North Western Employees CU Council Bluffs IA | Best Auto Loans & Business Banking

Introduction

Welcome to North Western Employees, your trusted financial partner in Council Bluffs, IA! Located at 1411 W Broadway, we have been serving our community since 1941. Our mission is simple: to provide exceptional banking services tailored to meet the needs of our 1,183 members. With a total asset base of over $10,238,966 and total deposits reaching $2,837,145, we are committed to ensuring your financial well-being. At North Western Employees, we pride ourselves on being more than just a credit union; we are a vital part of the community. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or business banking options including merchant services and business loans, we've got you covered. Plus, with easy online and mobile banking options available, managing your finances has never been easier! Our dedicated team, led by CEO Mary Siek and Board President Dillard Avey, works tirelessly to create a welcoming environment where your financial goals can flourish. We currently have a small but efficient team of 2 employees, ready to assist you with any inquiries or services you may need. For those who wish to reach out, feel free to call us at 712-328-2787 during our lobby hours from 9 AM to 5 PM, Monday through Friday. While members can visit us at 1411 W Broadway, official correspondence should be sent to our mailing address at 1411 W Broadway, Council Bluffs, IA 51501-3922. Join us in experiencing the benefits of being part of a member-focused institution that truly cares about its community. Visit our website at nwecu.org today for more information or stop by our branch we look forward to serving you!

Branch History & Mission

Welcome to North Western Employees, a credit union that has proudly served the Council Bluffs community since 1941. With a rich history spanning over eight decades, we have built a legacy of trust and support for our members. Our branch, located at 1411 W Broadway, Council Bluffs, IA 51501, stands as a testament to our commitment to providing exceptional financial services while fostering community growth. From our humble beginnings, North Western Employees has evolved significantly. We started with a small group of members dedicated to improving their financial well-being. Today, we proudly serve over 1,183 members with total assets of $10,238,966. Our mission is simple yet profound: to empower our members by providing them with the tools and resources they need to achieve their financial goals. We believe in putting people first offering personalized services tailored to meet the unique needs of each member. While members can visit us at our branch location for personal banking services, official correspondence should be sent to our mailing address at 1411 W Broadway, Council Bluffs, IA 51501-3922. Our operating hours are from 9 AM to 5 PM Monday through Friday, making it convenient for you to access our services when you need them most. At North Western Employees, we understand that accessibility is key to serving our community effectively. Although we currently do not offer ATM or drive-thru services, we are dedicated to enhancing your banking experience through online and mobile banking options. This allows you to manage your accounts easily and securely from anywhere. Our commitment goes beyond just banking; it's about building relationships and supporting local initiatives. We actively engage in community outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or participating in charitable activities, we strive to make a positive impact on the lives of our neighbors. As we look toward the future, we invite you to join our growing family at North Western Employees. Experience the difference that comes from being part of a credit union that truly cares about its members and the community it serves. Together, let's achieve your financial aspirations while strengthening the bonds of community spirit. For more information or to become a member today, please give us a call at 712-328-2787 or visit us online at North Western Employees. We can't wait to welcome you!

Branch Location & Accessibility

Welcome to North Western Employees! Conveniently located at 1411 W Broadway Council Bluffs Ia 51501 in the heart of Council Bluffs, IA, we strive to make your banking experience as accessible and enjoyable as possible. Nestled near popular spots like [insert nearby landmark or business], our branch is easy to find and offers a welcoming environment for all our members. Our lobby is open from 9 AM to 5 PM, Monday through Friday, making it simple to stop by on your way to work or during lunch breaks. While we don't have an ATM or drive-thru service at this location, our friendly team is always ready to assist you with personal banking needs, including checking and savings accounts, auto loans, mortgage refinancing, and more. Parking is available right outside the branch for your convenience, and we are committed to accessibility with features such as ADA compliance. If you need any assistance while visiting us, please don't hesitate to reach out. You can contact us at (712) 328-2787 for any questions or concerns. While members can visit us at 1411 W Broadway Council Bluffs Ia 51501, official correspondence should be sent to 1411 W Broadway, Council Bluffs, IA 51501-3922 if different. We invite you to explore our services and become part of our community-focused credit union. Come see us today; we look forward to helping you achieve your financial goals!

