North Star Community Credit Union Devils Lake ND | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to North Star Community, where we believe in building brighter financial futures for our members. Located at 1324 Highway 2 E, Devils Lake, ND 58301, our branch has been a cornerstone of the community since 1940. With over 22,000 members, we pride ourselves on offering personalized service and a wide range of financial products tailored to meet your needs. At North Star Community, we understand that trust is earned. That's why we are committed to transparency and support in every interaction. Our total assets stand at an impressive $463,648,895, reflecting our strong financial health and ability to serve our members effectively. Whether you're looking for checking accounts, auto loans, or business financing options, you can count on us to provide solutions that empower you. Our dedicated team of 106 employees, led by CEO Bob Herrington and Board President Michael Black, works diligently to ensure you receive the best possible service. We take pride in our robust loan portfolio, with over 16,428 loans and leases issued to help our community thrive. While members can visit us at our physical location, official correspondence should be sent to the same address: 1324 Highway 2 E, Devils Lake, ND 58301. If you have any questions or need assistance, don't hesitate to reach out at 701-662-2195 during our lobby hours from 8 AM to 6 PM on weekdays and 9 AM to 12 PM on Saturdays. Join us today and discover how North Star Community can make a positive impact on your financial journey! Visit our website at northstarccu.com for more information about our services or to apply for an account online. Your future starts here!

Branch History & Mission

Community Involvement

We pride ourselves on being more than just a financial institution; we are your neighbors. Our involvement in local events and support for various outreach initiatives demonstrates our dedication to enhancing the lives of those around us. From sponsoring community programs to partnering with local businesses, we understand that a strong community is built on mutual support. In addition, we are committed to ensuring accessibility for all members of our community. Our facilities are ADA compliant, ensuring that everyone can enjoy the services we offer without barriers.

Join Us

As North Star Community continues its journey forward with total assets amounting to $463,648,895, we invite you to become part of our family. Experience firsthand how our member-focused approach makes banking not only simple but also rewarding. Explore what it means to be a member of North Star Community today by visiting us or checking out our website at northstarccu.com. Together, let's build a brighter financial future!

Our Mission

At North Star Community, our mission is clear: we aim to provide quality financial services while supporting the growth and well-being of our community. We believe that everyone deserves access to affordable financial products tailored to their unique needs. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and mortgages, we are here to guide you every step of the way. As part of our commitment to serving you better, we have embraced modern technology. With features like online and mobile banking, e-statements, and convenient ATM access available at our branch, managing your finances has never been easier. Plus, with our drive-thru service for quick transactions and customer-friendly operating hours Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 12 PM we make it easy for you to bank on your schedule.

Branch Location & Accessibility

Convenient Access and Parking

At North Star Community, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking, so everyone can visit us without hassle. Plus, if you prefer the convenience of banking on the go, we offer a drive-thru service that allows you to handle deposits and withdrawals quickly and easily.

Operating Hours Tailored for You

We understand that life can be busy, which is why our operating hours are designed to fit your schedule. Our lobby is open from 8 AM to 6 PM Monday through Friday, and on Saturdays, you can utilize our drive-thru from 9 AM to 12 PM. Feel free to stop by or call us at 701-662-2195 during these hours; we're always ready to assist you with any of your banking needs.

Services Designed for Everyone

At North Star Community, we offer a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got what you need under one roof. If you're looking for business banking solutions or online services, we've got those too! Need cash? Our ATM is available for quick withdrawals or balance checks whenever you need it. While members can visit us at 1324 Highway 2 E, official correspondence should be sent to the same address since our mailing address aligns perfectly with our physical location. So why wait? We invite you to visit North Star Community today and discover how we can help meet your financial goals. Your community bank is just around the corner!

