Northeast Family Credit Union North Windham CT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Northeast Family, your trusted financial partner located at 361 Boston Post Rd, North Windham, CT 06256. Since our establishment in 1938, we've proudly served our community, growing to a membership base of over 5,900 individuals who count on us for their banking needs. With total assets reaching an impressive $97,892,364 and total deposits of $1,345,956, we are committed to ensuring the financial well-being of our members. At Northeast Family, we believe in empowering our members through personalized service and accessible financial solutions. Whether you're looking for auto loans where we currently manage 2,578 loans or seeking advice on personal banking services like checking and savings accounts, our team is here to support you every step of the way. Our CEO, Joanne Todd, along with Board President Joshua Lewis, lead a dedicated staff of 28 employees, ensuring that we maintain our high standards of service and community involvement. While you can visit us at our branch for face-to-face assistance, please note that official correspondence should be sent to our mailing address: PO Box 180, Manchester, CT 06045-0180. Join us as we continue to make a positive impact in North Windham and beyond! If you're ready to experience exceptional service and innovative financial products designed just for you, don't hesitate to reach out. Call us today at 860-423-1601 or visit our website at www.nefamily.coop to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Advancing Together

In today's fast-changing world, we recognize the importance of digital advancements in banking. That's why we offer online and mobile banking options to ensure that you can manage your finances anytime, anywhere. While we don't currently have ATM services available at this location, our drive-thru service provides a convenient way for members to conduct simple transactions without leaving their vehicles. As we look ahead to the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of Northeast Family Credit Union a place where your financial goals are supported by a team that truly cares. Together, let's build a stronger community!

Our Journey

From the moment we opened our doors, our mission has been clear: to provide exceptional financial services while supporting our members and the community. Over the decades, we have expanded our offerings to include personal banking, auto loans, mortgage services, and business banking solutions. Today, with total assets reaching an impressive $97,892,364, we continue to thrive by adapting to the needs of our members. While members can visit us at 361 Boston Post Rd, official correspondence should be sent to PO Box 180, Manchester, CT 06045-0180. Our operating hours are designed for your convenience: Monday through Wednesday and Friday from 9:00 AM to 4:30 PM, Thursday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. For any questions or assistance, feel free to call us at 860-423-1601.

Our Mission

At Northeast Family Credit Union, our mission is more than just providing financial services; it's about fostering a sense of belonging and community support. We believe in empowering our members through education and personalized assistance. We strive to create lasting relationships built on trust and transparency. Our commitment extends beyond banking. We actively engage in partnerships with local organizations and participate in community outreach initiatives aimed at making a positive impact in North Windham and surrounding areas. Whether it's sponsoring local events or providing financial literacy workshops, we aim to be a force for good within our community.

Branch Location & Accessibility

Welcome to the Northeast Family Credit Union, your friendly neighborhood financial partner located at 361 Boston Post Rd, North Windham, CT. Our branch is nestled in a convenient spot that's easy to reach, whether you're coming from nearby landmarks like the North Windham Shopping Plaza or just passing through on your daily commute. At our North Windham Office, we prioritize accessibility for all our members. Our location features ADA-compliant ramps and ample parking spaces, making it easy for everyone to visit us without hassle. If you need to pop in quickly, take advantage of our drive-thru service for simple transactions like deposits and withdrawals perfect for those busy days when you're on the go! While you can always come see us at our branch address, please note that official correspondence should be sent to our mailing address at PO Box 180, Manchester, CT 06045-0180. We're committed to being here for you during convenient hours: Monday through Wednesday and Friday from 9:00 AM to 4:30 PM, Thursday until 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're looking for personal banking services like checking accounts or vehicle financing, or business banking solutions, our friendly team is ready to assist you. Feel free to give us a call at 860-423-1601 if you have any questions or need assistance before your visit. We can't wait to welcome you to the Northeast Family Credit Union!

Member Eligibility

At Northeast Family, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports your financial journey. If you're looking to become a member, we welcome individuals who live, work, or worship in our local area, as well as their family members. This means if you have a connection to North Windham or the surrounding communities, you're likely eligible! We pride ourselves on being inclusive and accessible, ensuring that everyone has the opportunity to benefit from our range of services designed to help you thrive financially. For more detailed information on eligibility criteria, feel free to check out our resource at http://www.nefamily.coop/home/about_us/membership . Opening an account with us is straightforward and hassle-free. Simply visit our website for the account opening process at https://internetloanapplication.cudl.com/neffcu/ , or give us a call at (860) 423-1601 if you have any questions. Our friendly team is here to guide you every step of the way. Join us at Northeast Family, located at 361 Boston Post Rd North Windham Ct 06256, and experience the advantages of being a member where your financial goals are our priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no commercial loans funded for members or non-members, we are eager to help you find the right financing solutions when you're ready.

Merchant Services

Imagine being able to process payments seamlessly while keeping your cash flow steady. Our merchant services allow businesses like yours to accept various payment methods, ensuring that you never miss a sale. With easy access to funds and tools that simplify transactions, you can focus on what truly matters growing your business. If you're ready to take the next step in financing your business dreams, visit us at 361 Boston Post Rd North Windham Ct 06256 in North Windham, CT or give us a call at (860) 423-1601. Let's work together to create a brighter future for your business!

