North Star Community Credit Union Willow City ND | Quick Personal Loans & Business Banking

Introduction

Welcome to North Star Community, your trusted financial partner located at 386 Main St, Willow City, ND 58384. Since our establishment in 1940, we've dedicated ourselves to empowering our members by providing personalized banking solutions and fostering a strong sense of community. With over 22,241 members and total assets amounting to an impressive $463,648,895, we take pride in being a cornerstone of support for individuals and families throughout the region. At North Star Community, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. As of today, our total deposits stand at $9,685,767, ensuring that your money is safe and growing with us. Our commitment to you doesn't stop there; we have also issued 16,428 loans to help turn dreams into reality. Leadership is key to our success. Under the guidance of our CEO, Bob Herrington, and Board President, Michael Black, we strive to maintain transparency and integrity in all our dealings. Our team of 106 employees is passionate about helping you achieve your financial goals while maintaining a friendly and welcoming environment. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 36, Willow City, ND 58384-0036. If you have any questions or need assistance, feel free to reach out at 701-366-4508 during our lobby hours from 9 AM to 4:30 PM on weekdays. Join us at North Star Community where your financial wellness is our priority. Explore our website at northstarccu.com for more information on how we can assist you today!

Branch History & Mission

Community Impact

Beyond providing financial services, North Star Community actively participates in local events and partnerships that uplift our community. Whether it's sponsoring local sports teams or organizing financial literacy workshops, we are committed to making a positive impact. As we continue to embrace advancements in technology while ensuring ADA compliance, we remain focused on enhancing the experience for all members. Though we currently do not offer ATM or drive-thru services at this location, rest assured that our friendly staff is always here to assist you personally. We invite you to join North Star Community and experience the difference of being part of a member-focused credit union. Together, let's work towards achieving your financial goals while contributing positively to the Willow City community! For more information or assistance, feel free to call us at 701-366-4508 or visit us online at North Star Community.

Our Mission

Our mission is simple yet impactful: to provide accessible financial solutions that empower our members while enriching the communities we serve. We believe that everyone deserves a chance at financial wellness, which is why we prioritize customer service and community outreach initiatives. We strive to make banking easy and convenient for all by offering online and mobile banking options, enabling you to manage your finances anytime and anywhere. While members can visit us at our main branch address of 386 Main St in Willow City for in-person assistance during our lobby hours from 9 AM to 4:30 PM on weekdays, official correspondence should be sent to PO Box 36, Willow City, ND 58384-0036.

Branch Location & Accessibility

Connect With Us

Ready to experience personalized banking? We invite you to visit us at North Star Community or give us a call at 701-366-4508. Our friendly staff is excited to assist you with all your banking needs!

Operating Hours

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9:00 AM to 4:30 PM. Whether you're stopping by for personal banking services or seeking advice on loans, our dedicated team is here to help during these hours.

Parking and Accessibility Features

At North Star Community, we want everyone to feel welcome. Our branch has ample parking available right outside, making it easy for you to pop in and take care of your banking needs. For those who may require assistance, we have ADA-compliant features including ramps and wide doorways for easier access.

Services Offered

While you're here, you can explore a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, North Star Community has got you covered. We also offer credit cards with rewards and business banking solutions to support local entrepreneurs.

Member Eligibility

Joining the North Star Community feels like stepping into a welcoming family where your financial needs are truly understood. At our branch located at 386 Main St, Willow City, ND 58384, we believe everyone deserves access to quality financial services. If you live, work, worship, or attend school in Bottineau County, or if you have an immediate family member who does, you're already eligible to become a member! This means you can take advantage of our friendly service and range of products tailored just for you. To learn more about eligibility details and any updates, feel free to visit our website. Becoming a member is simple and straightforward! Once you confirm your eligibility, you can easily open an account online through our account opening page or give us a call at 701-366-4508 for assistance. We're excited to help you start your journey with us and enjoy all the benefits that come with being part of the North Star Community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer robust merchant services designed to streamline operations for your business. Imagine easily accepting payments from customers with various options credit cards, mobile payments, and more right from your storefront at 386 Main St Willow City Nd 58384. This not only enhances customer satisfaction but also helps you manage cash flow effectively. If you're looking to elevate your business's financial strategy, visit us or call us at (701) 366-4508. Let's work together to turn your vision into reality!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our business banking services provide essential tools like merchant services and business loans to help grow your company. Imagine having reliable support as you navigate the challenges of entrepreneurship.

