North Platte Union Pacific Credit Union NE | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to North Platte Union Pacific Employee Credit Union, where your financial well-being is our priority! Located at 420 Rodeo Rd, North Platte, NE 69101, we have proudly served our community since 1941. With a strong commitment to our members, we have grown to support over 4,000 individuals and families, helping them achieve their financial goals with confidence. At North Platte Union Pacific Employee Credit Union, we understand that managing your money can be challenging. That's why we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgages. Our total assets exceed $41 million, ensuring that we have the resources necessary to meet your needs. Our dedicated team, led by CEO Lisa Russell and Board President Steve Lehman, is here to provide expert guidance and support. We pride ourselves on fostering a welcoming environment where every member feels valued. Whether you need assistance with loans or are interested in growing your savings, our friendly staff is ready to help. For your convenience, we also offer modern banking solutions such as online banking and mobile services. You can reach us at (308) 532-4426 or visit our website at upemployeescu.com for more information about our services. While members can visit us at 420 Rodeo Rd, official correspondence should be sent to the same address. We invite you to join our family today and experience the difference that personalized service makes! Don't hesitate call or stop by to learn how we can assist you in achieving your financial dreams.

Branch History & Mission

Welcome to the North Platte Union Pacific Employee Credit Union, where our rich history and strong community ties create a solid foundation for financial growth and support. Established in 1941, we have proudly served the members of North Platte, Nebraska, and the surrounding areas for over eight decades. Our branch is located at 420 Rodeo Rd, North Platte, NE 69101, a convenient spot for our local community. Since our inception, we have been dedicated to providing exceptional financial services tailored to meet the unique needs of our members. Over the years, we have grown significantly, now boasting a membership of over 4,053 individuals. With total assets reaching an impressive $41,373,844, we are well-positioned to offer a wide range of products and services that empower our members to achieve their financial goals. Our mission is simple yet powerful: to deliver quality financial services while fostering a sense of community and support among our members. We believe that everyone deserves access to banking that is not only reliable but also enriching. We aim to provide personal banking options such as checking and savings accounts, auto loans, mortgage financing, and credit card rewards all designed with your best interests in mind. At North Platte Union Pacific Employee Credit Union, we understand the importance of staying current with technology. That's why we offer online banking services that allow you to manage your finances from anywhere at any time. Additionally, our commitment to accessibility means we are ADA compliant and strive to ensure all members can easily access our services. While members can visit us at 420 Rodeo Rd, official correspondence should be sent to 420 Rodeo Rd, North Platte, NE 69101-2240 if it differs from your regular visits. We also have an ATM available for your convenience and a drive-thru service to help you bank on the go. Our community outreach efforts reflect our commitment beyond just banking. We actively partner with local organizations to support initiatives that uplift and enhance the lives of those around us. By joining us, you're not just becoming a member; you're becoming part of a family that cares deeply about its neighbors. We invite you to experience the benefits of being part of North Platte Union Pacific Employee Credit Union. Whether you're looking for personal banking solutions or want to contribute positively to your community, we're here for you every step of the way. Visit us today or call us at 308-532-4426 to learn more about how you can join us in making a difference!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your convenience in mind. We offer ample parking right outside, ensuring that you can easily access our services without hassle. We also prioritize accessibility for all our members, featuring ADA-compliant ramps and entrances so everyone can visit comfortably. Whether you prefer to bank in person or on the go, we have you covered! Our operating hours are set to fit your busy schedule: we're open from 9 AM to 5 PM Monday through Thursday, 9 AM to 4:45 PM on Friday, and even have special hours from 9 AM to 12 PM on Saturday for drive-thru services only. Need assistance? Don't hesitate to give us a call at 308-532-4426; our team is always here to help!

Services Offered

At North Platte Union Pacific Employee, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Plus, with an ATM available for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions, accessing your funds has never been easier. We invite you to visit us soon at our North Platte location or explore our website at upemployeescu.com for more information about our services. Your financial journey starts here come see what we can do for you today!

