North Star Community Credit Union Bottineau ND | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to North Star Community, your trusted financial partner located at 612 Main St, Bottineau, ND 58318. Established in 1940, we have proudly served our community for over eight decades, building strong relationships and helping our members achieve their financial goals. With a commitment to excellence, we currently support 22,241 members and manage assets totaling an impressive $463,648,895. At North Star Community, we understand that each member's needs are unique. That's why we offer a variety of services tailored to fit everyone from personal checking and savings accounts to auto loans, mortgages, and business banking solutions. With total deposits exceeding $9,685,767 and net worth at $58,371,272, our financial health ensures that you can trust us with your money. Our team is dedicated to providing exceptional service. Led by CEO Bob Herrington and Board President Michael Black, our staff of 106 employees is here to assist you every step of the way. We are proud to be part of the Bottineau community, and we strive to make a positive impact through various initiatives that benefit our members and neighbors. While members can visit us at our branch for all their banking needs, official correspondence should be sent to PO Box 198, Bottineau, ND 58318. We invite you to explore how we can help you today! Whether you want to open a new account or learn more about our loan options, feel free to call us at 701-228-5858 or visit our website at northstarccu.com. Let's work together towards a brighter financial future!

Branch History & Mission

Innovation and Accessibility

As times change, so do we. At North Star Community, we've made significant investments in digital advancements such as online banking and mobile payments to ensure convenience for all our members. We also prioritize accessibility by being ADA compliant and offering drive-thru services for easy banking on-the-go. While members can visit us at 612 Main St for all their banking needs, official correspondence should be sent to PO Box 198, Bottineau, ND 58318. Our branch operates from 9 AM to 4:30 PM Monday through Friday and from 9 AM to 12 PM on Saturdays for your convenience.

Join Us

We invite you to experience the benefits of being part of North Star Community. With dedicated staff ready to assist you and a range of services designed with your needs in mind, there's no better time than now to become a member. Visit us today or call us at 701-228-5858 to learn how we can help you reach your financial dreams!

Our Mission

The heart of North Star Community lies in our mission: "To empower our members through personalized financial solutions." We believe that every member deserves access to quality banking services tailored to their unique needs. Whether it's personal banking, auto loans, mortgages, or business services, we're here to guide you every step of the way. In addition to providing financial products, we are deeply committed to community support. Our outreach efforts include partnerships with local organizations and initiatives that uplift those in need. We strive not only to help our members achieve their financial goals but also to enrich the lives of those in Bottineau and beyond.

Branch Location & Accessibility

Welcome to the North Star Community branch, conveniently located at 612 Main St in beautiful Bottineau, ND. Our branch is not just a place for banking; it's a welcoming community hub where you can connect with friendly staff ready to assist you with your financial needs. Whether you're popping in for a quick transaction or seeking advice on loans and accounts, our location is designed for your convenience. Situated near local landmarks, it's easy to find us while you're out and about. Plus, we offer ample parking to ensure your visit is hassle-free. Our branch features ADA-compliant accessibility, including ramps and designated parking spaces, making it easy for everyone to access our services. If you prefer banking from the comfort of your car, take advantage of our drive-thru service available Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to noon. We're here for you during our lobby hours as well: Monday through Friday from 9 AM to 4:30 PM. Feel free to call us at 701-228-5858 if you have any questions or need assistance before visiting. For those who may need to send official correspondence, please note that while members can visit us at our branch address, mail should be directed to PO Box 198, Bottineau, ND 58318. At North Star Community, we're committed to providing a range of services tailored to meet your needs from personal banking and auto loans to credit cards with rewards. Whether you walk in or use our ATM facilities, we're here to make banking simple and straightforward. We invite you to stop by today! Experience the difference of community-focused service right here at North Star Community in Bottineau.

Member Eligibility

Becoming a member of North Star Community is like joining a friendly community where your financial well-being is the priority. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We believe everyone deserves access to affordable banking services and the opportunity to thrive. As a member, you'll enjoy benefits like competitive loan rates, personalized service, and community-focused initiatives that make a real difference. To start your membership journey at North Star Community, simply visit us at our branch located at 612 Main St Bottineau Nd 58318 or give us a call at (701) 228-5858 for any questions you might have. For detailed information on eligibility criteria, check out our website at http://www.northstarccu.com/save/open-an-account . Opening an account is straightforward and welcoming we look forward to having you as part of our family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

Imagine running your store without worrying about payment processing. Our merchant services offer you the tools needed for smooth transactions whether it's accepting card payments at the register or managing online sales. We empower you to focus on what you do best: serving your customers and growing your business. Located conveniently at 612 Main St Bottineau Nd 58318, Bottineau, ND, we invite you to explore how our tailored banking solutions can fuel your success. Contact us today at (701) 228-5858 or visit our website at https://www.northstarccu.com/ for more information.