Digital Convenience

We understand that in today's fast-paced world, convenience is key. That's why North Star Community offers comprehensive online and mobile banking features, including ATM and cash withdrawal services. You can manage your finances anytime, anywhere no need to visit the branch unless you want to! Our friendly team is always ready to assist you with any questions or concerns. For more information about our services or to get started today, give us a call at (701) 366-4508 or visit us online at https://www.northstarccu.com/ . Join the North Star Community family and experience how we put our members first!

Flexible Loan Solutions

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. These loans can help ease the burden of high-interest debt, allowing you to focus on what really matters in life. Plus, our credit cards come with rewards that add value to every purchase you make.

Home Financing Options

For those considering home ownership, our mortgage loans and refinancing options are here to help you find the best rates tailored to fit your budget. Picture turning the key to your new front door, knowing you made a smart financial decision with our support.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed for everyday needs. With easy access through online and mobile banking, managing your finances has never been more convenient. Imagine quickly checking your balance or transferring funds with just a few taps on your smartphone. We also offer auto loans and vehicle financing options that make it simple for you to get behind the wheel of your dream car.

Digital & Online Banking

Key Features

Our online banking services are available 24/7, giving you the freedom to check your account balances, transfer funds, and pay bills whenever it suits you. With electronic signature authorization available, signing documents is quick and easy no more waiting for paperwork to arrive in the mail! Plus, you can opt for e-statements instead of paper ones, making it simple to keep track of your financial activities while helping the environment. For those who prefer banking on their mobile devices, our user-friendly mobile application is here to help. You can make secure mobile payments, send money to friends or family with person-to-person transfers, and stay updated on your accounts right from your smartphone. It's all about making banking accessible and straightforward for you.

Security You Can Trust

We prioritize your safety with advanced security measures that protect your personal information. Our digital banking solutions are designed to keep your data secure while providing a smooth user experience. So whether you're paying bills or transferring funds, you can do so with peace of mind. In short, our digital and online banking services at North Star Community combine accessibility and security for all your banking needs. Join us today and experience how easy managing your finances can be!

Financial Strength

Member Trust

Total Share and Deposit Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $14,248,816, reflecting funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 386 Main St Willow City Nd 58384 or call (701) 366-4508 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,614,797 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,494 in used auto loans and $353,561,589 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to stability is evident in our net worth ratio of $1,259, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans, helping members get on the road with confidence. If you're considering refinancing your current auto loan, we can help you explore eligibility options that may save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow and expand your business operations. We are dedicated to supporting local businesses and ensuring they thrive in our community. At North Star Community located at 386 Main St Willow City ND 58384, we prioritize transparency and understanding when it comes to your finances. You can reach us at (701) 366-4508 if you have any questions about our loan offerings or want to discuss which option is right for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your lending options today!

Credit Lines and Unsecured Credit Cards

For those who need flexible borrowing solutions, our total credit lines amount to $85,509,188. This can be an excellent option for managing unexpected expenses or consolidating debt. Additionally, we offer flexible terms on unsecured credit card loans with a total of $6,866,187 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232. We make buying or refinancing simple by guiding you through the process and offering favorable terms. You can rely on us for support every step of the way.

Loan Aggregator

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Ensuring Accurate Comparisons

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Take Action Today

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NORTH STAR COMMUNITY CREDIT UNION