Northeast Community Credit Union Elizabethton TN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Northeast Community, where your financial well-being is our top priority. Located at 1321 Hwy 19 E, Elizabethton, TN 37643, our branch has been serving the community since 1952. With a commitment to excellence and a focus on personal service, we proudly support over 12,775 members with tailored solutions that fit their unique needs. At Northeast Community, we understand that every dollar counts. That's why we manage total assets of $177,509,963 and offer robust services like auto loans, mortgages, and business financing. Our total deposits stand at $25,028,281, reflecting the trust our members place in us. We are also proud to maintain a healthy net worth of $28,463,378 and keep $4,772,839 in cash ready to serve you better. While you can visit us at our branch for all your banking needs like checking and savings accounts or loan inquiries official correspondence should be sent to the same address. Our dedicated team of 44 employees, led by CEO Teresa Arnold and Board President Vickey Broyles, works diligently to provide you with exceptional service every day. Whether you're looking for personal banking options or business solutions, we invite you to connect with us at 423-543-7777 or explore more on our website at www.BeMyCU.org. Experience the difference of being a member at Northeast Community today!

Branch History & Mission

Community Engagement

Northeast Community actively participates in various outreach programs designed to uplift the residents of Elizabethton and surrounding areas. We partner with local organizations and schools to provide financial literacy workshops and resources aimed at improving overall economic well-being. Our drive-thru service and ATM availability further enhance accessibility for those who need quick assistance or cash withdrawal. While members can visit us at 1321 Hwy 19 E for all their banking needs during our operating hours (M-Th 8:30am-4:30pm, Fri 8:30am-5pm, Sat 9am-Noon), official correspondence should be sent to our mailing address at the same location. As we look toward the future, we invite you to join us at Northeast Community. Experience firsthand how our focus on service excellence and community empowerment can benefit your financial journey. Together, let's build a brighter tomorrow! For more information or to get started today, please call us at 423-543-7777 or visit our website at BeMyCU.org.

Mission Statement

At Northeast Community, our mission is simple yet profound: we are dedicated to empowering our members through accessible financial solutions while fostering a strong sense of community. We believe that everyone deserves the opportunity for financial stability and growth. Our services are designed not just to meet basic banking needs but also to enhance lives through smart financial choices. We pride ourselves on being more than just a credit union; we are a pillar of support for our members and neighbors. By offering innovative services such as online banking and mobile applications, we ensure that managing finances is convenient and secure. Additionally, our commitment to ADA compliance means that all members can access our services without barriers.

Branch Location & Accessibility

Banking Services at Your Fingertips

At Northeast Community, we offer a range of services designed for individuals and businesses alike. From auto loans and mortgages to online banking options that let you manage your finances from anywhere, we prioritize your convenience. Plus, our drive-thru service makes it simple to handle quick transactions without leaving your car. If you need cash on the go, our ATM is available for withdrawals and balance checks whenever you need it. And if you prefer face-to-face service, feel free to call us at 423-543-7777 with any questions or concerns.

Convenient Access and Features

Parking is ample and accessible, ensuring that all members can visit us without any hassle. Our branch is fully ADA compliant, featuring ramps for those who need extra assistance. Whether you're coming in for personal banking services like checking and savings accounts or looking for help with loans and credit cards, we have everything you need right here. Our operating hours are crafted to fit your busy schedule: we're open Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:30 AM to 5 PM, and Saturday mornings from 9 AM to noon. This means you can swing by before work or even on the weekend!

Visit Us Today!

We invite you to come see what makes Northeast Community special. Whether you're already a member or thinking about joining us, stop by our branch today! We look forward to helping you achieve your financial goals and being a part of your journey.

Member Eligibility

At Northeast Community, we believe that everyone deserves a supportive financial community. If you're looking to join us, becoming a member is simple and welcoming! Generally, eligibility includes individuals who live, work, worship, or attend school in our service area. It's all about creating a space where you can thrive alongside your neighbors. To get the most up-to-date details on who can join, feel free to visit our eligibility page. Opening an account with us is just as easy! You can take the first step towards membership by visiting us at our branch located at 1321 Hwy 19 E Elizabethton Tn 37643 or by giving us a call at (423) 543-7777. Our friendly team is here to guide you through the process and answer any questions you may have. Join us today and experience the many benefits of being part of the Northeast Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $981,367, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine having a reliable partner to handle payment processing while you focus on what matters most growing your enterprise. Our services can help streamline operations, making it easier for you to serve your customers and manage cash flow effectively. Located at 1321 Hwy 19 E, Elizabethton, TN 37643, we're here to support your business journey. Reach out to us at 423-543-7777 or visit our website here for more information. Together, let's build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

If you own a business or are thinking about starting one, our business banking services include merchant services and business loans tailored for small businesses. We understand that every business is unique, and we're committed to helping you find the right solutions.

