Northeast Mississippi Credit Union Amory MS | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Northeast Mississippi, your trusted credit union located at 101 3Rd Ave S, Amory, MS 38821. Since our establishment in 1964, we have been dedicated to serving our community with financial solutions that truly matter. With a total membership of 940 and assets amounting to an impressive $6,187,199, we are proud to be a cornerstone of financial support in Amory and the surrounding areas. At Northeast Mississippi, we understand that every member has unique needs. That's why we offer a range of services including checking and savings accounts, auto loans, personal loans, and business banking options. Our commitment is not just about numbers; it's about building lasting relationships and helping our members achieve their financial goals. Under the leadership of our CEO, Sandra Vaughan, and Board President, Judy Walters, our small but dedicated team of 4 employees works hard to ensure that you receive personalized service tailored to your individual circumstances. Whether you're looking to secure an auto loan or explore mortgage refinancing options, we're here to guide you every step of the way. While members can visit us at our branch location for face-to-face support during our lobby hours (Monday through Thursday from 10:00 AM to 4:30 PM), official correspondence should be sent to the same address as our branch. We invite you to reach out by calling us at 662-256-9697 or sending a fax to 662-256-3351 if you have any questions about our services or need assistance. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Community Impact

Northeast Mississippi is more than just a credit union; we are an active participant in the Amory community. We understand the importance of giving back and forming partnerships that uplift those around us. Our outreach efforts focus on providing educational resources and support for local initiatives, ensuring that we contribute positively to the lives of our members. While members can visit us at 101 3Rd Ave S Amory Ms 38821, official correspondence should be sent to 101 3rd Ave S, Amory, MS 38821 if different. We encourage you to take advantage of our lobby hours from Monday through Thursday, where our dedicated team is ready to assist you from 10:00 AM until 4:30 PM.

Looking Ahead

As we move forward, Northeast Mississippi continues to embrace digital advancements while ensuring that our services remain accessible and ADA compliant. We are committed to improving your experience by enhancing customer-centric initiatives so you can bank with confidence. Join us on this journey! Become a part of Northeast Mississippi Credit Union today and discover how we can help you achieve your financial goals. For any inquiries or assistance, feel free to contact us at (662) 256-9697. Together, let's build a brighter future for you and your family!

Our Journey

From our humble beginnings in 1964, Northeast Mississippi has always focused on making financial services accessible and beneficial for everyone. Over the years, we have achieved significant milestones that reflect our commitment to our members and their financial well-being. With total assets now standing at $6,187,199, we have continually adapted to meet the evolving needs of our community while maintaining our core values of trust and integrity. Our mission is clear: to provide exceptional financial services that empower individuals and families while fostering a sense of community. We believe in supporting not only your financial goals but also your dreams and aspirations. Whether it's through personal banking options such as checking and savings accounts or vehicle loans, we strive to be your first choice for all banking needs.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We offer features such as ramps and ample parking to ensure that everyone can visit us comfortably. We strive to create a welcoming environment for all our members.

Call-to-Action

Ready to take the next step in managing your finances? We invite you to visit us at our Amory branch or give us a call at 662-256-9697. Our friendly team looks forward to serving you!

Mailing Address

While members can visit us at our physical location, official correspondence should be sent to the same address: 101 3rd Ave S, Amory, MS 38821.

Operating Hours

We are here for you from Monday to Thursday, opening our doors at 10:00 AM and closing at 4:30 PM. Our dedicated staff is ready to assist you during these hours, ensuring you get the personalized service you deserve.

Services Offered

At Northeast Mississippi, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. If you're looking for credit cards with rewards or need business banking services, we've got you covered. Although we currently do not have ATM access or drive-thru banking available, our team is always ready to help inside the branch.

Member Eligibility

At Northeast Mississippi, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible for membership. We're here to serve individuals from all walks of life, and becoming a member means gaining access to personalized financial services designed just for you. Not only will you enjoy competitive rates on loans and savings accounts, but you'll also become part of a community that truly cares about your financial well-being. To get started, check out the detailed eligibility criteria. If you have any questions or want to open an account, feel free to give us a call at (662) 256-9697. We're excited to welcome you into the Northeast Mississippi family!

