North Shore Credit Union Grand Marais MN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to North Shore, your trusted financial partner located at 122 E Highway 61, Grand Marais, MN 55604. Since our establishment in 1967, we have been dedicated to serving our community with integrity and care. With a total membership of 12,960 and assets amounting to an impressive $279,189,465, we are proud to be a cornerstone of financial support for individuals and families in the Grand Marais area. At North Shore, we believe in fostering a strong relationship with our members. Whether you're seeking personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our team is here to help you every step of the way. We offer a variety of services including business banking options, online and mobile banking, and accessible ATM facilities. In fact, with $63,029,266 in deposits and a net worth of $33,347,305, we are well-equipped to meet your financial needs. Under the leadership of CEO Cassie Ernest and Board President James Lukken, our experienced staff of 64 employees is committed to providing exceptional service. We understand that finances can be overwhelming at times; that's why we strive to create an inviting atmosphere where you can feel confident about your decisions. While members can visit us at our branch location for all their banking needs during our operating hours from 8:00 AM - 5:00 PM (with drive-thru services until 4:30 PM), official correspondence should be sent to the same address as listed above. Ready to take charge of your financial future? Visit us at North Shore's website or give us a call at 218-387-1312 today! Your journey toward smarter banking starts here.

Branch History & Mission

At North Shore, we take pride in our rich history and commitment to serving the community of Grand Marais, MN. Established in 1967, our branch has been a cornerstone for local residents seeking reliable financial services. Over the years, we have grown alongside our members, evolving to meet their needs while maintaining the core values that define us. Located at 122 E Highway 61, right in the heart of Grand Marais, North Shore has become synonymous with community support and financial empowerment. Our location is easily accessible, making it convenient for members to visit us during our operating hours from 8:00 am to 5:00 pm on weekdays, with drive-thru services available starting at 8:30 am. We are proud to offer a wide range of services, including personal banking, auto loans, mortgage financing, and business banking solutions. Our mission is simple yet impactful: to provide outstanding financial services while fostering a supportive community atmosphere. We believe in empowering our members through education and personalized service. With over 12,960 total memberships and assets totaling $279,189,465, we have built a strong foundation that allows us to focus not just on numbers but on the people behind them. As part of our commitment to accessibility, we offer ATM services and drive-thru banking options. While members can visit us at 122 E Highway 61, official correspondence should be sent to the same address for clarity. Our digital advancements enable easy online banking and mobile payment options, ensuring that our members can manage their finances anytime and anywhere. We understand the importance of giving back to our community. Through various partnerships and outreach initiatives, North Shore actively participates in local events and supports programs aimed at enhancing the quality of life for residents in Grand Marais. In this ever-changing financial landscape, we remain dedicated to adapting our services while staying true to our roots. Join us at North Shore and experience firsthand how we prioritize your financial well-being while nurturing the community we all cherish. For any inquiries or assistance, feel free to reach out at 218-387-1312. Let's grow together!

Branch Location & Accessibility

Welcome to North Shore, your friendly neighborhood credit union located at 122 E Highway 61 in beautiful Grand Marais, MN. Nestled conveniently along the highway, our branch is easy to access whether you're coming from the heart of town or enjoying a scenic drive along Lake Superior. You'll find us just a stone's throw away from popular local spots like the Grand Marais Lighthouse and Gunflint Trail, making it a breeze to stop by for all your banking needs. At North Shore, we believe banking should be simple and accessible for everyone. Our branch features ample parking and is equipped with ADA-compliant facilities to ensure that all members can visit comfortably. If you're in a hurry, take advantage of our drive-thru service, available for quick deposits and withdrawals perfect for those busy days! We're here to serve you Monday through Friday with lobby hours from 8:30 AM to 4:30 PM, while our drive-up service operates from 8:00 AM to 5:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking for loans be it auto loans or mortgages our dedicated team is ready to help. Plus, enjoy the convenience of our ATM on-site for quick cash access whenever you need it. While members can visit us at our branch address, official correspondence should be sent to the same location at 122 E Highway 61, Grand Marais, MN 55604. Have questions? Don't hesitate to reach out! Call us at 218-387-1312. We look forward to welcoming you into our North Shore family!