Member Eligibility

At North Western Employees, we believe that joining our community is like becoming part of a family where everyone looks out for each other. Becoming a member is easy and welcoming! If you live, work, or worship in the Council Bluffs area, you're likely eligible to join us. We also welcome immediate family members of current members, making it simple for those close to you to enjoy the benefits as well. With resources available at https://www.nwecu.org/about-us/membership/, you can check all the specific eligibility criteria and feel confident about taking your first steps with us. Once you're ready to open an account, we've made the process straightforward. Just give us a call at (712) 328-2787 or visit us at our branch located at 1411 W Broadway Council Bluffs Ia 51501. Our friendly team is here to guide you through every step and answer any questions you may have. Experience the advantages of being part of North Western Employees where we prioritize your financial well-being and support you in achieving your goals!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine having the ability to accept payments seamlessly from customers no matter where they are. Our merchant services empower businesses by offering reliable payment processing solutions that fit your operations. This means less hassle at checkout and more time focusing on what you do best running your business! Located at 1411 W Broadway Council Bluffs Ia 51501 in Council Bluffs, IA, we invite you to explore how our tailored business banking options can help you achieve your goals. For inquiries, call us at (712) 328-2787 or visit us online at https://www.nwecu.org. Let's take your business further together!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

While we currently do not have ATM services at our branch, our team is always available to assist you over the phone at 712-328-2787 during our lobby hours from 9 AM to 5 PM, Monday through Friday. We aim to make every interaction smooth and supportive. At North Western Employees in Council Bluffs, IA, our commitment is to provide financial solutions that empower you whether it's saving for a dream vacation or expanding your business. Explore our full suite of services today by visiting us online at nwecu.org or stop by our branch! Your financial journey starts here!

Business Banking

If you're a business owner, North Western Employees is here to support your growth. Our Business Banking services include essential tools like Merchant Services to streamline transactions and various options for Business Loans that can help you take your operations to the next level.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking features so you can manage your accounts anytime, anywhere. With secure access to view balances, transfer funds, and pay bills, banking has never been easier. Plus, our Person-to-Person payment service allows you to send money directly to friends or family with just a few clicks.

Personal Banking

When it comes to personal banking, we understand that every member has unique goals and preferences. That's why we offer Checking & Savings Accounts tailored for your lifestyle. Need a new vehicle? Our Auto Loans & Vehicle Financing options make it simple to get behind the wheel without breaking the bank. If you're considering a new home or refinancing your current mortgage, our Mortgage Loans & Refinancing services provide competitive rates and personalized support. For those unexpected expenses or projects, our Personal Loans & Debt Consolidation solutions can help simplify your finances. Plus, with our Credit Cards with Rewards, you can earn benefits on your everyday purchases.

Digital & Online Banking

Key Services

Our 24/7 online banking services allow you to check balances, transfer funds, and view transaction history whenever it suits you. Whether you're at home or on the go, staying updated on your finances is straightforward and secure. Plus, with our person-to-person transfer feature, sending money to friends or family is quick and hassle-free. For those who prefer going paperless, we provide e-statements that let you keep track of your financial activities without the clutter of physical documents. Enjoy the peace of mind that comes with knowing your statements are accessible right from your device. While we currently do not support mobile payments or a dedicated mobile application, rest assured that our online platform is user-friendly and secure. Your personal information is protected through advanced security measures, ensuring that your transactions are safe. At North Western Employees, our goal is to make banking as easy as possible for you. We may not have electronic signature authorization at this time, but we are continually looking for ways to enhance our services while keeping accessibility in mind. Experience the freedom of modern banking with us! Visit https://www.nwecu.org/ today to explore all the features available at your fingertips.

Financial Strength

Growing Member Base

Total Share Accounts stand at 1,862, showing a strong and growing member base that trusts us with their finances. This growth illustrates how our community values the service and commitment we provide. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Western Employees is your trusted partner. Visit us at 1411 W Broadway Council Bluffs Ia 51501 or call (712) 328-2787 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $1,637,320 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $187 in used auto loans and a total of $4,811,238 in loans and leases.

Member Savings Secured

Members' savings are secured through $2,566,592 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $84,076 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $1,996,396, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,950 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,975,983 in used vehicle loans and $1,705,178 in new vehicle loans already helping members get on the road. We offer flexible terms to suit your budget and lifestyle.

Credit Lines

For those who need ongoing access to funds, our total credit lines amount to $290,000. This option gives you the flexibility to borrow as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available, but we're here to help you navigate your options for future investments in real estate.

Refinancing Options

If you already have a loan with us and are looking for better terms or lower rates, ask about our refinancing options. We're dedicated to helping you find ways to save money over the life of your loan. Our knowledgeable staff is available to discuss any questions you may have about eligibility requirements or application processes. Reach out to us at 712-328-2787 or visit us at 1411 W Broadway, Council Bluffs IA 51501 during our operating hours from 9 AM - 5 PM Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way in achieving your financial aspirations!

Unsecured Credit Card Loans

We also understand that managing daily expenses can be challenging. That's why we provide flexible terms on unsecured credit card loans. Although we currently have no outstanding unsecured credit card loans at this moment, our team can guide you through the process when you're ready.

Loan Aggregator

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