Business Banking & Commercial Services

Business Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those outside our membership, we also offer $0 in non-member commercial loans, providing flexible financing solutions that cater to a variety of needs.

Practical Merchant Services

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine being able to accept payments easily from customers, whether they're shopping online or in-person. With our merchant solutions, you can focus on what you do best serving your clients while we handle the transactions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Amory, MS. Let us partner with you on your journey to success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, our team is always available during lobby hours Monday through Thursday from 10:00 AM to 4:30 PM to assist with cash withdrawal needs and other transactions. At Northeast Mississippi, we believe in making banking easier for everyone in our community. If you're ready to take the next step in managing your finances or if you have any questions about our services, don't hesitate to reach out! Call us at 662-256-9697 today!

Auto Loans & Vehicle Financing

When it's time to get behind the wheel of a new car, our auto loans and vehicle financing options come into play. We help you navigate the process with competitive rates and flexible terms. Picture driving off in your dream car without the stress of complicated financing.

Business Banking

For local entrepreneurs, we offer tailored business banking services, including merchant services and business loans. We recognize how vital small businesses are to our community, which is why we strive to provide the financial tools necessary for growth and success.

Credit Cards with Rewards

We also have credit cards with rewards that allow you to earn points on everyday purchases. Imagine using your card for groceries or gas and watching those points add up towards something special like a vacation or cash back!

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, we provide comprehensive mortgage loans and refinancing services. Our team is here to guide you through every step, making sure you understand your options so you can make informed decisions about one of the biggest investments of your life.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds, everything is at your fingertips.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts designed to help you easily manage your day-to-day expenses. Imagine having a checking account that fits your lifestyle, whether you're paying bills or saving for a vacation. Our savings accounts also provide a safe haven for your funds while earning interest over time.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether you need funds for an emergency or want to simplify your finances by consolidating debt, we offer solutions that fit your situation.

Digital & Online Banking

Accessibility Matters

We know that managing your money should be hassle-free. That's why our friendly staff at Northeast Mississippi is always ready to help you navigate your options. Whether you're looking for assistance with traditional banking or exploring new financial products, we're here for you during our lobby hours from Monday through Thursday, 10:00 AM until 4:30 PM. While we continue to enhance our offerings, we encourage you to reach out if you have any questions about your account or available services. Our commitment to serving you remains unwavering. Your financial journey is important to us, and we're excited to support you every step of the way!

Key Services

Even though some digital features may not be available right now, you can still enjoy the benefits of person-to-person transfers directly at our branch. This makes it easy to send money quickly and securely to friends and family.

Security You Can Trust

Your financial security is our top priority. While we may not have electronic signature authorization in place, rest assured that every transaction you conduct with us is protected by strict security measures. We understand how vital it is for our members to feel safe when handling their finances.

Financial Strength

At Northeast Mississippi, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust in our financial strength is crucial for your peace of mind. With a net worth of $956,430, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1546 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $201,791 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $956,430 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $2,516,336 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, reflecting our commitment to sustainable practices while ensuring competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 968 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northeast Mississippi is your trusted partner. Visit us at 101 3Rd Ave S Amory Ms 38821 or call 662-256-9697 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,842,019 in used vehicle loans and $409,601 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available at this time, we are constantly updating our offerings to better serve our community's needs.

Other Loan Products

In addition to our auto and mortgage options, we provide personal loans for debt consolidation and various other financial needs. Members can also explore our lines of credit totaling $100,000, perfect for those looking for flexible borrowing solutions. If you're considering refinancing your existing loans or exploring eligibility options for any of our products, please reach out to us. Our knowledgeable staff at 101 3Rd Ave S, Amory, MS 38821 is ready to assist you with any questions you may have. For further details or inquiries about how we can help with your specific needs, don't hesitate to contact us at 662-256-9697 during our lobby hours from Monday to Thursday between 10:00 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While there are currently no outstanding unsecured credit card loans at Northeast Mississippi, this option is available for those who may need it in the future. These loans help members manage their finances effectively by providing access to funds when needed without collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent, making it easier for you to find the right loan without hidden surprises.

NORTHEAST MISSISSIPPI FEDERAL CREDIT UNION - Amory, MS

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