NORTH STAR COMMUNITY CREDIT UNION

Welcome to North Star Community in Grafton, ND! Located at 1225 Hill Ave, our branch has been a vital part of the community since 1940. With a total membership of 22,241, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving your financial goals. At North Star Community, we understand that every member has unique needs. That's why we offer a range of services tailored to support you, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our commitment to you is reflected in our strong financial standing, boasting total assets of $463,648,895 and total deposits amounting to $9,685,767. Our dedicated team of 106 employees, led by CEO Bob Herrington and Board President Michael Black, is here to provide personalized assistance. Whether you need help with mortgage loans or business banking services, we're ready to guide you every step of the way. In fact, our cash reserves stand at an impressive $2,346,972, ensuring that we're well-equipped to serve our members. While members can visit us at 1225 Hill Ave, official correspondence should be sent to the same address for clarity. If you have any questions or would like to learn more about our services, please don't hesitate to call us at 701-379-2002. Join us today and discover how North Star Community can help illuminate your path toward financial success! For more information, visit our website at northstarccu.com.

North Star Community, located at 1225 Hill Ave in Grafton, ND, has a rich legacy that began in 1940. Since our doors first opened, we have been dedicated to serving the financial needs of our community. Over the years, we have grown significantly and now proudly serve over 22,000 members with total assets reaching an impressive $463,648,895. Our history is marked by milestones that reflect our commitment to innovation and community service. From starting as a small credit union to becoming a trusted financial partner for families and businesses alike, North Star Community has always prioritized the well-being of our members. We understand that life can present challenges, and we strive to offer solutions that empower our community to thrive. At North Star Community, our mission is clear: to provide accessible financial services while supporting the growth and prosperity of our members. We believe in fostering strong relationships built on trust and transparency. Our services range from personal banking options like checking and savings accounts to auto loans, mortgages, and business financing. We also embrace modern technology with online and mobile banking solutions that make managing finances easier than ever. In addition to our core financial offerings, we actively participate in community outreach initiatives. We partner with local organizations to support various causes that uplift our neighbors and strengthen Grafton. We are not just a credit union; we are your neighbors committed to making a positive impact. While members can visit us at 1225 Hill Ave, official correspondence should be sent to the same address. Our lobby hours run from 8 AM to 5 PM Monday through Friday and from 9 AM to 12 PM on Saturdays for drive-thru services. For those who prefer digital access, we offer convenient ATM services and online banking options. As we look toward the future, we invite you to join the North Star Community family. Experience the benefits of being part of a member-focused organization that puts your needs first. Together, let's build a stronger financial future for everyone in Grafton and beyond! For more information or assistance, feel free to reach out at 701-379-2002 or visit us online at North Star Community.

At North Star Community, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to individuals who live, work, worship, or attend school in our local area. This means if you're part of the Grafton community or surrounding regions, you're likely eligible! Joining us not only gives you access to a range of financial services but also connects you with a network that prioritizes your needs and supports your goals. To start your journey with us, check out the detailed eligibility criteria at http://www.northstarccu.com/save/open-an-account . When you're ready to open an account, simply visit us at http://www.northstarccu.com/borrow/apply-online , or give us a call at (701) 379-2002 for any questions. We're located at 1225 Hill Ave Grafton Nd 58237, and our friendly staff is here to help make your membership experience smooth and enjoyable!

At North Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and member-focused service, we are proud to share our financial strength with you. With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,494 in used auto loans and an impressive total of $353,561,589 in loans and leases. Our operational efficiency shines through with a reported net income of $2,614,797, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $14,248,816, while our growing member base is reflected in the total share accounts reaching 46,060. This indicates the trust that our community has placed in us over the years. We invite you to explore the many ways North Star Community can assist you on your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 1225 Hill Ave Grafton ND 58237 or call us at 701-379-2002 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.