North Star Community Credit Union Maddock ND | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to North Star Community, your trusted partner in financial success located at 109 Central Ave N, Maddock, ND 58348. Established in 1940, we have proudly served our community for over eight decades, building strong relationships with our 22,241 members who rely on us for their financial needs. At North Star Community, we understand that banking is about more than just transactions; it's about providing a safe space for your money to grow and thrive. With total assets exceeding $463,648,895, we are committed to offering competitive rates and personalized services tailored to you. Our focus on member satisfaction has helped us accumulate a robust $9,685,767 in deposits, ensuring that your savings are secure and accessible. Under the leadership of our CEO Bob Herrington and Board President Michael Black, our dedicated team of 106 employees works tirelessly to support you through various services such as personal banking, auto loans, mortgages, and business financing. Whether you're looking to purchase a new vehicle or expand your business operations with our net member business loan balance of $153,435,645, we are here to guide you every step of the way. While members can visit us at our physical location for all your banking needs, official correspondence should be sent to PO Box 10, Maddock, ND 58348. We invite you to explore our website at North Star Community for more information about our services or simply give us a call at 701-438-2222. Join us today and experience the difference of banking with a credit union that truly cares about its members!

Branch History & Mission

Our Mission

Our mission is clear: to provide exceptional financial services while fostering a sense of community support and engagement. At North Star Community, we believe in empowering our members through various offerings such as personal banking accounts, auto loans, mortgage options, and business banking solutions. We understand that every financial journey is unique; hence we strive to meet individual needs with personalized service. We also recognize the importance of giving back to the community that supports us. Through partnerships with local organizations and community outreach initiatives, we work hard to make a positive impact in Maddock and beyond. Whether it's sponsoring local events or providing educational resources on financial literacy, our commitment goes beyond banking. While members can visit us at 109 Central Ave N Maddock Nd 58348, official correspondence should be sent to PO Box 10, Maddock, ND 58348. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 9 AM to 4:30 PM, and Saturday from 9 AM to 12 PM. As a proud member of the Maddock community since 1940, North Star Community invites you to join us in building a brighter financial future together. Experience the benefits of being part of a credit union that values its members as family. For more information or to open an account today, please reach out at (701) 438-2222 or visit us online at North Star Community. We look forward to welcoming you!

Branch Location & Accessibility

Accessibility Features

At North Star Community, we prioritize accessibility for all our members. Our branch is designed with features that comply with ADA standards, including ramps and designated parking spaces to ensure everyone can visit comfortably.

Operating Hours

We understand that life can get busy, so we offer flexible hours to serve you better. Our lobby is open Monday through Friday from 9:00 AM to 4:30 PM and Saturday from 9:00 AM to 12:00 PM. Whether you're stopping in during your lunch break or on the weekend, we're here to help!

Services Offered

North Star Community provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have you covered. Additionally, you can enjoy the convenience of our ATM services for quick withdrawals and balance checks.

Visit Us Today!

If you have questions or need assistance, don't hesitate to give us a call at 701-438-2222. We're excited to welcome you at North Star Community your trusted partner in financial success! Come visit us today; we look forward to serving you!

Member Eligibility

Welcome to the North Star Community, where we believe everyone deserves a chance to thrive financially! Becoming a member is easy and open to those who live, work, worship, or attend school in our local community. Whether you're looking for a friendly place to manage your savings or need support with loans, joining us means you're not just a number; you're part of a family that genuinely cares about your financial well-being. To explore all the eligibility details and find out if you qualify, please visit our website at North Star Community Eligibility. Once you know you're eligible, opening an account is a breeze! Just head over to this link to start the process. If you have any questions or need assistance along the way, feel free to call us at 701-438-2222. We can't wait to welcome you into our community at 109 Central Ave N, Maddock, ND 58348!

Business Banking & Commercial Services

Commercial Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine your customers easily paying for their purchases with just a swipe or tap. Our merchant services streamline transactions, making it simple for you to accept payments and manage sales. This means more time focusing on what you do best running your business. Located at 109 Central Ave N Maddock Nd 58348 in Maddock, ND, we invite you to discover how our tailored business banking solutions can help your enterprise thrive. For inquiries, call us at (701) 438-2222. Together, let's turn your vision into reality!

