North Star Community Credit Union Rugby ND | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to North Star Community, your trusted financial partner since 1940! Located at 241 Highway 2 SE, Rugby, ND 58368, we are dedicated to providing exceptional service and support to our community. With a proud membership of over 22,241 members, our credit union has grown significantly, boasting total assets of $463,648,895 and total deposits amounting to $9,685,767. At North Star Community, we understand the importance of having a reliable financial institution by your side. Under the leadership of CEO Bob Herrington and Board President Michael Black, our team of 106 employees is committed to serving you with personalized banking solutions. From auto loans to mortgage refinancing and everything in between, we offer a wide range of services tailored to meet your needs. We pride ourselves on being an integral part of the Rugby community. Our commitment goes beyond just numbers; it's about supporting local initiatives and helping our members achieve their financial goals. With a solid net worth of $58,371,272 and cash in hand totaling $2,346,972, we ensure stability and reliability for all your banking needs. While members can visit us at our branch location for friendly face-to-face service, official correspondence should be sent to the same address: 241 Highway 2 SE, Rugby, ND 58368. If you're looking for a place where you're not just another number but a valued member of a thriving community, give us a call at 701-776-5869 or stop by during our lobby hours from 9:00 AM to 4:30 PM Monday through Friday. Join us today and experience the North Star difference! For more information about our services or to open an account online, please visit our website at North Star Community.

Branch History & Mission

Commitment to Community

Community support lies at the heart of what we do. We've partnered with local organizations to promote financial literacy and provide resources that benefit everyone in Rugby and surrounding areas. Our outreach initiatives reflect our dedication not just as a credit union but as a vital part of the community fabric.

Join Us

We invite you to become part of the North Star Community family. Experience the benefits of membership today by visiting us during our operating hours: Monday through Friday from 9:00 AM to 4:30 PM for lobby services and drive-up banking available from 8:00 AM to 5:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. Together, let's build a brighter financial future! For more information or inquiries, feel free to reach out at 701-776-5869 or visit our website at North Star Community.

Our Mission

Our mission at North Star Community is simple yet profound: to empower our members financially while supporting the communities we serve. We strive to offer personalized financial solutions that help individuals and families achieve their dreams. Whether you need assistance with savings accounts, loans, or online banking tools, we're here to guide you every step of the way. While members can visit us at our Rugby branch address for in-person service, official correspondence should be sent to the same location at 241 Highway 2 SE, Rugby, ND 58368. We pride ourselves on being accessible with both ATM availability and drive-thru banking options to accommodate your busy lifestyle.

Branch Location & Accessibility

Accessibility Features

At North Star Community, we believe that banking should be accessible to everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services. Plus, there's ample parking available right outside for your convenience.

Call-to-Action

Ready to visit? Stop by our Rugby branch today or give us a call at 701-776-5869 if you have any questions. We're excited to help you achieve your financial goals!

Nearby Landmarks

You can find us near the heart of Rugby, close to notable spots like the beautiful Prairie Village Museum. This prime location makes it simple for you to drop by while running errands or enjoying a day out in town.

Operating Hours

We understand that your time is valuable. That's why our lobby is open from 9:00 AM to 4:30 PM Monday through Friday, with extended drive-thru hours from 8:00 AM to 5:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays. Whether you prefer coming in or using our drive-thru service, we're here when you need us.

Services Offered

North Star Community offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards our team is dedicated to helping you find the right solutions. We also provide ATM access for quick withdrawals and balance checks whenever you need them.