Convenient Access Points

For those who prefer face-to-face service, our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions. Whether you're in a hurry or just want the ease of drive-thru service, we've got you covered.

Credit Card Options

When it comes to credit, we offer credit cards with rewards that allow you to earn points on your purchases. This can be a great way to enjoy benefits while managing your spending effectively.

Digital Banking Features

In today's fast-paced world, we recognize the importance of digital banking. At Northeast Community, we provide robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills with just a few clicks. For added convenience, we also have an ATM available for cash withdrawals and balance checks.

Get Started Today!

We invite you to visit us at our Elizabethton branch or give us a call at 423-543-7777 to learn more about how we can assist you with your financial journey. At Northeast Community, your financial wellbeing is our priority! Join us today and experience the difference of being part of a community-focused credit union. For more information about our services or to explore online options, please visit our website.

Personal Banking Solutions

Our personal banking services are designed with you in mind. Need a place to manage your money? Our checking and savings accounts offer competitive interest rates and easy access to your funds. If you're considering buying a vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. We also provide mortgage loans and refinancing solutions for those looking to buy a home or lower their current mortgage payments. For unexpected expenses or consolidating debt, our personal loans are here to support you.

Digital & Online Banking

Key Features

Our online banking platform includes several user-friendly features that put you in control. With electronic signature authorization available, signing documents is a breeze no more hassle of printing or mailing forms! Plus, enjoy the ease of e-statements, allowing you to view your account statements digitally instead of waiting for them in the mail. For those who like to keep their finances at their fingertips, our mobile application offers an easy way to check balances, pay bills, and transfer funds. Although we currently do not support mobile payments or person-to-person transfers, our app provides all the essential features you need for effective account management.

Security and Accessibility

We prioritize your safety with robust security measures in place. Our online banking system is designed with encryption technology to protect your sensitive information. You can feel confident knowing that your data is safe while you manage your finances. Whether you're at home or on the go, our digital banking services ensure you have access to real-time account information whenever you need it. With just a few clicks or taps, you'll be able to take care of transactions quickly and efficiently. Join us at Northeast Community and experience the convenience of modern banking today!

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our net income of $1,742,352, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Membership Base

Total Share Accounts: 25,754, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Northeast Community is your trusted partner. Visit us at 1321 Hwy 19 E Elizabethton TN 37643 or call 423-543-7777 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Members

With $25,937,736 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,541,978 in used auto loans and a total of $90,536,885 in loans and leases.

Secured Member Savings

Members' savings are secured through $14,937,810 in share certificates and $4,196,691 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Net Worth and Ratios

With a net worth of $28,463,378, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing options or want to explore eligibility requirements for any of our loans, please don't hesitate to reach out. Our team is ready to assist you with personalized advice tailored to your situation. Feel free to visit us at 1321 Hwy 19 E Elizabethton TN 37643 or give us a call at 423-543-7777 during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:30 AM to 5 PM. We also welcome you on Saturday from 9 AM to Noon! At Northeast Community, we strive to help you navigate your financial journey with confidence and ease. Let's work together toward achieving your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,743,539 in used vehicle loans and $8,118,235 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable used vehicle, our financing options are tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $981,367 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve an existing one, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $540,157, make buying or refinancing simple. We're here to guide you through each step of the process so you can focus on finding your ideal home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Although our total for these loans is currently $0, we focus on providing straightforward solutions that help our members manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is the Verified Data feature. Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. Additionally, LendMesh operates with No Sponsored Listings, meaning that lenders are not prioritized based on paid promotions. This commitment to unbiased results helps users make informed decisions without feeling pressured by marketing tactics. Another vital aspect is Real-Time Rate Comparisons. Users receive up-to-date loan rates from multiple institutions, allowing them to assess their options quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh can significantly impact financial decisions. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NORTHEAST COMMUNITY CREDIT UNION