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer specialized services like merchant services and business loans that cater specifically to your entrepreneurial needs. We know how vital it is for businesses to have reliable financial partners, and we're committed to helping you thrive.

Convenient Access Anytime

Our commitment extends beyond traditional banking hours. With our ATM & cash withdrawal services, accessing your funds is just a few taps away whether at our branch or through an ATM nearby. If you're stopping by the branch, enjoy the convenience of our drive-thru banking, where simple transactions like deposits and withdrawals can be done without leaving your car. At North Star Community, we prioritize making banking easier for you. Our dedicated staff is always ready to assist you with any questions or concerns during lobby hours from 9 AM to 4:30 PM on weekdays and from 9 AM to 12 PM on Saturdays. For more information about how we can help with your financial needs or if you're ready to get started today, give us a call at 701-228-5858, or visit us at 612 Main St Bottineau ND 58318. Let's embark on this journey together!

Financing Your Dreams

If you're considering purchasing a vehicle or refinancing an existing loan, our auto loans and vehicle financing options make it easy for you to hit the road without breaking the bank. Picture yourself driving away in your dream car, knowing you've secured a great rate with us. Additionally, for those looking to buy a home, we offer mortgage loans and refinancing solutions tailored just for you. Our team is here to guide you through the process so you can focus on making memories in your new home.

Flexible Loan Options

Life can be unpredictable, and sometimes unexpected expenses arise. Our personal loans and debt consolidation services provide flexible solutions when you need extra support. Whether it's covering medical bills or consolidating debt into a single monthly payment, we're here to help lighten your financial load.

Personal Banking Made Simple

Our personal banking services are tailored to help you manage your finances with ease. Whether you're looking to open a checking or savings account, you'll find that our accounts come with features that suit your lifestyle. Imagine having access to your funds whenever you need them, thanks to our online and mobile banking options, which allow you to check balances, transfer money, and even pay bills on the go.

Rewarding Credit Options

For everyday purchases or special rewards, consider our credit cards with rewards. They're designed not just for convenience but also to earn you points on the things you already buy. It's like getting rewarded for simply living your life!

Digital & Online Banking

Key Features

We've equipped our online banking services with everything you need for effective account management. For those who prefer a paperless experience, e-statements are available, making it simple to keep track of your finances while being environmentally friendly. And if you're looking for quick transactions, our person-to-person transfer feature allows you to send money easily to friends or family directly from your account. Safety is always a priority at North Star Community. We utilize electronic signature authorization for secure document handling, so you can sign important documents from the comfort of your home without worrying about safety.

Mobile Payments & More

In today's fast-paced world, mobile payments are essential. That's why we offer mobile payments through our app, enabling quick transactions at stores or online shopping without the hassle of cash or cards. No matter where life takes you, our comprehensive digital banking services ensure that you have complete control over your finances anytime, anywhere. Join us at North Star Community and discover how easy and secure banking can be!

Financial Strength

Growing Trust Among Members

Total Share Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $14,248,816, further demonstrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 612 Main St Bottineau Nd 58318 or call (701) 228-5858 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,614,797 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is evident in our lending capacity as well; with $5,494 in used auto loans and $353,561,589 in total loans and leases, we support members' financial goals across various sectors.

Strong Financial Position

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the best deal possible.

Business Financing

If you're a business owner seeking capital for growth, our outstanding commercial loans totaling $134,914,784 are here to support your ambitions. We understand the challenges of running a business and aim to provide the financing solutions you need.

Credit Lines and Unsecured Loans

For those looking for more flexibility in managing their finances, we also provide total credit lines amounting to $85,509,188. Additionally, our unsecured credit card loans total $6,866,187, offering you the freedom to make purchases without tying down collateral. These options come with flexible terms designed to suit your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, making buying or refinancing simple. We offer various plans to fit different budgets and lifestyles, ensuring that you can find the right mortgage for your needs.

Refinancing Options

Whether you're considering refinancing your existing loans or exploring eligibility options for any of our products, we are here to assist you every step of the way. Our team is dedicated to finding solutions that work best for you. Feel free to reach out if you have any questions about our loan offerings or need assistance with your application process. You can contact us at 701-228-5858 or visit us at our branch located at 612 Main St Bottineau ND 58318. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At North Star Community, we're committed to helping you navigate your financial journey with confidence and ease.

Loan Aggregator

Accurate Loan Comparisons

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NORTH STAR COMMUNITY CREDIT UNION - Bottineau, ND