Member Eligibility

Joining the North Star Community means becoming part of a caring and supportive family where your financial well-being is our priority. To become a member at our Rugby branch, located at 241 Highway 2 SE, Rugby, ND 58368, you'll find that eligibility is quite welcoming. We invite anyone who lives or works in the area, or has family members already with us, to take this step toward better banking. The benefits of membership include not only access to a variety of financial products but also a community that truly understands your needs. Opening an account is simple! You can start by checking out our detailed eligibility criteria at this link. If you're ready to apply, head over to this page for more information on how to get started. Should you have any questions, feel free to reach out to us at 701-776-5869. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine easily accepting payments from customers via credit cards or mobile wallets without the hassle of complicated setups. Our services allow you to focus on what matters most growing your business while we handle the details. Located at 241 Highway 2 Se Rugby Nd 58368 in Rugby, ND, we're dedicated to being your trusted financial partner. Contact us today at (701) 776-5869 to learn how our business banking solutions can empower your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With an ATM located at our branch, accessing cash is quick and easy. Plus, enjoy drive-thru banking services for deposits and withdrawals without leaving your car perfect for busy days! Whether you're visiting us at North Star Community or accessing services through our digital platforms, we're committed to making banking simple and accessible. If you have any questions or want to learn more about how we can assist you with your financial needs, don't hesitate to reach out! Call us at (701) 776-5869, or visit us online at Rugby. We're here for you every step of the way!

Auto Loans & Vehicle Financing

Looking to purchase a new or used vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel. We offer flexible terms and competitive rates to ensure that your new ride fits comfortably within your budget.

Business Banking

For our business members, North Star Community offers comprehensive banking solutions including merchant services and business loans. We know that running a business requires reliable support; that's why we tailor our services to fit your business's unique needs.

Credit Cards with Rewards

Earn rewards on everyday purchases with our credit cards! Enjoy benefits such as cashback or points toward travel, making your spending work for you while enjoying the convenience of easy payment options.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere with tools like mobile payments, person-to-person transfers, and electronic statements. Managing your finances has never been easier!

Mortgage Loans & Refinancing

For those ready to buy a home or refinance their current mortgage, North Star Community provides personalized mortgage solutions. Our experienced loan officers will guide you through the process, ensuring you understand every step while securing the best possible rate.

Personal Banking

We understand that everyone's financial goals are different, which is why our personal banking services include checking and savings accounts designed for various lifestyles. Whether you're saving for a dream vacation or managing daily expenses, we have the right account for you. Our competitive interest rates and low fees mean more savings in your pocket.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the necessary relief. With straightforward terms and transparent fees, we aim to help you regain control over your finances.

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer banking on their mobile devices, our dedicated mobile application is here to help. You can make person-to-person transfers with ease, pay using mobile payments, and even access e-statements whenever you want. Gone are the days of paper statements cluttering your mailbox; now you can view everything digitally and securely. At North Star Community, managing your money has never been easier or more efficient. Experience the benefits of our digital banking services today! If you're ready to take control of your finances, visit us online at https://www.northstarccu.com/ or give us a call at (701) 776-5869 for more information.

Online Banking Services

With our 24/7 online banking services available at https://www.northstarccu.com/ , you can check your account balances, transfer funds, and pay bills anytime, anywhere. This means no more waiting in line or rushing to the bank before it closes. Plus, our user-friendly platform makes it easy for everyone to navigate and find what they need quickly.

Security and Accessibility

Your security is our top priority. We use advanced security measures so you can feel confident when handling your finances online. Additionally, we offer electronic signature authorization, which streamlines processes like loan applications without compromising safety.

Financial Strength

Commitment to Growth

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive; we have $5,494 in used auto loans and a total of $353,561,589 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $2,614,797, enabling us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team for You

We pride ourselves on having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedication enhances your experience with us and underscores our commitment to being there when you need us.

Member-Centric Savings

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, North Star Community is your trusted partner. Visit us at 241 Highway 2 Se Rugby Nd 58368 or call 701-776-5869 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we can assist you every step of the way.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $134,914,784 provide the capital needed to expand operations or invest in new projects. We are committed to supporting local businesses in our community. At North Star Community in Rugby, ND (241 Highway 2 Se), we prioritize our members' financial well-being. Feel free to reach out at 701-776-5869 for more information on our loan offerings or visit us online at North Star Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232. Our dedicated team is here to guide you through the process and help you secure financing that fits your budget.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. This option is perfect for those who need quick access to cash without collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees that the loan options presented are legitimate and reliable.

NORTH STAR COMMUNITY CREDIT UNION - Rugby, ND