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Friday from 8:00 AM to 5:00 PM, making it easier for you to visit us during your busy schedule. While we don't have ATM services on-site, our drive-thru banking is available for quick transactions like deposits and withdrawals.

Member Eligibility

Welcome to the community at Northeast Panhandle Teachers! We're excited to invite you to become a member of our friendly credit union located at 211 S Amherst St Perryton Tx 79070. Becoming a member is straightforward and open to individuals who live, work, or attend school in our local area. If you have family members who are already part of our credit union, they can also help you join. Here at Northeast Panhandle Teachers, we believe in creating a supportive environment where your financial needs are met with care and attention. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.nptfcu.com/membership . Once you see how easy it is to qualify, you'll be ready to take the next step toward opening an account with us. If you have any questions or need assistance, don't hesitate to reach out at (806) 435-9522. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine running your business smoothly with payment solutions designed just for you. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. We equip you with tools that make accepting payments easy, whether in-store or online. This not only enhances customer satisfaction but also boosts your sales potential. Visit us at 211 S Amherst St Perryton Tx 79070 in Perryton, TX, or give us a call at (806) 435-9522 to learn more about how our business banking and commercial services can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For local businesses looking to thrive, we offer tailored business banking solutions, including merchant services and business loans. We're committed to supporting local entrepreneurs because we believe their success strengthens our community.

Convenient Access and Support

Accessibility is key when it comes to banking. That's why we provide various convenient services such as ATM & cash withdrawal services (though note that we currently do not have ATM facilities at this branch) and basic drive-thru banking for quick deposits, withdrawals, and simple transactions without stepping inside. You can reach out to us at (806) 435-9522 during our lobby hours from Monday through Friday, 8:00 AM to 5:00 PM for any questions or assistance. At Northeast Panhandle Teachers, we're more than just a credit union; we're your financial partner dedicated to helping you navigate life's financial journeys. We invite you to visit us today at 211 S Amherst St Perryton Tx 79070 in Perryton, TX or explore more about what we offer by visiting our website at Main Office. Let's work together toward achieving your financial dreams!

Home Financing

Buying a home is one of the biggest decisions you'll make in life. At Northeast Panhandle Teachers, we provide mortgage loans and refinancing solutions that cater to various budgets and preferences. Our experienced staff will guide you through the process, ensuring you find a mortgage that fits your lifestyle.

Personal Banking Solutions

When it comes to personal banking, we understand that everyone has unique needs. That's why we offer checking and savings accounts designed for everyday use. Imagine managing your finances effortlessly with online and mobile banking options, giving you access to your accounts anytime and anywhere. Plus, if you're planning to buy a new car or need funds for other purposes, our auto loans and vehicle financing options can get you on the road quickly and affordably.

Personal Loans and Credit Options

If you're facing unexpected expenses or want to consolidate debt, our personal loans are here to help lighten the load. Additionally, consider our credit cards with rewards they not only offer flexibility but also give back for every purchase you make.

Digital & Online Banking

Accessibility Anytime

At Northeast Panhandle Teachers, we believe that managing your finances should be simple and straightforward. Our online banking services are available 24/7, so whether it's early in the morning or late at night, you can stay connected with your accounts. We aim to provide real-time account management options that empower you to make informed financial decisions whenever you need to. In summary, while we continue to grow our offerings in digital banking, Northeast Panhandle Teachers is here to ensure that you have reliable access to your finances when it matters most. Stay tuned as we work on enhancing our services for an even better banking experience!

Online Banking Services

With our online banking platform, which you can access at https://www.nptfcu.com/ , managing your accounts has never been easier. You can check balances, transfer funds, and stay updated on your transactions anytime, anywhere. Although we currently do not offer features like electronic signatures or e-statements, our commitment to keeping your information safe remains a top priority.

User-Friendly Features

Our digital banking experience is designed with you in mind. While we don't have a mobile application or mobile payments yet, we're dedicated to providing an easy-to-use interface through our website. You can enjoy person-to-person transfers if you're looking to send money directly to friends or family without any hassle though this feature is not available at this time, it's something we're considering for the future.

Financial Strength

Dedicated Team for You

Our team is here for you! We take pride in having 3 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and commitment.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits currently at $0, our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks tailored to your needs.

Growing Together

We currently serve 2,546 members who trust us with their finances. This growing member base illustrates the confidence that people place in Northeast Panhandle Teachers, reinforcing our position as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northeast Panhandle Teachers is your trusted partner. Visit us at 211 S Amherst St Perryton Tx 79070 or call (806) 435-9522 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us! Members' funds are backed by our commitment to safety and growth. While currently there are no share certificates or money market shares, our focus remains on delivering dependable services that benefit you directly.

Reinvesting in Your Future

We have $4,242,734 in undivided earnings, which means we reinvest in innovative banking tools and stronger lending options. This helps us enhance security measures and serve our members better every day.

Strong Financial Health

With a net worth of $4,378,626, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,017 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $346 in used auto loans and $13,354,057 in total loans and leases, our lending capacity supports your financial goals across various sectors. Additionally, our net income of $135,892 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,651,103 in used vehicle loans and $4,626,702 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Credit Lines

If you're looking for more flexibility in your borrowing, our total credit lines amount to $300,000. This can be an excellent way to ensure you have access to funds when you need them most be it for emergencies or planned expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, allowing you to explore your options without feeling overwhelmed. Our team is here to assist you through every step of the mortgage process.

Refinancing Options

We also provide refinancing options that can help lower your monthly payments or adjust loan terms to better fit your current financial situation. If you're interested in finding out more about eligibility and how these options can benefit you, don't hesitate to reach out! For any questions about our loan products or to get started with an application, feel free to call us at 806-435-9522 or visit us at 211 S Amherst St Perryton TX 79070. You can also learn more about membership eligibility at nptfcu.com/membership. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are dedicated to helping you secure the financing you need while providing exceptional service along the way!

Unsecured Credit Card Loans

For those looking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans. However, currently, there are $0 in unsecured credit card loans available. This could be an opportunity for us to tailor a solution that best fits your needs as our offerings expand.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the many options available, ensuring that you make informed decisions that align with your financial needs. LendMesh ensures accurate loan comparisons through a reliable sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment guarantees that all offers presented are fair and transparent, enabling users to trust the information provided. One of the key benefits of using LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, which fosters transparency in the comparison process. Additionally, LendMesh prides itself on having no sponsored listings meaning lenders are not prioritized based on paid promotions. Instead, the goal is to present unbiased results so users can choose the best option for their situation. The platform also provides real-time rate comparisons, allowing users to access up-to-date loan rates from multiple institutions at once. This feature helps you stay informed about current market conditions and makes it easier to find competitive rates. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NORTHEAST PANHANDLE TEACHERS FEDERAL CREDIT UNION - Perryton, TX