Comprehensive List Of Services

Accessibility at Your Fingertips

Our commitment extends beyond traditional banking hours with features like ATM access for quick withdrawals and balance checks whenever you need them. Plus, with our convenient digital tools such as mobile payments and person-to-person transfers, managing your finances has never been easier. At North Star Community, our goal is to provide comprehensive financial solutions tailored just for you. With a dedicated team ready to assist, feel free to reach out at (701) 438-2222 or visit us in person. We invite you to explore how we can support your financial journey today!

Financing Your Dreams

Thinking about purchasing a new vehicle or refinancing your home? Our auto loans and vehicle financing options are designed to get you on the road without breaking the bank. Additionally, if you're interested in buying a home, our mortgage loans and refinancing services can guide you through the process smoothly. We understand that life can be unpredictable, so our personal loans and debt consolidation services can help you manage unexpected expenses or simplify multiple payments into one manageable loan.

Personal Banking Made Easy

When it comes to personal banking, we provide various options that ensure convenience and flexibility. Our checking and savings accounts come with features that help you track your spending and save for future needs. Imagine easily managing your money through our online and mobile banking platforms, which allow you to check balances, transfer funds, and pay bills anytime, anywhere.

Rewards That Matter

With our credit cards with rewards, every purchase can bring you closer to exciting benefits. From cash back on groceries to travel rewards for your next vacation, we've got options that suit your lifestyle.

Supporting Local Businesses

We also care deeply about our community's growth. That's why we offer robust business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support local entrepreneurs like you.

Digital & Online Banking

Key Features

We offer electronic signature authorization, making it simple for you to complete transactions without the hassle of paperwork. You can also opt for e-statements, allowing you to receive your bank statements electronically this means less clutter and more efficiency in managing your financial documents. Our mobile application is another great tool for staying connected with your accounts. It comes with a mobile payments feature, so you can make purchases directly from your phone without needing cash or cards. Want to send money to a friend? Our person-to-person transfer option lets you do that easily and quickly. Security is a top priority for us. We implement robust measures to protect your information while providing user-friendly access to all our services. Whether you're using our online platform or mobile app, rest assured that your data is safe with us. With these features, North Star Community aims to make banking not just easier but also enjoyable. Dive into a world of convenience by exploring our digital banking options today!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. Our commitment to serving you is evident through our focus on delivering reliable services tailored to your needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 109 Central Ave N Maddock ND 58348 or call 701-438-2222 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,494 in used auto loans and $353,561,589 in total loans and leases.

Operational Efficiency

Our net income of $2,614,797 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive rates and flexible terms can make your purchase easier.

Business Financing

For business owners, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow and expand your enterprise. We are committed to supporting local businesses with tailored financing solutions that can help you thrive. At North Star Community in Maddock at 109 Central Ave N, we pride ourselves on providing accessible financial services that empower our members. If you're interested in refinancing or want to know more about eligibility options for any of our loan products, feel free to reach out. You can contact us at 701-438-2222 during our operating hours: Monday through Friday from 9 AM to 4:30 PM and Saturday from 9 AM to 12 PM. For more information about our loan offerings and how we can assist you further, visit us at North Star Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process and ensure you find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. This option is perfect for those looking for an easy way to cover unexpected expenses without tying up collateral.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed decisions about their financing options. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results published by the NCUA (Source: https://www.ncua.gov ), guaranteeing fair and transparent offers. Users can trust that they are viewing legitimate loan products that meet regulatory standards. The benefits of using LendMesh are substantial. First, all loan offers come from verified financial institutions, ensuring transparency in the comparison process. This means users can feel confident that they are comparing authentic rates without hidden agendas. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the goal is to provide unbiased results that truly reflect the current market. Another significant advantage is LendMesh's real-time rate comparisons. The tool updates frequently, allowing users to see up-to-date loan rates from multiple institutions. This feature helps individuals make well-informed choices tailored to their specific needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable the platform is for consumers navigating the lending landscape. If you're ready to find competitive loan rates tailored to your financial needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NORTH STAR COMMUNITY CREDIT UNION