Member Eligibility

Joining the North Shore family means becoming part of a welcoming community that truly cares about its members. At our branch located at 122 E Highway 61, Grand Marais, MN 55604, we invite you to explore how you can become a member. Eligibility is open to anyone who lives, works, worships, or attends school in Cook County and surrounding areas. This inclusive approach ensures that everyone has the opportunity to benefit from our personalized financial services. Not only will you gain access to competitive rates and a variety of banking products, but you'll also enjoy the peace of mind that comes with being part of a cooperative institution focused on serving its members. To learn more about specific eligibility requirements and how you can start your membership journey, visit us at North Shore Membership. If you have questions or need assistance, feel free to reach out to us at 218-387-1312. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $30,344,521, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Additionally, our merchant services simplify payment processing so you can focus on what matters most growing your business. Imagine seamlessly accepting payments from customers, whether they prefer credit cards or mobile payments. This convenience not only enhances customer satisfaction but also boosts your sales potential. Located at 122 E Highway 61 Grand Marais Mn 55604 in Grand Marais, MN, we're ready to partner with you on your path to success. Reach out at (218) 387-1312 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For local entrepreneurs and businesses, our Business Banking services include merchant services and business loans designed to help you thrive in today's competitive market. We believe that supporting small businesses strengthens our community.

Credit Options

In addition to these personal services, we provide Credit Cards with Rewards that allow you to earn while you spend. Enjoy perks like cash back and travel rewards that enhance your everyday purchases.

Digital Banking Convenience

In this digital age, convenience matters. That's why we offer comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, banking is now more accessible than ever. Additionally, if you prefer in-person transactions, our branch includes an ATM for quick cash withdrawals and balance checks along with basic drive-thru banking for easy deposits and withdrawals.

Get In Touch

At North Shore, we're committed to making banking simple and accessible for everyone in Grand Marais. For questions about any of our services or to discuss how we can assist you further, feel free to give us a call at 218-387-1312 during our operating hours from 8:00 AM - 5:00 PM (drive-thru opens at 8:30 AM) Monday through Friday. Join us at North Shore and experience personalized service from a team that cares about your financial well-being! Visit us today or check out more details on our website here.

Personal Banking

We understand that everyone has different financial goals. That's why we offer Personal Banking options such as checking and savings accounts designed to help you manage your money effectively. If you're looking for reliable ways to finance a new vehicle, our Auto Loans & Vehicle Financing can make it easier for you to hit the road without breaking the bank. Whether you're purchasing a brand-new car or refinancing an existing loan, our competitive rates can fit your budget. When it comes to homeownership, our Mortgage Loans & Refinancing services provide you with flexible options to either buy your dream home or lower your monthly payments through refinancing. We know how important it is to have manageable debt, so we also offer Personal Loans & Debt Consolidation to help you regain control over your finances.

Digital & Online Banking

Key Features

We offer electronic signature authorization, making it simple for you to sign documents securely online. No more printing, signing, and scanning just a quick and secure way to handle paperwork. Additionally, e-statements are available so you can easily keep track of your transactions without cluttering your mailbox. For those who love mobile payments, our platform supports this feature too! You can make purchases right from your smartphone with ease. Plus, with our dedicated mobile application, managing your finances is as easy as tapping a few buttons. Need to send money to a friend? Our person-to-person transfer option allows you to do just that in seconds perfect for splitting bills or sending gifts. At North Shore, we understand the importance of security. Our digital services are designed not only for ease of use but also to protect your personal information. You can bank confidently knowing that we take your security seriously. Whether you're checking balances, transferring funds, or managing payments, our user-friendly features provide real-time account management at your fingertips. Enjoy the flexibility and control that comes with modern banking solutions tailored just for you!

Financial Strength

At North Shore, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our strong financial foundation, which allows us to support our community effectively. With a net worth of $33,347,305, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.94% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $60,953,345 in share certificates and $40,545,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,041,761 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,964 in total auto loans and $192,325,634 in total loans and leases. Our operational efficiency is reflected in our net income of $1,305,544, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Total Share Accounts: 41,541, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Shore is your trusted partner. Visit us at 122 E Highway 61 Grand Marais Mn 55604 or call 218-387-1312 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,034,955 in used vehicle loans and $14,791,674 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $30,344,521 provide the capital needed to grow and expand. We are committed to supporting local businesses by offering customized solutions that can help streamline operations and drive success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,673,933, make buying or refinancing simple. We know that securing a mortgage is one of the biggest financial decisions you'll make, and our experienced staff is here to guide you through the process smoothly.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may lower your monthly payments or reduce your overall interest costs. Be sure to ask about eligibility requirements when you visit us! At North Shore, we prioritize making your borrowing experience straightforward and beneficial. Our knowledgeable staff is here to answer any questions you may have regarding our loan products or how they can best serve your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore all our offerings and see how we can assist you in achieving your financial aspirations today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,347,241 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards programs that can help you save money while earning benefits.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers. Each listing reflects current rates and terms, allowing for a straightforward comparison across multiple lenders.

NORTH SHORE FEDERAL CREDIT UNION