Member Eligibility

Becoming a member of North Star Community means joining a friendly community that genuinely cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the area to consider membership. Plus, if you have family members who are already part of our credit union, you can easily join too! This is not just about banking; it's about being part of a supportive network that offers personalized services designed just for you. To learn more about the specific eligibility requirements and see if you qualify, please visit us at http://www.northstarccu.com/save/open-an-account . Opening an account with us is simple and straightforward. You can start your journey towards financial empowerment by checking out our account opening details at http://www.northstarccu.com/borrow/apply-online . If you have any questions or need assistance, don't hesitate to reach out to us at (701) 662-2195. We're here to help you every step of the way at our branch located at 1324 Highway 2 E Devils Lake Nd 58301. Join us today and discover all the benefits that come with being a member of North Star Community!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

Alongside our loan offerings, we provide essential merchant services designed to simplify your daily operations. Imagine processing payments effortlessly while managing cash flow effectively. Our services help you accept payments quickly and securely, letting you focus on what matters most growing your business. Located at 1324 Highway 2 E Devils Lake Nd 58301 in Devils Lake, ND, we are ready to partner with you on your journey to success. For more information or to get started, give us a call at (701) 662-2195.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized services like merchant services and business loans. Whether you're starting up or expanding, we're here to support your journey every step of the way.

Credit Solutions

Sometimes life throws unexpected challenges your way. With our personal loans and debt consolidation options, we help you manage expenses while keeping your financial health intact. Additionally, our credit cards with rewards allow you to earn points on everyday purchases, turning spending into savings.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at North Star Community, we have invested in robust online and mobile banking platforms. With features like mobile payments and person-to-person transactions, managing your finances from anywhere has never been easier. You can also access cash quickly through our ATM services and enjoy basic drive-thru banking for simple transactions such as deposits and withdrawals without leaving your car.

Personal Banking Services

We understand that managing finances can be challenging. That's why we offer personal banking options like checking and savings accounts tailored to help you save for the future or manage your day-to-day expenses. Whether you're saving for a vacation or just need a safe place for your money, we have the right accounts for you. If you're considering purchasing a vehicle, our auto loans and vehicle financing make the process straightforward. We provide competitive rates and flexible terms, ensuring you find an option that fits your budget. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with various plans designed to meet your financial goals. Our experienced staff will guide you through each step, making it easier than ever to secure your dream home.

Visit Us Today!

Your financial well-being is our priority at North Star Community in Devils Lake. Our friendly staff is ready to assist you with any questions or concerns you might have. Give us a call at 701-662-2195 or visit us during lobby hours from 8 AM to 6 PM on weekdays and 9 AM to 12 PM on Saturdays. Experience personalized service tailored just for you come see how North Star Community can help brighten your financial future!

Digital & Online Banking

At North Star Community, we understand that modern banking needs to be both convenient and secure. That's why we offer a wide range of digital and online banking services designed to make managing your finances easier than ever. Whether you're at home or on the go, our services ensure you have access to your accounts anytime, anywhere. One of the standout features is our comprehensive online banking platform, which you can explore at https://www.northstarccu.com/ . This service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization available, signing documents is quick and straightforward no need for paperwork! You can also enjoy e-statements, which not only help keep your financial records organized but also contribute to a greener planet by reducing paper waste. Mobile payments are another fantastic option; they let you make transactions directly from your smartphone, providing an added layer of convenience when you're out shopping or dining. For those who like managing their finances from their mobile devices, our mobile application is designed just for you. It's user-friendly and packed with features like person-to-person transfers, making it easy to send money to friends or family in seconds. With all these tools at your fingertips, managing your finances has never been easier. At North Star Community, we prioritize accessibility and ease-of-use so that you can focus on what truly matters in your life. Experience the future of banking today!

Financial Strength

A Growing Membership Base

Total Share Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments amount to $14,248,816, reinforcing our ability to meet the needs of our community effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 1324 Highway 2 E, Devils Lake ND 58301 or call 701-662-2195 to learn more about how we can help you achieve your financial goals.

Investment in Services

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,494 in used auto loans and an impressive $353,561,589 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $2,614,797 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we provide flexible terms and competitive rates to make your dream of ownership a reality.

Credit Lines and Business Loans

For those looking for additional financing options, our total credit lines amount to $85,509,188, providing access to funds when needed. Additionally, if you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $134,914,784 can provide the capital necessary to expand your operations. At North Star Community, we also recognize that refinancing can be an essential part of managing your financial journey. We encourage our members to explore eligibility options that may help lower monthly payments or adjust loan terms based on changing circumstances. We invite you to visit us at our branch or check out our website at North Star Community for more details on our loan offerings and how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We aim to make your experience straightforward and stress-free as you take this important step towards securing your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. These cards are designed for convenience and flexibility, allowing you to handle unexpected expenses or make everyday purchases with ease.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures fair and transparent offers, allowing users to trust the accuracy of the information presented.

NORTH STAR COMMUNITY CREDIT UNION