North Shore Credit Union Duluth MN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to North Shore, your trusted partner in financial well-being, located at 1902 W Superior St, Duluth, MN 55806. Established in 1967, we have proudly served our community for over five decades, helping 12,960 members navigate their financial journeys with confidence and care. At North Shore, we believe that every member deserves personalized service and support. With total assets of $279,189,465 and total deposits amounting to $63,029,266, we are not just a credit union; we are a pillar of strength in the Duluth community. Under the leadership of our dedicated CEO, Cassie Ernest, and Board President James Lukken, our team of 64 employees is committed to providing exceptional service and fostering relationships built on trust. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1902 W Superior St, Duluth, MN 55806-2141. Our range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. With total loans reaching 7,749, we offer competitive rates tailored to your financial goals. Our net worth stands strong at $33,347,305, ensuring that we remain a safe choice for your financial future. We invite you to explore how North Shore can empower you financially. For more information or assistance, don't hesitate to reach out at (218) 522-8310 during our operating hours from 8:30 AM to 4:30 PM Monday through Friday. Visit our website at North Shore FCU to learn more about our offerings and how we can serve you better!

Branch History & Mission

A Legacy of Service

Located at 1902 W Superior St, our branch is more than just a place to bank; it's a cornerstone of the Duluth community. Over the years, we have embraced advancements in technology while remaining committed to personalized service. Our operating hours are from 8:30 am to 4:30 pm Monday through Friday, making it easy for members to access our services when they need them. While members can visit us at 1902 W Superior St, official correspondence should be sent to 1902 W Superior St, Duluth, MN 55806-2141. This location is conveniently situated near local landmarks that make it accessible for everyone.

Embracing Modernity

North Shore has also embraced modern banking solutions to enhance member experience. Our services include online banking and mobile payments, ensuring that managing finances is convenient and accessible. We are dedicated to maintaining ADA compliance so that all members can enjoy our services without barriers. Despite not having ATMs or drive-thru services currently available, we strive to offer comprehensive digital banking options that cater to the needs of our members wherever they are.

Join Us

As we look toward the future, North Shore remains steadfast in its commitment to serve the Duluth community with integrity and care. Whether you're looking for a loan or simply want advice on managing your finances better, we invite you to become part of our growing family. Experience the benefits of membership today by visiting us or calling us at 218-522-8310. Together, let's build a brighter financial future!

Our Mission

At the heart of North Shore's mission is a simple yet powerful commitment: we aim to provide excellent financial services while fostering community support. We believe in empowering our members through various offerings such as personal banking solutions including checking and savings accounts as well as auto loans, mortgage refinancing, and credit cards with rewards. We also recognize that financial education and outreach are essential. That's why we actively engage with local organizations and initiatives to promote financial literacy among all age groups. Our goal is not only to help individuals manage their finances but also to inspire confidence in their financial futures.

Branch Location & Accessibility

Connect With Us

If you have questions about our services or want to know more about how we can assist with your financial journey, feel free to give us a call at 218-522-8310. We invite you to come by North Shore and experience a welcoming environment where your financial needs are met with care and expertise. We look forward to seeing you soon!

Convenient Access

At North Shore, we prioritize convenience and accessibility for our members. The branch is designed with ADA compliance in mind, ensuring that everyone can easily access our facilities. You'll find ample parking available nearby, making it easy for you to pop in during your busy day. Our lobby hours are Monday through Friday from 8:30 AM to 4:30 PM, providing plenty of time to meet with our dedicated team who are ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and more. Unfortunately, we do not have drive-thru banking or ATM services at this location; however, our staff is always available inside to help with any transactions or inquiries you may have.

Member Eligibility

Joining the North Shore community is more than just opening a bank account; it's about becoming part of a family that truly cares about your financial well-being. At North Shore, we welcome anyone who lives, works, worships, or attends school in St. Louis County to become a member. It's an inclusive process designed to ensure everyone can benefit from our personalized services. As a member, you'll enjoy advantages like competitive loan rates, tailored financial advice, and access to a variety of banking products that fit your needs. Getting started is easy! You can find detailed information about membership eligibility by visiting our website at https://www.northshorefcu.org/about/membership . If you have any questions or need assistance, don't hesitate to give us a call at 218-522-8310. Our friendly staff is here to help you every step of the way as you embark on this rewarding journey with us at North Shore, located at 1902 W Superior St Duluth, MN 55806.