Member Eligibility

Welcome to the community at North Platte Union Pacific Employee! Joining us means stepping into a supportive environment where your financial well-being is our priority. Becoming a member is easy and open to those who work for or are retired from the Union Pacific Railroad, as well as their immediate family members. This inclusiveness allows you to enjoy all the benefits we offer, like competitive rates on loans and personalized service tailored to your needs. To learn more about the specific eligibility criteria, feel free to visit our website at . When you're ready to take the next step, opening an account is straightforward. You can complete the process online by visiting https://www.cue-branch.com/onlineappcu159/ or give us a call at (308) 532-4426 if you have any questions. We're located at 420 Rodeo Rd North Platte Ne 69101, and we can't wait to welcome you into our growing family of members!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer comprehensive merchant services tailored to fit your needs. Imagine being able to accept payments seamlessly whether in-store or online while enjoying lower transaction fees. Our services not only simplify payment processing but also enhance customer satisfaction by providing them with multiple payment options. At North Platte Union Pacific Employee, located at 420 Rodeo Rd North Platte Ne 69101 in North Platte, NE, we're dedicated to helping you thrive. Connect with us today at (308) 532-4426 to learn how we can assist you in reaching your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community Focus

At North Platte Union Pacific Employee, we pride ourselves on being part of the community. Our goal is not just to provide financial services but also to build lasting relationships with our members. With dedicated staff available by phone at (308) 532-4426, we're always here to answer questions or assist with any concerns. We invite you to visit us at 420 Rodeo Rd North Platte Ne 69101 or check out our website at North Plattte Union Pacific Employees Credit Union for more information on how we can serve you better. Whether you're looking for personal banking options or need support for your business endeavors, we're excited to be part of your financial journey!

Business Banking Services

Small business owners will find valuable resources at North Platte Union Pacific Employee as well. Our Business Banking services, including Merchant Services & Business Loans, are designed to support your entrepreneurial journey and ensure that your business thrives.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Need cash quickly? Our ATMs provide easy access for withdrawals and balance checks. Plus, if you prefer face-to-face interactions but have a busy schedule, take advantage of our Drive-Thru Banking for deposits and simple transactions without leaving your car.

Personal Banking Solutions

For individuals, we offer a variety of personal banking options designed to make managing your money easier. Start by opening a Checking or Savings Account with us, where you can enjoy flexible features tailored to your lifestyle. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing can help you hit the road without breaking the bank. We also provide Mortgage Loans & Refinancing options to assist you in buying your dream home or refinancing an existing mortgage to potentially lower your payments. If you're facing challenges with debt, our Personal Loans & Debt Consolidation services can help streamline your finances and reduce monthly payments. And don't forget about our Credit Cards with Rewards, which allow you to earn while you spend perfect for everyday purchases!

Digital & Online Banking

Convenient Features

For those who prefer paperless options, we provide e-statements so you can easily track your transactions without the clutter. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you're always on the move, our mobile application brings banking right to your fingertips. You can check balances, make payments, and manage your accounts anytime, anywhere all from your smartphone. While we currently don't offer mobile payments, rest assured that our app is designed for ease of use.

Security Matters

We take your security seriously. Our online banking services are equipped with robust security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe with us. In summary, North Platte Union Pacific Employee is committed to making banking accessible and convenient for all our members. Whether you're using our online platform or mobile application, you'll find that managing your finances has never been easier. Join us today and experience the benefits of digital banking!

Financial Strength

A Strong Foundation

With a net worth of $6,490,587, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,569 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $6,471,642 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is evidenced by our $1,009 in used auto loans and $19,317,104 in total loans and leases, supporting your financial goals across various sectors.

Growing Community Trust

With a total of 6,488 share accounts, we have established a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $13,084,459, reinforcing our commitment to providing you with accessible resources for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Platte Union Pacific Employee is your trusted partner. Visit us at 420 Rodeo Rd North Platte Ne 69101 or call (308) 532-4426 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $8,156,948 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members over profits; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees ready to assist you with personalized service.

Loan Offering

At North Platte Union Pacific Employee, we understand that everyone has unique financial needs. That's why we offer a variety of loan products designed to help you achieve your goals. Whether you're looking for a new vehicle, refinancing your home, or simply need extra cash, our team is here to support you. With over 1582 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,221,932 in used vehicle loans and $2,505,729 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore our other financing solutions. For those needing flexible spending options, we also offer credit lines totaling $1,895,122. These can be a great way to manage expenses without the commitment of a traditional loan. We also provide unsecured credit card loans; however, at this time there are no active offerings in this category. If you're looking for straightforward terms and competitive rates on personal loans or debt consolidation options, we would be happy to discuss what might work best for you. If you're considering refinancing your current loan or exploring eligibility options for any of our products, please reach out to us at 308-532-4426. Our friendly staff is ready to assist you in finding the right solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 420 Rodeo Rd, North Platte, NE 69101, and let's talk about how we can help you with your financing needs!

Loan Aggregator

Accurate Loan Comparisons

LendMesh prioritizes transparency and reliability in its comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that all offers are fair and transparent, helping users avoid potential pitfalls associated with hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits of using this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

North Platte Union Pacific Employee