Comprehensive List Of Services

Accessing Cash When You Need It

While we don't have ATMs available at our branch, our drive-thru service makes it easy for you to handle basic transactions such as deposits and withdrawals without stepping inside. It's all about ensuring that accessing your funds is hassle-free. At Northeast Family, we're not just about transactions; we're about building relationships with our members. With over 5,900 members trusting us since 1938, we're proud of the community we've created together. If you're ready to explore how we can help you with any of these services or if you have questions about becoming a member, don't hesitate to reach out! Call us at (860) 423-1601, or visit us at our office in North Windham, CT today! Let's work together towards a brighter financial future!

Business Banking Solutions

For those running their own businesses, Northeast Family offers specialized services through our business banking solutions. From merchant services that simplify payment processing to tailored business loans, we are committed to helping local entrepreneurs thrive. Your success is our priority!

Credit Cards That Reward You

Shopping should be rewarding! With our credit cards featuring rewards programs, you can earn points or cash back on purchases while enjoying the benefits of responsible credit use. It's just one more way we aim to enhance your financial experience.

Embracing Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, our digital platforms ensure that banking is as easy as tapping on your smartphone.

Personal Banking Made Easy

Navigating your personal finances can feel overwhelming at times, but at Northeast Family, we strive to make it simple and accessible. Our checking and savings accounts are tailored to fit your lifestyle, providing you with convenient options for managing your day-to-day expenses. If you're thinking about purchasing a car or need financing for other vehicles, our auto loans and vehicle financing solutions are competitive and flexible, ensuring you can hit the road without breaking the bank. Are you considering buying a home? Our mortgage loans and refinancing options are here to assist you every step of the way. We understand that everyone's situation is unique, which is why our team takes the time to listen and provide personalized advice. Additionally, if debt is weighing on your mind, our personal loans and debt consolidation services can help lighten your load and set you back on the path to financial freedom.

Digital & Online Banking

Enhanced Security Features

Your security is our priority. While we currently do not offer electronic signature authorization or person-to-person transfers, our systems are designed with robust security measures to protect your personal information. We take every precaution to ensure that your data remains safe while you enjoy the flexibility of online banking. Whether you're checking balances or managing payments, our digital services are crafted for ease of use and peace of mind. At Northeast Family, we're committed to providing you with the best banking experience possible whenever and wherever you need it. Join us today and see how easy banking can be!

Key Services for Your Convenience

Our online banking services are available 24/7, allowing you to check balances, pay bills, and transfer funds right from the comfort of your home or on the go. Whether you're at work or relaxing at home, you can access your account anytime. Plus, with our mobile application, you can do all this directly from your smartphone. No need to visit a branch; everything is just a few taps away. We also provide e-statements, so you can say goodbye to paper clutter and access your financial documents securely online. It's not only eco-friendly but also makes it easier to track your spending and stay organized. For those who love the convenience of mobile payments, you'll be pleased to know that we support this feature too! You can make quick transactions without needing cash or cards perfect for those spontaneous purchases.

Financial Strength

Dedicated Team Support

We also take pride in having 17 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With a total of 11,935 share accounts, our growing member base trusts us with their finances every day. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northeast Family is your trusted partner. Visit us at 361 Boston Post Rd North Windham CT 06256 or call 860-423-1601 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $4,018,085 in share certificates and $17,489,470 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0 net income, which reflects our commitment to serving you rather than maximizing profits. This approach allows us to keep our focus on providing competitive loan rates and solid financial products tailored for our members' needs.

Our Strong Financial Position

With a net worth of $11,585,337, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further reflected in our net worth ratio of 11.81%, which ensures we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinventing for Growth

With $11,348,474 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,370,000 in used auto loans and a total of $39,009,815 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $7,028,444 in used vehicle loans and $1,410,063 in new vehicle loans, helping our members get on the road with ease. Whether you are interested in financing a brand-new model or a reliable used vehicle, we are here to help make it affordable and straightforward.

Credit Lines

For those who need a little extra flexibility with their finances, our total credit lines amount to $15,760,012. This option provides you with access to funds whenever you need them without the hassle of reapplying each time. At Northeast Family located at 361 Boston Post Rd North Windham Ct 06256, we're committed to providing personalized service and financial solutions that fit your needs. If you're considering refinancing or want more information about eligibility options for any of our loan products, feel free to reach out to us at 860-423-1601 during our operating hours: Monday-Wednesday and Friday from 9:00 AM to 4:30 PM; Thursday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,440,286. This means you can find the right financing for your dream home without added stress.

Unsecured Credit Card Loans

Managing finances effectively is crucial, and we support that with flexible terms on our unsecured credit card loans. We currently have $1,516,880 in unsecured credit card loans available to our members. This gives you the freedom to handle unexpected expenses while keeping your budget in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By using LendMesh, you can navigate the loan landscape with clarity and confidence. LendMesh ensures accurate loan comparisons through a reliable sourcing method. Loan data on LendMesh is collected directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means every offer you see is fair and transparent, giving you peace of mind while making financial decisions. Several key benefits make LendMesh a trusted tool for borrowers: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the platform's effectiveness and user satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NORTHEAST FAMILY FEDERAL CREDIT UNION - North Windham, CT