Business Banking & Commercial Services

Commercial Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $165 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $30,344,521, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and improve cash flow. Picture a retail store effortlessly accepting payments through various methods, allowing customers the flexibility they crave. This not only enhances customer satisfaction but also streamlines your operations. Located at 1902 W Superior St Duluth Mn 55806 in Duluth, MN, we're here to support your journey. Contact us at (218) 522-8310 to learn more about how we can assist your business today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATM facilities at this branch, our members enjoy reliable access to cash withdrawal services through various channels. At North Shore, we're committed to making banking as straightforward as possible while meeting the unique needs of our members. If you'd like more information about any of these services or want assistance setting up an account, don't hesitate to reach out! Call us at (218) 522-8310 or stop by our branch during operating hours from 8:30 am - 4:30 pm Monday through Friday. We look forward to serving you!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options are tailored to fit your budget and lifestyle. With competitive rates and flexible terms, we aim to make your car-buying experience smooth and stress-free. You can easily apply online or visit us to get started on financing the vehicle of your dreams.

Business Banking

If you're a business owner, our Business Banking services are designed with you in mind. We provide everything from Merchant Services to secure payment processing and Business Loans that can help take your business to new heights.

Credit Cards with Rewards

Want to earn rewards while making everyday purchases? Check out our Credit Cards with Rewards program. From cashback on groceries to points for travel, these cards offer benefits that add value back into your wallet.

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance their existing mortgage, our Mortgage Loans & Refinancing services are here for you. We guide you through the process, ensuring you understand all your options so that you can make the best choice for your future.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services, allowing you to manage your accounts anytime and anywhere. Pay bills, transfer funds, and check balances right from your smartphone or computer it's banking made easy!

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts that help you manage your money effectively. Imagine having a checking account with no monthly fees, giving you more room in your budget for things that matter most. Our savings accounts can help you set aside funds for future goals, whether it's a vacation or an emergency fund.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation options can help ease the burden during tough times. Whether you're looking to consolidate debt or need a little extra cash for an important purchase, we've got solutions that work for you.

Digital & Online Banking

Key Features

One of the standout features of our service is the ability to sign documents electronically. With Yes, you can complete transactions without the hassle of printing or mailing paperwork. This means faster approvals and less time spent on administrative tasks. If you're looking for a greener option, we also offer e-statements, making it easy to keep track of your financial statements without the clutter of paper. You can view your statements securely online whenever it suits you. For those who love using their mobile devices, our mobile application makes managing your accounts even simpler. Whether you're out shopping or relaxing at home, you'll have access to all your banking needs right in your pocket. And with our mobile payments feature, paying friends or businesses is just as easy as sending a text no cash needed!

Stay Connected

Need to send money to someone quickly? Our person-to-person transfers are designed for just that. It's a quick and easy way to share funds with friends or family without any extra fees. In summary, North Shore offers a comprehensive suite of digital banking services that prioritize both convenience and security. Managing your finances has never been easier! Explore all these features by visiting us online today at https://www.northshorefcu.org/ .

Financial Strength

Growing Together

Total Share Accounts stand at 41,541, showcasing a strong and growing member base that trusts us with their finances. With net shares amounting to $1,171,759, we have ample funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Shore is your trusted partner. Visit us at 1902 W Superior St Duluth Mn 55806 or call (218) 522-8310 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Your savings are secure with us. Members benefit from $60,953,345 in share certificates and $40,545,456 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,305,544 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 58 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $32,041,761 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This enables us to support your financial goals effectively. For instance, we have $2,482 in used auto loans and $192,325,634 in total loans and leases available for our members.

Solid Financial Foundation

With a net worth of $33,347,305, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,194 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,034,955 in used vehicle loans and $14,791,674 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we are here to provide you with competitive financing options.

Business Loans

For business owners, our outstanding commercial loans totaling $30,344,521 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,347,241 in loans helping members manage their finances effectively. Our credit cards come with rewarding benefits that can help you save while spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $10,673,933, make buying or refinancing simple. We provide personalized service to help you navigate through the process smoothly.

Refinancing Options

If you're looking for better rates or terms on your existing loans, we also have refinancing options available. This can help reduce your monthly payments or lower your interest rate. You can reach us at 218-522-8310 for more information about any of our loan products or to discuss eligibility requirements. Our team is ready to assist you from 8:30 am to 4:30 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At North Shore, we aim to empower our members by providing accessible financial solutions tailored just for you.

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Ensuring Accurate Comparisons

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NORTH SHORE FEDERAL CREDIT UNION