NORTH STAR COMMUNITY CREDIT UNION

Welcome to North Star Community, where we believe in empowering our members through exceptional financial services and community support. Located at 1207 North 2nd Street, Cherokee, IA 51012, our branch has been a trusted part of the Cherokee community since 1972. With over 12,254 members and total assets reaching an impressive $157,677,950, we are dedicated to providing personalized banking experiences tailored to your needs. At North Star Community, we pride ourselves on fostering strong relationships with our members. Whether you're looking for a checking account, auto loan, or mortgage refinancing, our friendly staff is here to guide you every step of the way. Our CEO, Jeffrey Hayes, and Board President, Timothy Stoneking, lead a team of 35 employees who are committed to serving you with integrity and care. In addition to our extensive range of services including personal loans, credit cards with rewards, and business banking we also emphasize community impact. We understand that our success is intertwined with the well-being of the people we serve. That's why we reinvest in local initiatives and support those in need. While members can visit us at our Cherokee location, official correspondence should be sent to our mailing address: PO BOX 556, Cherokee, IA 51012. Feel free to reach out at 712-225-5731 or visit our website at nsccu.org for more information about how we can help you achieve your financial goals. Join us today and experience the difference that comes from being part of a community-focused credit union!

At North Star Community, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to become part of our community, you'll be pleased to know that eligibility is simple and welcoming. Generally, anyone who lives or works in the area around 1207 North 2Nd Street Cherokee Ia 51012 can join us. This means if you're a local resident or are employed nearby, you're already on the path to membership! Plus, being a member comes with fantastic benefits, such as access to personalized banking services, competitive loan rates, and the chance to participate in community events that make a difference. For those interested in opening an account, the process is straightforward! Just give us a call at (712) 225-5731 or visit our website for more details on how to get started. We encourage you to check out the full eligibility criteria at for the most up-to-date information. We can't wait to welcome you into our North Star Community family!

At North Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to maintain robust financial health so that you can trust us with your savings and loans. With a net worth of $14,346,675, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $910 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $69,756,442 in share certificates and $3,557,827 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,915,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you is reflected in our $6,859,055 in undivided earnings; this enables us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,938 in used auto loans and $119,794,930 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is demonstrated by our $737,620, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 22,767, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $265,799, reflecting the trust placed in us by our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 1207 North 2Nd Street Cherokee Ia 51012 or call (712) 225-5731 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.